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When our organization began, in order to help each other, our members "passed the hat" to assist families of deceased members. Soon, however, this became impossible, as the number of our members grew.

Out of this simple process, we've evolved into a modern, dynamic insurance organization, and offer a wide variety of products to suit virtually everyone's needs.

Permanent Plans - Policy lasts as long as you live, premium stays the same.

Term Plans - Policy ends at end of specified term; renewable or convertible.

Annuities - Provides an income that is guaranteed for life.

IRA's and Roth IRA's

Long Term Care - Provides funds for long-term, out of hospital health care.

Contact Joe Garvey for additional information at (781) 754-0077 or email