My Name is Tim Hauxwell, I am 26 years old and I live in the North East of the UK. I have got myself into about £9,000 debt and I am trying hard to pay it off, but I often struggle to pay the minimum each month. Needless to say, that I don't have money to buy myself new things or go out. I have not been able to afford a holiday for sometime now and it is really getting to me. I have tried so many things, but the only thing I can do is pay the minimum each month, but this does not seem to make much of a difference!! I would like to ask you to help me, by making a donation using the pay pal button below! I will be very grateful for every penny received!! Thank you. Please feel free to email me if you want to ask me any questions or have any advice to offer.