Cost is a reflection of location as well as sire of the structure. The listed prices are for a building in most American cities and their suburban surroundings. If the heroes are apartment hunting in Manhattan or the richer suburbs, the price is +1CS. If the heroes settle down in a relatively secluded spot, like Colorado, Tamarind Island, or Lake Geneva, the price is -1CS. Cost is presented in 2 values. The first is the cost if the character is renting, payable by the month. The second is if the character is buying or building (in the case of apartments, this is dealing in condos).