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What Is an Electronic
Signature?
The very term
"electronic signature" is confusing. It's defined in
the E-Sign Act as a symbol attached to a logically
association with a record by a person with the present intent
to authenticate that record.
Every time you download
software off the Internet, read the licensing agreement and
click "I accept," you're using an e-signature. The
click combined with your self identification create the
signature. If you place a trade over the phone and verbally
confirm that you want to buy or sell stock, the recording of
your voice could be considered an e-signature. Digital
signatures and images of handwritten signatures also
constitute e-signatures.
The language of the E-Sign
bill was intentionally vague, experts say.
A handwritten signature
signals intent to agree with the terms of a document, and it
authenticates — at least in theory — the identity of the
signer. Handwritten signatures don't have an exact parallel
online.
Authentication, the act of
making sure that signers are who they say they are, can be
handled online in several ways. You can use a digital
certificate or smart card, take a fingerprint or retina scan,
ask the signer personal questions such as their mother's
maiden name or you can simply accept an incoming email that
matches the person's email address. A signal of intent may be
created online by clicking an "I accept" button, by
signing one's name on an e-signature pad or by appending a
signature image to a document. by Penny Lunt
Tiny
Software Announces Version 4! We are resellers for Tiny
Firewall.
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