When you enter Lunar of Prentence, you will go to the palace and tell them that you are new around. They will know that you are new, and give you money to start off with. He will recieve 10 coppers, 5 silvers, and 2 golds.
1 copper = $5
1 silver = $50
1 gold = $100
You may also earn a job in your kingdom to earn more money, or set up your own shop. Whatever you wish to do with your life is up to you. Use your money wisely because things are expensive.