Earn $$$ via signup bonus & referral bonus programs I have recently found out that there are banks that will actually pay you to open an account with them. Some of them require you to deposit a large sum of money, and some seem to be a little shady. I have found two however that are legitimate. I have an account with each of them myself. In case you are wondering why I am telling you this, it's because when you have an account with these banks you can refer other people and get a bonus each time one of them signs up. The person you refer also gets a bonus. So, if you open a savings account with one of these banks, you and I will both get free money. They both pay high interest rates, so I guess they feel like the free money will get you started, and the very good interest rates will keep you with them.If you are hesitant like me, maybe this will help - with IngDirect, you only have to deposit one dollar to open the account (VirtualBank only requires $100), so there isn't much risk involved. Please note that I will not see your personal information at all. My only role in this is to refer you to the bank(s), then they take care of the rest. The only thing I get out of this, is a bonus for referring you. To get your free money, I have to refer you. To do so, send me an e-mail at sbrown_referral@hotmail.com with either IngDirect Referral or VirtualBank Referral in the subject heading. Title your e-mail with IngDirect and VirtualBank Referrals if you want me to refer you for both accounts. Be sure to include your first and last name. I will pass this on to the bank(s), and they will send you an e-mail with the special link to apply through. To apply you need to :
These banks are insured by the FDIC. IngDirect has more than 1.2 million account holders. They are able to pay high rates of interest (most banks pay less than half as much) because they do their business over the web. They also don't issue checks for these accounts, but instead allow you to make up to six online transfers per monthly statement between your account with them and your existing checking account(s).
Your application is all done online. There's no paperwork involved. The account is set up immediately, and fully functional within a few days. After you set up your account, the bank sends two very small deposits to your checking account. You then log onto the bank website, and report the deposit amounts to the bank. This is just to prove that the checking account is indeed yours, and that you have access to it. What's even better is that after you set up your account, you will be able to refer other people and get a bonus each time someone signs up. There is no minimum balance required (VirtualBank requires an initial deposit of $100) and no fees are charged. The free money is deposited by the bank in your account upon opening. It may not be withdrawn for the first 30 days. There is also a 10-day hold on your initial deposit and a 5-day hold on subsequent deposits, but other than that you can make withdrawals (to your checking account) or close your account at any time. |
