This global financial crisis is obviously very much felt not in the US alone but also in he countries that are dependent on their market that includes the Philippines. Many are saying that if the local government will not have a clear plan and strategy that could at least lessen the effect of the financial crisis that is hitting the business sector the effects would be very unfortunate. Recently, Intel Philippines has just lay-off around a number of its laborers to cut down on production and sustain their operations.  

With this crisis, big banks locally and abroad are cutting down on loans and giving credits. Which means small business will be having a hard time getting the loan it needs if they are planning for expansion to create more jobs. Big companies may be force to cut down on their spending to sustain their operations and pay their debts. And its effect to the labor force would be less or no new jobs would be created and worse case scenario employers would cut down on their workforce.

With this affecting the deployment of overseas workers would result into slow down of remittances which will reduce local consumption. The financial crisis could also result into cuts in salaries and benefits for the employers to react to the crisis.

Filipino overseas workers even those who are professionals are also in the uncertain if they will lose their jobs or not. Recently, there are numbers of workers who went back because their company is cutting on labor force or it eventually shut down its operation. The sad thing is some of them had to borrow money just to get their needed requirements and pay for the agency for their visa and working permit. Mostly affected are their families, which are their main reason why they do the sacrifice of leaving them and work abroad and look for some good paying jobs to give their family a better future.

Many are worried and even experts are having a hard time telling on how long would this financial storm will last and if we can survive. I am sure that the government is taking the necessary measures to lessen the impact of the financial crisis. And working on some policies that would give at least some economic relief and some long term policy that would benefit not just a few but the majority of the people who needed support by this financial storm that is aiming to hit the country in the next few years.

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