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Houston Bankruptcy Attorney C.W. Martin’s objective is to provide competent compassionate representation to individuals who are experiencing financial hardships. Loss of job, divorce, and medical expenses are just three factors that can trigger the need for a “Fresh Start” through Bankruptcy.  Many qualified debtors do not take advantage of their rights under the U.S. bankruptcy laws. Either they are unaware of their bankruptcy rights, or are misinformed about the consequences of filing bankruptcy. In many cases, bankruptcy can actually be a positive step towards improving your credit. C.W. Martin understands that individuals face hardships and have the right to file for bankruptcy. He will handle your case with diligence, prompt communication, and effective representation. He recognizes that bankruptcy is a serious matter and will help clients take advantage of their right to a fresh financial start. The economic decline has hit most of us pretty hard. Interest rates on credit cards are sometimes through the roof. In addition to bankruptcy representation, C.W. Martin will help negotiate more favorable terms for unsecured debt on your behalf. Unsecured debt often includes credit cards, payday loans, and medical bills. Because no two clients are ever in the same financial situation, C.W. Martin offers a “Free Consultation” to asses each specific clients’ needs, and recommends a detailed plan.