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Benefit Summary
List of Benefits |
Benefit Schedule |
Life Insurance
Accidental Death
Dependant Life
Major Medical(Extended Health)
Weekly Indemnity
Long Term Disability
Office Overhead Expense
Dental Insurance
Optional Life |
Base
Base
Base
Base
Optional
Optional
Optional
Optional
Optional |
Base Coverage
Life Insurance and Accidental Death &
Dismemberment (Mandatory)
Units of $20,000
Major Medical (Extended Health) (Mandatory)er Family
Hospital & Convalescence hospital (semi-private room) :
Out of Country coverage and Travel Assistance : Max.: $1,000,000
per person per year
Drugs: prescriptions are reimbursed at
(except residents of Quebec) Specialists Chiropractor, naturopath,
osteopath, podiatrist, chiropodist, psychologist, speech therapist, masseur
(with prescription) physiotherapist, acupuncturist, kinesitherapist and
dietitian
x-ray
Ambulance
Elastic support stockings (prescription) Breast Prostheses Wigs IUD
Glucometer Orthese and prostheses Private duty nurse Hearing aids Rehabilitation
clinic for alcoholism and drug addiction (under physician) |
100%
100% (no deductible)
100%
$25 per visit
Global Max. $600 per year
1 per year ($50)
$1000 per yr
2 pairs/ yr max. $40
max. $200
max. $150
$60/ yr.
$300/36 months
$200/ yr.
$5000/ yr $300 / yr $80 / day max. $2500 |
Optional Coverage
Weekly Indemnity Benefit (optional)
units of $10, up to 66.7% of revenue min : 20 units max. :70 units
Waiting period : 14 days sickness or Accident
Benefit Period : 117 weeks based on 7 days / week |
Long Term Disability Benefit
(optional)
Units of $100, up to 66.7% of your monthly revenue, min 10 units, max.
50 units
Waiting Period : 120 days
Benefits Period : to age 65 |
Office Overhead Expense (optional)
Includes: rent, mortgage, heating, electricity, taxes, maintence, insurance,
etc. units of $100 min : 5 units , max. 50 units
Waiting Period: 30 days
Benefit Period : choice 1 or 2 years |
Dental Coverage (optional)
Deductible $ 50 per insured
$100 per family Eliglible
Expense All eligible expenses covered under the dental plan are reimbursed
at 75%. Maximum payable per person 1st year
$500 2nd $750 future years $1000
Basic Care Diagnostic, Exams, consultations, tests & lab
tests, prevention services, x-rays.
Enthodontics
Diagnostic, root canal,isolation of tooth , emergency treatment
Periodontics
non surgical and surgical service
Prostheses
Repairs, additions, relines, rebasing
Oral Surgery
Extractions, exisions, incisions, frenectomy |
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For Information
about Pricing and more plan details pls email grahamfinancial@sympatico.ca
Stuart
Graham Financial Services Ltd
Stuart
Graham RLU
26 Lortie St.
Aylmer, PQ
J9H 4G4
Toll-Free 877-682-3091
Fax 819-682-6970
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