To Help Pay Debts from The Modern Witch's Spellbook, by Sarah Lyddon Morrison
Take the key to a strong box and go to a country crossroads at midnight during the full moon. Lay the key in the middle of the crossroads and walk in a circle around it three times to the left and three times to the right, chanting:
"Forces around me take pity on my foolishness and grant me a second chance to unlock my future and unburden me."
Take the key home and put in on your key chain.
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