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My services include Web site design and custom graphics design at affordable prices.  I don't charge an excessive price because I am not a huge design firm....it's just lil' ol' me, so I don't have a huge overhead.  Also, by offering such a great value, I can get my designs on the web so I can build up a reputation of quality and service.

My development process is to find out the job specifications, then provide a quote so you know the projects costs before starting. When I receive payment, together with the text and image files or photos, then I start the project.