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protect social security number

Protect social security number

Your social security number is used to keep a record of your earnings. Here are some things you can do to protect your earnings record and to make sure it is accurate.

There are two problem with the way SSNs are used these days. The first is that they are used (by different parties) as if they were both a representation of identity and a secure password. The second problem is that they have become a widely used identifier which can be used to tie multiple records together about a single individual.

• Keep your number and card in a safe place to prevent their theft.
• Check your name and Social Security number on your pay stub and W-2 form to make sure they are correct.
• Notify us every time you change your name.

The short answer is that there are many restrictions on government agencies asking for your number, but few on individuals or companies. When someone from a government agency asks for your number, they are required to provide a Privacy Act Disclosure Notice, which is required to tell you what law allows them to ask, whether you have to provide your number, and what will happen if you don't provide the number.

Private companies aren't required to follow this law, and in general your recourse is to find another company to do business with if you don't like their policies.

Giving your number is voluntary even when you are asked for the number directly. If requested, you should ask:

• why your social security number is needed;
• how your social security number will be used;
• what happens if you refuse; and
• what law requires you to give your ssn.

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