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Dear friends, Thank you for visiting my homepage.

I am a Financial Service Adviser with Prudential. I joined the industry since year 2000. My qualification includes Bachelor of Science, Certificate of life insurance, General Insurance, Investment Linked Policy and Financial Needs Analysis.

You spend many hours, many days and many years hard at work.. You strive very hard and this far for your dollars.. Have you ever pause and wonder? Are you a money-making machine? Is man at work or money at work? Do you have enough money to work for you when you are no longer able to work?

Life is always full of uncertainty, but there is nothing more certain than being financially prepared and planned for. How?

Like a pyramid, insure your base and invest to reach your apex, to achieve your dream, your vision, your objectives...a broad base will rest easy on you and help you to fulfill your short and long term cherished goals. That's the key to insurance-based financial planning - giving you Peace of Mind to protect and realise your dreams.

	What Can I do for you Checklist for you	For my policyholders Introduce a friend	Email Me enquiry

Services Provided:

a. Professional Expertise

q Financial Protection Planning

q Critical illness/disability income Planning

q Children Education Planning

q Housing Protection Planning

q Retirement Planning

q CPF investment

q Financial Needs Analysis

b. Financial Review

As an individual progresses through life, his or her personal objectives and needs will change. Purchasing a life insurance policy is the first step to prudent financial planning. You should review your life insurance programme at least once a year and at every major change in your life. A change in family profile, such as marriage or a new baby; a rise in earning capacity; or loss of a job are some factors that may influence your insurance programme.

If you have any friends or relatives or family members who needs my service, you can refer them to me. I would be more than happy to assist them at no obligation at all.

"Insurance is needed not because we must die, but our loved ones must live"

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Prudential Website

Dear friends, have you planned for the following?

Medical & Health 3 in 4 Singaporeans DIE of illnesses. They can strike anytime. Be prepared financially!	Retirement In order to have a comfortable & carefree retirement, you need to plan now!
Disability Disability will lead to lost of income and increase in expenses (ie. nursing). Have you planned for the misfortune?	Replacement of Family Income When your payroll stops, expenses will remain or increase. Have you planned for your beloved ones?
Child Education Fund In next 16 years, a child needs more than $65K for local University study. Have you planned for them?	Life Insurance You buy it, when you don't need it! When you need it you have it! When you want it, you cannot buy it!
Investment Are you happy with the bank interest or are you looking for a better returns for your hard-earned savings? Have you planned?	CPF Savings Maximising your CPF savings with better plans, plan for a higher coverage & returns. Do you have a plan for yourself?

If you are interested to have a discussion on any of the above planning, or you have not done any of the above plan before, do give me a call.

We could discuss your financial needs in depth and work out a comprehensive package which could meet your needs in the best possible way.

I would serve you in a professional and honest manner. Your interest is my ultimate concern. Should you decide to take up one or more policies to meet your financial needs, I assure you that they would represent the best value for your money.

No One Plan To Fail, But Many Fail To Plan.

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Personal Greetings

Warmest greetings to all my policyholders and their family members.

My goal is to provide excellence service to all my clients so that you get the best out of the products and services offered by Prudential.

Thank you for supporting me all these years.

It is indeed a great joy and pleasure to have you as my policyholder as well as a friend.

I look forward to continue to provide excellent and personalised service to you for many years to come.

Wish you good health and success in life.

Please feel free to contact me if there is any change in your particulars or should you need to review your financial plan.

For any enquiries, please fill in the following and I will get back to you shortly. Thank you!

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Introduce your friends & be rewarded

Help your friends obtain the same financial security and benefits you have enjoyed!

If the friend you introduce signs for a policy, you will get cash equivalent to:

a. 1 month’s premium if your friend signs for a policy with premium term of 10 yrs or more.

b. ½ month’s premium for premium term of less than 10 years.

c. 0.3% of single premium.

Example,

If your friend takes up a policy with monthly premium of $100, you will get a $100 incentive.

If your friend invest a single premium of $100000 from CPF ordinary account, you stand to earn $300.

It’s simple! Just give me your friend’s particulars and I will do the rest. You do little but have much to gain!

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