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In 2006, Club One deducted approximately $400 from my bank account - without my permission.

At the time, it was a huge surprise and extremely stressful.  It was like being mugged by 2 Club One managers.  I had previously been mugged for $15 by some thugs on Geary, and I would have to say it was quite a bit more healthful to be hit over the head by an angry kid from the projects, than to be robbed by Club One.

It took me some time to be able to tell this story without my own blood pressure going up.



When I signed up at the Fitness Advantage with Troy, the Club Manager, in 1996, I expressed my concern about letting that health club have access to my bank account for the purpose of automatic billing.  She re-assured me that I could trust Fitness Advantage with my bank account - that they would never make a withdrawal without my permission.

I was also a member of Frog's, a gym in Solana Beach.  It worked out that Club One, a health club chain in the San Francisco Bay Area, bought both Fitness Advantage and Frog's.

In 2005, I went on medical leave from Club One.  I had a bad outcome from LASIK eye surgery.  I explained this to the people at the club in Encinitas.  I agreed to put my membership on indefinite hold for $10 a month.

In 2006, someone from the Rancho Bernardo Club One location emailed me to tell me that they would be continuing my membership vacation status for another 6 months.  At the time I was quite overwhelmed with money problems and it never crossed my mind that they would start charging me $40 a month for an active membership.

That is, a health club in San Diego started billing me for the use of their club, even though they knew I was living in San Francisco - that I was not using their club - and that I had put my membership on $10 a month vacation hold because of health problems with my vision.

One thing they certainly did not have my permission for.  Not only did they convert me from vacation status to the much more expensive active status - they also increased my dues to $46 a month.  I don't recall ever agreeing to that, but that's what they did.

In short, I exhort other gym-rats to be very careful about trusting Club One with your financial accounts.

In my 2007 communications with Club One, they insisted they had the legal right to do what they did.



In my opinion, there may have been some pressure to "meet numbers" in 2006 - possibly in anticipation of an upcoming IPO - and my bank account was just a casualty of Club One's "corporate progress".

As it turned out, they auto-deducted from my bank account.  I didn't discover it until January 2007, when they had tapped it out.

My experience with Club One is as follows - it is a significant mistake to enter into any contractual relationship with Club One.

Their robbery of my bank account was significantly detrimental to my health.  The un-authorized withdrawals they made hurt me.

Sincerely,

NC_Infotech@yahoo.com