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Spotlight
l  Insurers are offering an astonishing range of covers you may not even have known you needed.
l  Buy wisely, and gold could well replace diamonds in being your best friend–against inflation and rising prices, that is.
l  3-5 per cent gains over a short period is equivalent to a much larger annual return.
l  Blood tests in your bedroom, X-rays in the study. Immense convenience, and not as expensive as you think.
l  Claim deductions to approved charities to lower taxable income.
l  Although it exists in a diluted form, the tax on your wealth can still bite.
l  The markets have already tested all-time highs. Demat now, if you haven’t already. Make your shares sale-ready.

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