individual health care insurance
individual health care insuranceThe Health Insurance Portability and Accountability Act (HIPAA) was enacted by the U. S. Congress in 1996. According to the Centers for Medicare and Medicaid Services' (CMS) website, Title I of HIPAA protects health insurance coverage for workers and their families when they change or lose their jobs. Title II of HIPAA, the Administrative Simplification (AS) provisions, requires the establishment of national standards for electronic health care transactions and national identifiers for providers, health insurance plans, and employers. The AS provisions also address the security and privacy of health data. The standards are meant to improve the efficiency and effectiveness of the nation's health care system by encouraging the widespread use of electronic data interchange in the US health care system. Discover health care and medical insurance options that meet your needs, now and Title I: Health Care Access, Portability, and RenewabilityTitle I of HIPAA regulates the availability and breadth of group and individual health insurance plans. It amends both the Employee Retirement Income Security Act and the Public Health Service Act. Title I prohibits any group health plan from creating eligibility rules or assessing premiums for individuals in the plan based on health status, medical history, genetic information, or disability[1]. Title I also limits restrictions that a group health plan can place on benefits for preexisting conditions. Group health plans may refuse to provide benefits relating to preexisting conditions for a period of 12 months after enrollment in the plan or 18 months in the case of late enrollment [2]. However, individuals may reduce this exclusion period if they had health insurance prior to enrolling in the plan. Home affordable student health insurance health insurance in ca family health insurance quotes low cost health insurance plan health insurance columbus nationwide health insurance health insurance quote georgia health insurance unemployed california health insurance online quote health insurance companies florida new jersey health insurance companies small business health insurance florida company private health insurance health insurance co health insurance for international students florida health insurance quotes health insurance companies in california health insurance price quote health care insurance quote california comparison health insurance state farm health insurance health insurance companies texas low cost health insurance alternative georgia health insurance quote california family health insurance quote cheap group health insurance individual health insurance company health insurance dallas texas health insurance price health insurance maternity |