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ATTENTION
HOMEOWNER
Here are the
FACTS
your mortgage lender doesn't want
you to know...


  • After Paying 15 Years On Your 30 Year
  • Mortgage, You'll
    Still Owe 90% Of The Amount You Borrowed!

  • After Paying Nearly 24 Years, You'll Still Owe Over 50%!

  • You'll Pay Over 3 Times The Amount You Originally Borrowed
    Before Paying Off Your Mortgage!

  • To Make Matters Worse, The F.D.I.C.
  • Estimates That 1 Out Of
    Every 2 Mortgages Are Miscalculated Overcharging Homeowners
    $8 - $10 Billion Dollars Each And Every Year!

  • On A Conventional 30 Year Mortgage,
  • You'll Make Over 120
    Unnecessary Payments!

    THE MORTGAGE MANAGERTM

    Solves ALL these problems for you!

    THE MORTGAGE MANAGERTM
    SOFTWARE       LETS YOU...
     ($395.00 Value)

    • Save Thousands Of Dollars On Your Home
      Mortgage Without Increasing Your Payment!
    • Shorten Your 30 Year Mortgage By 7 - 15
      Years Without Refinancing!
    • Build Equity In Your Home 300% Faster!
    • Turn Your Current Mortgage Into An
      Investment Program!
    • Increase Your Net Worth Dramatically!
    • Track Your Savings And Audit Your Loan To Find
      Lender Mistakes Which Occur About 50% Of
      The Time According To The F.D.I.C.!
    USING THE MORTGAGE MANAGERTM
    GIVES YOU ALL THIS WITH...

    NO REFINANCING!
    NO CREDIT REPORTS!
    NO HOME APPRAISAL!
    NO CLOSING COSTS!
    NO CHANGE OF LENDER!
    NO CHANGE TO YOUR CURRENT
           MORTGAGE AGREEMENT AT ALL!

    WHAT THE EXPERTS SAY...

    WALL STREET JOURNAL - "A $70,000 Mortgage at
    10.5% annual interest produces savings of $60,000 when
    repaid on a bi-weekly schedule."

    THE NEW YORK TIMES - "Biweekly Mortgage: A Way
    To Build Equity. A biweekly mortgage is best... for anyone
    who wants faster equity buildup. The idea of biweekly
    mortgages is 'simplicity itself '... The result: a reduced
    term, substantial savings in interest and an acceleration
    of equity"

    PARENT - "The simple fact is that a biweekly mortgage
    schedule not only saves the homeowner a bundle, but
    makes him or her a homeowner much sooner."

    NATIONAL COUNCIL OF SAVINGS INSTITUTIONS -
    "Bi-weekly payments are 'pro-consumer' because they
    correspond to America's paydays making mortgage payments
    much easier for homeowners who are on a tight budget
    or have a difficult time saving money."

    WASHINGTON POST - "It Pays To Check Loans For
    Overcharges; Of 9,000 Adjustable Rate Mortgages checked,
    errors were found in nearly half. Average refund owed
    to the homeowner: $1,588.00"

    HOW MUCH CAN YOU SAVE WITH THE
    MORTGAGE MANAGERTM?

    Here's an example of the benefits you could receive by using
    our FREE service on a 30 year $100,000 mortgage at 10.5%.

     
    WITHOUT
    our free
    service
    WITH
    our free
    service
    Years to pay off:
    30
    20.7
    Interest savings:
    -0-
    $83,835
    Monthly payments eliminated:
    -0-
    112
    Total payment savings:
    -0-
    $102,451
    Equity after 5 years:
    $3,118
    $10,795
    Equity after 10 years:
    $8,378
    $29,703
    Balance due after 20.7 years:
    $63,740
    -0-
    Average monthly savings:
    -0-
    $338
    Average yearly savings:
    -0-
    $4,057
    Cash available after 30 years:
    (Based on a 10% investment yield)
    -0-
    $159,200

    Based On This Comparison, Here's A Few Simple
    Questions To Ask Yourself...

    Would you rather...
    A. Pay 30 years of monthly mortgage payments OR...
    B. Use our FREE service and own your home in just 20.7 years?

    Wouldn't it be nice to get rid of 112 monthly mortgage payments?

    10 years from today, would you rather...
    A. Have Just $8,378.00 in equity OR...
    B. Use our FREE service and have $29,703.00?

    If you moved in 10 years, an extra $21,325.00 would come in handy, wouldn't it?

    In 20.7 years, would you rather...
    A. Still owe $63,740.00 on your mortgage OR...
    B. Use our FREE service and owe NOTHING!

    Would you rather...
    A. Make monthly mortgage payments yourself and save NOTHING OR...
    B. Use our FREE service and save $102,451.00?

    Can you think of better things to do with $102,451.00 than give it to your mortgage lender?

    You're under no obligation to see how much you can save on your mortgage by using
    The Mortgage ManagerTM software and our FREE service($395 minimum value).
    You can save thousands of dollars without any obligations now or ever!

    Click Here to download the MortgageManager.exe Software!
    When using the software make sure that Verification Code: MM-72822 appears in the Code Box.