Hey friends, thanks for dropping by. I have migrated to facebook and myspace.

As you might already know, I’m a UNL graduate and an insurance agent for Woodmen of the World Life Insurance Society (www.woodmen.org), so if you ever need insurance or annuities, feel free to contact me about our product & services.

For your consideration:

Why should I buy life insurance?

1. Replace income for dependents If people depend on your income, life insurance can replace that income for them if you die. The most commonly recognized case of this is parents with young children. However, it can also apply to couples in which the survivor would be financially stricken by the income lost through the death of a partner, and to dependent adults, such as parents, siblings or adult children who continue to rely on you financially.

2. Pay final expenses Life insurance can pay your funeral and burial costs, probate and other estate administration costs, debts and medical expenses not covered by health insurance.

3. Create an inheritance for your heirs Even if you have no other assets to pass to your heirs, you can create an inheritance by buying a life insurance policy and naming them as beneficiaries.

4. Pay federal “death” taxes and state “death” taxes Life insurance benefits can pay estate taxes so that your heirs will not have to liquidate other assets or take a smaller inheritance.

5. Make significant charitable contributions By making a charity the beneficiary of your life insurance, you can make a much larger contribution than if you donated the cash equivalent of the policy’s premiums.

6. Create a source of savings Some types of life insurance create a cash value that, if not paid out as a death benefit, can be borrowed or withdrawn on the owner’s request.

If you’re just looking to a financially secure life, Annuities can be useful retirement tools.

An annuity is an accumulation vehicle that is generally used to fund or supplement your retirement income. An annuity can also be a distribution vehicle to provide you with income that you cannot outlive. You can buy an annuity with a single payment, or on an installment basis with multiple payments.

The type of qualified annuities offered by Woodmen of the World include Traditional IRAs, Roth IRAs, SIMPLE IRAs, SEP IRAs and 403(b) annuities.

If you managed to read this far, please feel free to contact me for a brochure or about any product & services you might need. Thanks for visiting.