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Personal Finance


Source Summary/Reaction Calendar Assignments



Purpose and Verification

Course Information

Course Description

Learn how to make the most of your income through your ability to understand, manage, and invest the money you earn.  Computers and on-line stock market competitions will be used to enhance learning.  Topics covered include:  investment options, credit awareness/use, savings and checking accounts, and insurance.


Graduation Standard                                                       Personal and Family Resource Management


Meeting Location                                                                                                            Room 3-109


Meeting Time                                                                                           Period 3:  9:43 – 10:35 a.m.


Prerequisite                                                                                                                                None


Supplies                                                                                                                               Calculator



                                                                                                                                   Positive Attitude


                                                                                                                                      Writing Utensil


Technology                                                                                                                  Microsoft Excel

                                                                                                                           Microsoft PowerPoint

                                                                                                                                   Microsoft Word

                                                                                                                          Multimedia Equipment

                                                                                                                                 World Wide Web


Textbook(s)                                                                                     Managing Your Personal Finances


Classroom Policies

Attendance:  Regular attendance in all classes is vital to insuring a quality learning experience and productive future for all students.



  1. Students are to show verified parent excuse notes to the teacher at the beginning of the hour.
  2. All course work missed must be completed within two (2) school days for each day absent.  If course work is not completed within the timeframe, students will receive a “0”.
  3. All students will be required to complete an Alternative Assignment for each absence.



1.      Students are to be in their seat when the bell rings.

2.      Every third tardy accumulated by a particular student in one grading period will be equivalent to an unexcused absence which will result in Tuesday/Thursday school.


Unexcused Absences:

  1. An unexcused absence will be considered in the computing of student grades.  Each unexcused absence will result in a 5% reduction of the total quarter grade, not to exceed a maximum of 20% of the grade.
  2. Work missed during unexcused absences must be completed; however, credit will not be granted.


Bathroom:  Students will be allowed to use the bathroom, via a pass, between the first and last fifteen minutes of the class period.


Course Work:  All course work will only be accepted on the day the course work is due.


See Student Expectations


Grading Policies

Grades will be based on total points.  The following grade scale will be used:

A = 90%

B = 80%

C = 70%

D = 60%

F =  


Student Expectations

1.      Abide by all Rochester Public School policies.


2.      Respect School Personnel

&   Listen.

&   Follow directions promptly.

&   Accept responsibility for your own actions.


3.      Respect the Rights of Others

&   Listen when others are talking.

&   Respect the opinions, point of view, and feelings of others.

&   Use appropriate voice tone, language, and actions.

&   Display appropriate personal appearance.


4.      Respect Property

&   Protect and take care of school property.

&   Respect the property of others.


5.      Be Prompt and Prepared

&   Be on time to all classes.

&   Demonstrate that you are ready to learn by being in your seat, quiet, and ready for instructions from your teacher.

&   Have appropriate materials and equipment such as books, orkbooks, notebooks, pencils, pens, etc.


6.      Display a Concern for Learning

&   Accept responsibility for your own learning.

&   Be an active and cooperative learner.

&   Demonstrate behavior that does not interfere with the learning of others.

&   Meet or exceed class requirements.


7.      Demonstrate Appropriate Social Skills

&   Learn how to handle conflicts appropriately.

&   Display acceptable behavior in all areas of the school including the hallways, cafeteria, assemblies, special events, and sports events.

&   Demonstrate courtesy and respect when interacting with others.


Possible Mediation Techniques


Classroom Apology

Loss of Privileges

Student-Teacher Conference

Parent/Guardian Contact

After-school Detention


Please sign and return….


I have received, read, and understand the policies of the Rochester John Marshall Business Education Department.


Student:            ______________________________            Date: _______________


Parent(s)/         ______________________________            Date: _______________



                        _____________________________              Date: _______________