2011 is a tough time for many people across the U.S. It is much more difficult to get credit than it was, just a few years ago. That's why maintaining a good credit score now, is so important. Because if you really need to get a loan or mortgage, you are going to need an amazing credit score and a great financial history to go along with it. So we've created this site to help average Americans improve their credit, so we can get this economy sprinting again.

This first thing that people need to do is to be accountable for their actions financially. The economic meltdown happened because banks began providing loans to people who shouldn't have been able to qualify for them in the first place. They used adjustable interest rates to entice the consumer into sign for a loan, that most likely wasn't good for them. On the other hand the consumer is also to blame, for not fully researching something as long-lasting and significant as a mortgage, before signing it. There is blame to be placed on both sides. Banks need to be blamed for being greedy, but consumers need to also share in that blame for not fully understanding what they were getting themselves into.

We started "Great Credit Score" to help consumers learn the ins and outs of credit. It is important for the average person to be educated, no matter what their financial background is. It is no secret that people who come from backgrounds of wealth have an advantage of people that come from poverty, because they have the opportunity to learn about wealth from the people that raised them. But the are plenty of free places to become educated on financial topics such as the library and even  business centered television show.

So by improving your credit score, you are getting yourself prepared for a better financial future. And, if the time arises when you want to become a homeowner or start a business, there will be nothing holding you back. With proper research and financial knowledge all people are really on equal footing.