Site hosted by Build your free website today!



Course Information

Course Description

Students will use math to help solve problems and make sound decisions in “real life” consumer and employment-related situations.  Topics covered include: calculating pay and fringe benefits, managing your money using budgets, checking, and savings accounts, housing and transportation costs, taxes and insurance, and investments.


Graduation Standard                                                       Personal and Family Resource Management


Prerequisite                                                                                                                                None


Required Materials                                                                                                              Calculator



                                                                                                             Textbook (Instructor Provided)

                                                                                                                                        3-ring Binder           

                                                                                                          Workbook (Instructor Provided)

                                                                                                                                      Writing Utensil


Technology                                                                                                                  Microsoft Excel

                                                                                                                           Microsoft PowerPoint

                                                                                                                                   Microsoft Word

                                                                                                                          Multimedia Equipment

                                                                                                                                 World Wide Web


Textbook(s)                                                                                                                   Business Math

Classroom Policies

Attendance:  Regular attendance in all classes is vital to ensuring a quality learning experience and productive future for all students.



  1. All coursework missed must be completed within two (2) school days for each day absent.  If coursework is not completed within the timeframe, students will receive a “0”.



1.      Students are to be in their seat when the bell rings.

2.      Every third tardy accumulated by a particular student in one grading period will be equivalent to an unexcused absence which will result in Tuesday/Thursday school and grade reduction (see Unexcused Absences).

3.      A student will be considered tardy if he/she must return to their locker to retrieve required materials needed for class.


Unexcused Absences:

  1. Work missed during unexcused absences must be completed; however, credit will not be granted.
  2. An unexcused absence will be considered in the computing of student grades.  Each unexcused absence will result in a 5% reduction of the total quarter grade, not to exceed a maximum of 20% of the grade.


Bathroom:  Students will be allowed to use the bathroom, via a pass, between the first and last fifteen minutes of the class period.  One student will be allowed to leave the room at any given time.


Bell Ringer:  Most days will start with an activity that will be started as soon as the bell rings.  Students will earn class participation points for completing the activity.


Calculator:  All students will need a calculator for each class period.  For quizzes and tests, students must use their own calculator.


Coursework:  All coursework will only be accepted at the beginning of the period on the day the coursework is due.


Drink:  Prohibited.


Extra credit:  Students can earn extra credit points by obtaining extra help via a math teacher or through an appointment with Mr. Jasperson (see Office Information).


Food:  Prohibited.


See Student Expectations


Grading Policies

Semester and quarter grades will be based on weighted-total points.  Grades are posted weekly for student review.  The following grade scale will be used for all grades:

A = 90%

B = 80%

C = 70%

D = 60%

F =


Course Grades = Quarter Grade (40%) + Quarter Grade (40%) + Final Exam (20%)


Semester Exam (Final Exam):  A culminating, final exam will be given at the end of semester, and account for 20% of the course grade.


Qrtr. Grades = Class Participation (20%) + Homework (20%) + Quizzes (20%) + Exams (40%)


Class participation:  Twenty percent (20%) of the course grade will include class participation.  Student’s grade may be based on, but not limited to, answering questions, attendance, class discussion, completing in-class assignments, paying attention, and preparation for class.


Homework:  Twenty percent (20%) of the course grade will include homework assignments. Homework may be graded on two levels as explained below.

1.                  Five (5) points will be given based on 90% completion and work shown.

2.                  Points will be assigned for each problem.  For example, 10 problems = 10 points.


Quizzes:  Twenty percent (20%) of the course grade will include quiz scores.  Review quizzes will be given the last day of each week to reinforce student learning.


Exams:  Forty percent (40%) of the course grade will include exam scores.


Support Resources

Any student needing tutoring or extra help in business math may seek it through structured study halls or a math teacher.  Students can earn extra credit for seeking this support.


Scope and Sequence

First Semester:


  1. Checking accounts
  2. Savings accounts
  3. Checking Account Project (Task 2)
  4. Comparative Shopping
  5. Cost of Credit and credit Cards
  6. Cash Investments
    1. Stocks
    2. Bonds
    3. Mutual Funds
  7. Investment Portfolio Project (Task 4)
  8. Business Data Analysis (if time)

Semester Final

Second Semester:

1.      Gross Pay, Net Pay, and Fringe Benefits

2.      Taxes (Task 3)

3.      Insurance

4.      Purchasing Capital Assets


A.     Buying a House

B.     Buying a Car

5.      Budgeting

6.      Budgeting Project (Task 1)

7.      Managing People and Inventory (if time)

8.      Business Costs and depreciation (if time)

Semester Finals

Student Expectations

1.      Abide by all Rochester Public School policies.


2.      Respect School Personnel

&   Listen.

&   Follow directions promptly.

&   Accept responsibility for your own actions.


3.      Respect the Rights of Others

&   Listen when others are talking.

&   Respect the opinions, point of view, and feelings of others.

&   Use appropriate voice tone, language, and actions.

&   Display appropriate personal appearance.


4.      Respect Property

&   Protect and take care of school property.

&   Respect the property of others.


5.      Be Prompt and Prepared

&   Be on time to all classes.

&   Demonstrate that you are ready to learn by being in your seat, quiet, and ready for instructions from your teacher.

&   Have appropriate materials and equipment such as books, workbooks, notebooks, pencils, pens, etc.


6.      Display a Concern for Learning

&   Accept responsibility for your own learning.

&   Be an active and cooperative learner.

&   Demonstrate behavior that does not interfere with the learning of others.

&   Meet or exceed class requirements.


7.      Demonstrate Appropriate Social Skills

&   Learn how to handle conflicts appropriately.

&   Display acceptable behavior in all areas of the school including the hallways, cafeteria, assemblies, special events, and sports events.

&   Demonstrate courtesy and respect when interacting with others.


Possible Intervention Techniques


Classroom Apology

Composure Time

Loss of Privileges

Student-Teacher Conference

Parent/Guardian Contact

Tuesday/Thursday School


Please sign and return….


I have received, read, and understand the policies of the Rochester John Marshall and Rochester Mayo Business and Marketing Education Department.


Student:            ______________________________            Date: _______________


Parent(s)/         ______________________________            Date: _______________



                        _____________________________              Date: _______________