| Problem Credit Loans |
If your credit is truly damaged, you may need a
"SubPrime" loan. These loans may have higher interest rates, but they can often get you approved when no one else can. |
| Refinance Your Home Mortgage |
Refinancing replaces your existing loan with another lower interest rate loan
for the same amount. This can save you tons of money when market interest rates drop 1 or more percentage points
lower than your present rate. Refinancing can be used to reduce your interest rate, change the term of your loan,
or to consolidate your debts. |
| Home Equity Loans |
With a Home Equity Loan you can use your home as collateral to consolidate
bills, make home improvements, buy a new car, plan a vacation, etc. The minimum amount available for a loan is $10,000, but you can borrow as much as $250,000.
There are no closing costs or fees associated with the loan. |
| Second Mortgages |
If you don't want to refinance your existing first mortgage,
but would like to use your home equity for debt consolidation or just to get cash for any purpose. |
