1 lb. ground beef, cooked
1 pkg. taco seasoning
1 can black beans
1 can refried beans, cooked
1 container salsa
5 jalepeno peppers, cut into rounds
1 Block of cheddar cheese, shredded
1-16oz. container of sour cream

Cook the beef and add taco seasoning. Drain off fat. Layer in the following order in a deep casserole dish; beef, black beans, refried beans, salsa, jalepeno peppers 7 cheese. Microwave for 5 minutes on High. Add sour cream on top and microwave for another 2-3 minutes. (You can use the oven at 350 degrees, just watch for the cheese to melt - take out and top with sour cream; put back in oven and take out when sour cream is warm.)