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Behavioural Science Centre
St. Xavier’s Non Formal Education Society

NINETEENTH ANNUAL REPORT 2000 & 2001



TABLE OF CONTENTS

INTRODUCTION
BANASKANTHA
DANTA
SUSTAINABLE LIVELIHOOD OPTIONS
WOMEN’S EMPOWERMENT: ADDRESSING GENDER CONCERNS
BAL VIKAS KENDRAS
DHANDHUKA  TALUKA
EARTHQUAKE RELIEF AND REHABILITATION IN KACHCHH
RESOURCE & SUPPORT TEAM
POST-GRADUATE  PROGRAMMES
MEDIUM-SCALE FININCE INSTITUTIONS OF WOMEN – A MEDIUM OF EMPOWERMENT : A Concept Note
COMMUNITY-BASED ORGANISATIONS OF DALITS AND THE NEW PANCHAYATI RAJ INITIATIVE: TOWARDS PARTICIPATORY DEMOCRACY : A Concept Note
LIST OF BSC STAFF MEMBERS


INTRODUCTION1

It does not need iteration that India is today witnessing very turbulent times – social upheavals, political uncertainties, religious fundamentalism, increasing intolerance, uniform homogeneity being imposed on an essentially syncretic and plural social fabric. The vision of a new and resurgent India that Nehru outlined in his famous Independence Day speech lies shattered and betrayed. The enormous strides made, no doubt, in a few spheres of national life have apparently led to complacency, self-interest and neglect of certain sections of society. The story of India’s development is a story of two distinct Indias – one of bottled water and rising food stocks, the other of submerged lands and starvation deaths, with an unbridgeable gulf separating the two.

The Context in Gujarat

The present situation in Gujarat is a collage of contradictions - class disparities, inherent casteism, apparent non-violence hiding an oppressive social order, under-development of large sections hidden by the economic development of a few. Gujarat is a model state in more ways than one. It embodies all the contradictions of Indian society mentioned above and yet manages to remain in the frontline of the economically better-off states. The most compelling image of Gujarat is that of wealth, business, and enterprise. Together with this is the myth of a non-violent and peace loving, harmonious community. Gujarat is a classic case of how growth in certain sectors of the economy has been equated with overall development of the state and its people, an account which is not only misleading but evil in its intentions.

The image of Gujarat being highly developed is a partial truth being projected as the whole truth. In reality, the development of Gujarat has, over two decades, been equated with the tremendous strides it has made in industrial and infrastructural development. The mushrooming of small and medium scale industries along the “Golden Corridor” has been taken note of at international fora. This success gave further momentum to the establishment of a “Silver Corridor” and similar projects in other parts of the state.

The pattern of this development reveals disturbing trends. It is becoming increasingly clear that this development has been sans any long term planning as to its costs. The immediate visible impact has been the high level of land, water (surface and ground) and air pollution that these industries have caused (Hirway and Mahadevia, 1999: 82-92). There has been no ethical or social responsibility framework to guide this development (the High Court order asking the polluting chemical industries in Ahmedabad to clean up or close down is being made a mockery of). The occupational condition of the workers also has been known to be exploitative and hazardous. A study and visit by a Greenpeace (1996) delegation revealed the shocking details of the “Chemical Time Bomb” that the Golden Corridor has now turned into. The land is fast turning unfit for agriculture and cattle grazing due to slow poisoning; rivers with water polluted beyond recognition, with no forms of life left; borewells yielding coloured water which people are forced to drink; the poor being forced out of these regions due to destruction of their natural resources. All these are reduced into one economic category – “growth”.

The overall development paradigm followed by the government has over-emphasized industrial and infrastructure development to the detriment of crucial social sectors and ignoring the need for equitable regional development. Similarly, agricultural development has been extremely skewed, with prosperity seen mainly around the irrigated regions. The irony has been that the developed regions of Gujarat like Charotar (in Kheda and Anand Districts) and the irrigated regions of South Gujarat have been getting more and more water, while other regions like Saurashtra have been deprived of the benefits of development due to the absence of irrigation or any other measures for water conservation/watershed development. The solution that the political class has been advocating viz. “the lifeline of Gujarat” or the Narmada scheme, has itself exposed the paradigm of development that the State has adopted. Displacement of tribal and other communities, destruction of thousands of hectares of prime forest land, total lack of transparency as to the real social, environmental and human costs of the dam and numerous other problems have been thrown up by this model of development. The displaced population from other irrigation projects like Ukai dam in South Gujarat has now become permanent residents of slums in Surat city living in sub-human conditions.

The situation in Gujarat is, in many ways, a reflection of the national and international trends. The aspirations of the burgeoning middle class in India have not been fully answered by the new economic mantra, while the old caste and class based struggles have become sharper, brutal and more violent with each passing day. Polarisation on religious and communal lines has been used as a ploy to suppress the real social and economic contradictions in Indian society. A uniform religious identity is sought to be constructed and is being posed as the ‘national’ identity which works on the principle of exclusion; excluding an ‘anti-national’ minority which poses a constant threat to the integrity and security of the nation. It is the Brahminical order which seeks to propound an exclusivist pan-Hindu nationalist identity, directing all simmering discontent and frustrations at the ‘anti-national’ minorities and diverting attention from the centuries old caste and gender contradictions and preventing the assertion of any other identity which might disprove this ‘homogeneous, Pan-Hindu’ identity. Expectedly, we see strategies being used such as ‘cultural invasion’ leading to the decimation of ethnic identities and cultures, rewriting and misrepresentation of history and introduction of cultural and religious symbols as national symbols so as to shape the psyche of a whole generation. This strategy is also seen in the efforts of the Hindutva forces to appropriate the Ambedkarite discourse, in their effort to bring about a subtle shift by renaming the Adivasis as Vanvasis and in limiting the freedom of choice of women by excessively glorifying their traditional roles.

Moreover macro-economic processes of globalisation and liberalisation perpetuate the economic hegemony of the ‘First’ World over the ‘Third’ world. These processes operate mainly through ‘First’ world economic policies reinforcing unequal terms of trade, human and finance capital movements unfavourable to the ‘Third’ world nations, and creating institutions like WTO in which the domination of the ‘First’ world is complete. Where such economic processes do not work they operate through direct military and indirect intelligence operations whereby their economic and political interests are maintained. The managers of the nation represented by the politicians and the bureaucracy, mainly from the ‘upper’ classes and castes, respond to such policies in two ways:

In the following section we examine the conceptual evolution of the term ‘development’ and a related term ‘empowerment’ and our own understanding of these since both of these have a crucial bearing on our work.

Development and empowerment: evolution of the terms

The notion of ‘development’ has undergone vast changes over the past few decades, from a purely economic concept to one that encapsulates psycho-social, political and value dimensions. These include the following:

Economic factors: ownership, access and control over means of production and livelihood like land and natural resources; development of industries and other livelihood options which provide employment to a large number of people; creating a policy environment which would make credit available to the poor at easy interest rates;
Human factors: human dignity and respect; development of capabilities; existence of basic minimum amenities for human existence like nutritious food, good residential settlements, roads and means of transportation, means of communication, safe drinking water, facilities for health care etc.; educational facilities and opportunities to develop competencies for earning a livelihood; equitable opportunities ensured to girl children and women for the development of their capabilities; development of adequate social security and social defence mechanisms;
Political aspects: ability to participate in governance and politics in a decisive manner; special emphasis given to participation of women in the political process.
The shift from the growth model to the development paradigm itself had incorporated the aspect of distributive justice. In the words of Sen and Dreze “One way of seeing development is in terms of the expansion of the real freedoms that the citizens enjoy to pursue the objectives they have reason to value, and in this sense the expansion of human capability can be, broadly, seen as the central feature of the process of development” (1995: 10). Following the strides made by development economics it has been largely conceded that measurement of development must take into consideration factors other than economic alone. But even a cursory glance at the official reports and analysis in India will, even now, reveal the huge economic bias reflected in them2. We however recognise the fact that indicators other than economic alone have made inroads into development discourse and definitions.

We believe that the development of any state should be measured from the condition of the most vulnerable communities/ sections of the population of that state. The indicators of development usually are averages that mask the pathetic conditions in which these communities live. In the context of Gujarat, it is essential to look at its much-acclaimed progress from the vantage point of the Dalits, tribals, the poorest among the OBCs, the minorities and women of these communities. It is our firm belief, guided by our experience, that the development that Gujarat has seen has eluded these groups. The following are statements of facts which we have observed in the course of our work:

It is quite clear then that the term ‘development’ is, even now, an exclusive term, excluding the large section of our society. The concerns of these groups and communities are thus not on the national agenda and receive minimal attention. The vulnerable sections remain vulnerable, and the present development paradigm leaves them even more so.

In this light we examine the evolution in our thinking and understanding of development and empowerment – both concepts which are elusive and hard to define. Our understanding, as it has evolved, has been shaped and enriched by our work at the grassroots level and our own immediate experience of reality.

The concept of development, as it is commonly understood, indicates a movement towards a goal that is deemed as desirable from the vantage point of the communities in question or what is generally defined as desirable by the constitution and policies of the governments in power. In a way it is the end result that is indicated without reference to the necessary and sufficient conditions for realising this goal. Governments as well as development oriented NGOs lay stress on programme design, delivery mechanisms, policy framing and institutional arrangements as conditions necessary for the realization of this goal. However what we believe is that these are not sufficient conditions for attaining the goals of development, especially when we are dealing with situations where communities and individuals are controlled by ideologies of oppression and hegemony.

The various ideological dimensions that mediate the socio-political life of the communities and the country in general have been explained in the section on the context. The ultimate impact of these ideologies is to make the dalits, Adivasis and the minorities powerless, deprived of human rights, devoid of capabilities, assets and resources to survive. Empowerment, in this context, is the process through which communities and individuals counter these ideologies, appropriate personal, collective and institutional power and determine the course of their own development. This, in our estimation, is possible only through critical awareness and organised action. We are of the firm belief that development is ultimately possible for these communities only through this political process. (ibid).

Our contention is that it is possible to be empowered and still be at a lower stage as far as development is concerned, but it is difficult to be empowered only through (largely non-participatory) developmental programmes. The process of empowerment has to be essentially educational and organisational in its core. In the words of Ponna Wignaraja “… as the poor and vulnerable groups … deepen their understanding of their reality, they also, through greater consciousness raising and awareness, action and organisation, can bring about changes both in their lives and in society that will lead to human development and participatory democracy” (1993: 5).

Challenges before NGOs8

Gujarat has had a long and rich tradition of NGOs. Their contribution to the field of development is indeed immense. Yet it might not be out of place to suggest that the general approach has been non-confrontationist. It has resulted in NGOs working with the entire village, with all communities. This approach was based on an assumption that the village community was essentially homogeneous, and that this homogeneous community should be strengthened by building on common interests and values like harmony and peace. Such an approach would, deliberately or otherwise, overlook the inherent social and economic contradictions in the village. They end up, as they indeed have, implementing welfare programmes, sanitation and curative health schemes with the dalits and other ‘lower’ castes, but have side-stepped issues like untouchability and atrocities on Dalits. The Adivasis similarly were seen as communities to be uplifted and civilized disregarding their rich and ancient culture. They focussed instead on ‘educating’ and uplifting them and hence we see that one of the major interventions with tribal communities has remained running of ‘Ashram Shalas’ or residential schools were the tribal children could be educated but in an environment and language alien to them. This has tragically resulted in a generation of educated tribal youths severed from their cultural roots and their sense of identity shaken.

The point of the above critique is only to reiterate the fact that unless the NGO sector takes cognisance of caste discrimination and the deliberate marginalisation of the tribals as their take-off points for all interventions, they are sure to remain ambiguous in their commitment and hence ineffective in achieving the ultimate goal of social transformation.

We as an NGO address the following issues in the course of our work and we feel that it would help the cause tremendously if other NGOs took note of these issues.

BSC’s interventions in development and empowerment

The empowerment strategies in BSC have been enriched over time. From a Vankar community based approach9 where the counter ideology creation was limited to the assertion and confidence building of a single community (Heredero, 1979; 1989), we have moved towards a broad definition and recognition of a Dalit identity. This identity rejects the Brahminical order completely and challenges all Dalit communities to assume this political identity by shedding all symbols and practices of the Brahminical order. This identity is not a male identity but one that recognises the equality and paramount importance of the leadership of women in the political process. Also, our earlier approach focussed on organisational strengthening and all our efforts went into preparing the office bearers and the employees for sustainability of the organisation. This happened, unfortunately, at the cost of effective leadership from the community emerging10.

Our earlier empowerment strategy (approximately 1977-84) emphasised critical awareness raising in a Freirian sense using non-formal adult learning strategies. Critical reflection on experience and perception of reality in a community group was highly significant, thereby recognising the commonality of experience. This process was at the same time cathartic and establishing mutual support to culminate in a community action plan11, ultimately to result in an ability to bargain from a position of strength and dignity (ibid). The subsequent phase of developmental action (1985-97) was also equally strong on the empowerment dimension in terms of development of organisational capabilities in governance, management and institutional linkages. We have ample illustrations in the history of BSC that bears out this strategy; the village-wise awareness camps, the process of cooperative development, training in techno-managerial aspects of the cooperatives and the Federation, the search for new developmental projects like fisheries, sericulture, paddy processing, garments manufacture etc. The process of critical recognition of the impact of caste ideology and organised action were necessary pre-requisites for any developmental action, but once launched the developmental action itself was designed in an empowering way through its educational nature. Empowerment would be consolidated in the form of a strong people’s organisation.

More recently the empowerment strategy has been enriched by BSC’s recognition of the significance of the role of the state in development, the realisation and exercising of constitutional and democratic rights and people’s movements to achieve the same. The same applies to the attainment of entitlements in the form of basic human amenities, health, education, social security and welfare. The process of attaining these directly demands political participation in the various arms and agencies of the state in a collective and organised fashion. That in itself is an empowering process, and once attained, constitutes significant prerequisites for further development. This process is now familiar to us as seen in the various interventions taking place in Banaskantha through the Banaskantha Dalit Sangathan and the Adivasi Sarvangi Vikas Sangh (as illustrated in the sections on Banaskantha and Danta later in the report). It also educates us and the people regarding the way in which the political power structure replicates the discriminatory social system as revealed by the relatively low financial allocations for the oppressed communities and that too mainly in the welfare sector with only cosmetic allocations for asset building or access to means of production. This makes it obvious that these communities need a movement – struggle approach.

Our experience in Golana12 is today forming the basis of the struggle of the Dalit community against atrocities, for the right to life with dignity. It is becoming increasingly clear that constitutional and democratic rights and even franchise would have to be fought for, and calls for a movement approach. We are discovering through our experience in Banaskantha that struggle is a most potent way of empowering, as Ambedkar and many other leaders of political struggles have observed. The long-term process of struggle can be seen as progressional, interlinked and mutually reinforcing stages of empowerment and concomitant developmental gains.

There are many definitions of the term ‘social movement’ and a rather comprehensive definition is that of Paul Wilkinson “a social movement is a deliberate collective endeavour to promote change in any direction and by any means, not excluding violence, illegality, revolution or withdrawal into ‘utopian’ community” (Shah, 1990: 16). Of the various definitions of social movements available to us the one which perhaps best captures the essence of our understanding is the one by M. N. Zald and R. Ash: “a social movement is purposive and collective attempt of a number of people to change individuals or societal institutions and structures” (Desrochers et al, 1991: 3). To this we would add as per T. K. Oommen’s definition “…functioning within at least an elementary organisational framework” (ibid: 4). However as Ghanshyam Shah points out, the meaning and understanding of the term is essentially specific to the participants and their socio-cultural contexts (Shah, 2000: 16). Other interesting definitions of social movements are the ones by Ghanshyam Shah, M. S. A. Rao and H. Blumer (Desrochers et al, 1991: 3). A working definition, for the Centre, to emerge from the above discussion would encompass the definitions of Zald and Ash and T. K. Oommen and would thus be something as: “a social movement is a purposive and collective attempt by Dalits, Adivasis, OBCs, minorities and women of these groups, together or separately, to change social and political structures, functioning within an elementary organisational framework, to attain goals of social justice and human rights, and working within the framework of democratic mechanisms of the Indian Constitution13”.

The broad features of social movements to emerge from these definitions are: Sustained collective mobilisation as against individual/sporadic action; Stand for or against change; Presence of an ideology; More or less conflictual nature (ibid: 16-17). According to Shah the components of social movements are objectives, ideology, programmes, leadership, and organisation (2000:17). For us at the Centre social movements have most of the above components: mass mobilisation, a stand in favour of social change, strong presence of an ideology in the sense of working for and developing a counter-ideology to the dominant ones obtaining at present (caste, gender, communalism, ethnicity), providing a constructive opposition to re-shaping the state, formal and informal organisational framework whose ownership is with the people, and strong leadership from within the communities.

Further elucidating the point, Shah states the forms that social movements can and do take, what he calls ‘institutionalised action’ – “petitioning, voting in elections, fighting legal battles in courts of law, etc.” (ibid: 17); the other form, non-institutionalised collective action includes “protest, agitation, strike, satyagraha, hartal, gherao, riot, etc.” (ibid: 18).

The foregoing discussion makes it amply clear that the situation of Dalits, Adivasis, OBCs, minorities, and women is such that we can realise the impact at a district level to affect a larger number of people. In order for that to happen we have to broaden the scope of our intervention and hence a district level focus has been thought of14. As stated earlier, the Centre believes that effective social transformation and empowerment of the marginalised is well achieved through people’s power, where ownership and responsibility rests with the people. People’s organisations are an effective means of achieving this. Our experience in our earlier areas of engagement and the success of the people’s organisations there are proof of this belief. Further our experience also indicates that in the given situation individual efforts of Dalits Adivasis, OBCs, minorities, women have not borne much fruit; collective efforts on the other hand have resulted in an increased bargaining power of these communities vis a vis the elites and the powerful blocks.

It is thus clear that any activity henceforth, whether it is training or basic amenities or any other, will necessarily have to be tackled in the context of human rights of these communities or groups. This cannot be done in an individual capacity but will have to be taken up organisationally to be able to sustain the movement. For this we would be adopting a district level organisational thrust. All other aspects of our approach and strategy will be channelised through it. Having a district level emphasis would give us the advantage of:

This strategy of empowerment has a different set of methods. This involves mass education through culturally appropriate tools of communication. They project reality in an emotional way that gives expression to the anger, pain and resentment felt by the oppressed through songs, poetry, cultural forms like street plays and powerful slogans. These tools also aim at generating solidarity among the members and motivate them towards collective action. This could be in the form of yatras, where the mass educators and the leaders of the movement meet the people and dialogue. It may also be through social mobilisation and collective actions. They strive to create a culture of struggle characterized by powerful unifying symbols like photographs or portraits of martyrs or inspiring leaders of the movement; flags with emblems highlighting the themes of the struggle; sashes, banners, placards that communicate the agenda of the struggle to the wider world. All these methods and tools educate the communities their leaders and the mass communicators themselves through action and various mass events. A good illustration of this was the series of events in Banaskantha that commenced with the Atyachar Jagruti Jyot Yatra and culminating in the protest demonstration on the Rantila issue. How these educative mass action programmes led to heightened awareness and empowerment even in Talukas and villages where we have not even worked is there for all to see.

The above-mentioned strategy of empowerment requires a sound understanding of democratic and constitutional rights and the legal provisions to deal with adverse response by the State or the oppressors. A large number of motivated volunteers with commitment, risk-taking abilities and competence to engage in constant learning and mass education would form the background of this empowerment process. The following steps are important in making it effective:

In the foregoing paragraphs we have attempted to present our understanding of the national and regional contexts and to outline the developmental approach that BSC plans to take and our reasons for the same.

The following report is a consolidated report of the past two years – 2000 and 2001. Owing to the great tragedy following the earthquake of January 2000 and BSC’s intervention in the area of relief and rehabilitation it was difficult to bring out a report for that year and hence a consolidated report. The last two sections are concept notes on two of the emerging areas of BSC’s intervention – the struggle for women’s empowerment and participatory grassroots democracy.

[We are grateful to Tara Sinha and Ashim Roy for their comments and suggestions on this chapter.]

Bibliography

  1. Chacko, Prasad M., The Myth of a “Developed Gujarat”, 1999, Behavioural Science Centre, Ahmedabad.
  2. Chacko, Prasad M., Development, Empowerment, 2001, Behavioural Science Centre, Ahmedabad.
  3. Desrochers, John csc, Bastian Wielenga, Vibhuti Patel, Social Movements: Towards a Perspective, 1991, Centre for Social Action, Bangalore.
  4. Dreze, Jean and Amartya Sen, Economic Development and Social Opportunity, 1995, Oxford University Press, Delhi.
  5. Franco, F., Jyotsna Macwan and Suguna Ramanathan, The Silken Swing: The Cultural Universe of Dalit and Koli Patel Women, 2000, Stree, Calcutta.
  6. Greenpeace, The Stranger, Greenpeace, 1996, New Delhi.
  7. Heredero, J. M., Rural Development and Social Change, 1979, Manohar, Delhi.
  8. Heredero, J. M., Education for Development, 1989, Manohar, Delhi.
  9. Hirway, Indira and Darshini Mahadevia, Gujarat Human Development Report, Mahatma Gandhi Labour Institute, 1999, Ahmedabad.
  10. Shah, Ghanshyam, Social Movements in India, 1990, Sage, New Delhi.
  11. Shah, Ghanshyam (Ed.), Social Movements and the State, 2002, Sage, New Delhi.
  12. Wignaraja, Ponna (Ed.), New Social Movements in the South: Empowering the People, 1993, Vistaar Publications, New Delhi.
*************************************
footnotes:
  1. Significant portions appearing here have been taken from two papers – Chacko, 1999 and Chacko, 2001.
  2. India Development Report 1999 – 2000; National Human Development Report 2001. A major lacuna is that of non-reporting on the social and economic inequalities, the social injustice and discrimination being practiced in India and its effect on other parameters like education, health, access to infrastructure and amenities.
  3. In states like Bihar the level of violence has gone up because land and wages have become major issues.
  4. Earlier called the ‘Bhangis’ but now no longer in use at least formally; it is seen as more of a pejorative term.
  5. This has been documented by an NGO called ‘Navsarjan’, Ahmedabad, in a video documentary titled “Lesser Humans”.
  6. Following our experience in Bhal (where land had been granted to the SCs for starting cooperatives) where we could set up a Federation of Cooperatives, we tried to replicate the same in Dhandhuka but it failed, as land was not granted to the SCs by the government. It was only given in 2 villages and so a larger body could not be formed. For more on this see Annual Report 1993 and 1994.
  7. This is notwithstanding the fact of huge overdrafts given to the big industrial houses, regular defaults on loans by these units which are ultimately written-off as bad-debts or non-performing assets.
  8. In the light of the above scenario, international donor agencies also need to define their priorities. In a situation where resources for development work are becoming scarce it makes sense to re-focus and reallocate existing resources in such a way that the interventions supported are rightly targeted and highly effective. However the tendency of donor agencies to move out of any state altogether betrays a lack of appreciation of the dynamics of ‘official development’. If Gujarat is seen as a developed state on the basis of the macro indicators, and hence not to be given priority for funding, then the approach being taken would seem similar to the ‘trickle down approach’. The overall development in industry and infrastructure would eventually trickle down to the dalits and tribals! A more radical but effective strategy would be to reallocate all the resources for work with the priority communities along the lines suggested above, on the basis of a micro level assessment of the condition of these communities in every state. This would also mean a move from a ‘service’ mode to a ‘rights’ mode and an advocacy mode.
  9. Vankars are a Scheduled Caste community in Gujarat. BSC’s work in the initial stage started with the Vankars and for some years, till around 1985, remained confined to this community alone.
  10. We had envisaged that the ownership of the empowerment of the Dalit communities would be assumed by the emerging leadership. Unfortunately the emergent leadership got absorbed into the organisation and developed an interest in sustaining it at the cost of developing a wider leadership and spreading the message of empowerment in the wider community.
  11. This is following Sen and Dreze’s understanding of development: “The success of development programmes cannot be judged merely in terms of their effects on incomes and outputs, and must, at a basic level, focus on the lives that people can lead” (1995: 13).
  12. Golana, a village in Bhal of Cambay, the first geographical area of intervention for BSC. This was the site of a brutal atrocity on the Dalits (Vankars) of that village where 4 emerging leaders were shot down on the morning of 25th January 1985 by the Darbars (the dominant caste group in the area) over a piece of land allotted to the Vankars for building the Indira Awas Yojana. For more details see Annual Report 1987, 1997).
  13. The Centre has consciously and purposively ruled out violence as a means towards the end of social justice and has actively chosen to pursue this path within the boundaries of the country’s Constitution.
  14. The section on Banaskantha in the present report elucidates this strategy.

BANASKANTHA

The Banaskantha programme is an embodiment of the new shift effected by the Centre and the direction
adopted towards promotion of people’s movements of the marginalised groups. The programme covers the 5 talukas of Banaskantha district – Palanpur, Vadgam, Vav, Tharad and Dhanera. The work in these areas is heavily concentrated with the Dalit communities. The present report outlines the activities in this programme
in the calendar years 2000 and 2001.

It was in December 1999 that we at the Centre brought in a shift in emphasis from promotion of organisations of the marginalised to promotion of people’s movements of the marginalised groups against the denial of their human rights. This implied a shift also from a purely developmental approach to a more rights-based approach. The Banaskantha programme is a concrete manifestation of this shift. Our tentative steps in this direction now seem to be on firmer ground. Having achieved a measure of success in our endeavours we are hopeful of more positive outcomes in the future.

The mission and goals of the Centre in Banaskantha were outlined in the earlier report. To recapitulate the points briefly, we entered the area in the context of the Dalits of the area whose lives were marked by large-scale violations of their human rights in terms of denial of access and control over resources, the right to live a dignified life and the right to determine their destinies. Our mission in the area then was to work intensively with the people and accompany them in their struggle for justice and dignity. The concrete objectives, the strategy and the activities adopted towards this end are detailed in the sections below.

Background & objectives of the Programme

The objectives of the programme are:

1. Activities and output

As mentioned earlier there has been a shift in the approach that the Centre now takes in its work with the marginalised communities. With a shift in focus in the direction of broad-basing the intervention and taking it along on the path of a people’s movement there has been a consequent shift also in the strategy and mode of operation. We outline below the various activities undertaken during these two years. The discussion on activities will also highlight the key aspects of the strategy adopted to achieve this.

1.1 Mobilising and organising
As mentioned earlier the activity of mobilising and organising the community was a crucial aspect of the strategy of the Centre. One of the activities of the team was that of mobilising membership and support for the cause of a Dalit organisation. The organisation was envisaged as the Banaskantha Dalit Sangathan (BDS) and work of mobilising took place under this banner, even before the actual registration could take place. They organised various programmes such as rallies, sit-ins, conventions and meetings (we detail below the actual programmes) with the aim of establishing the identity of the organisation and making the organisational entity visible.
 

BOX 1
DALIT ASMITA RALLY

Being in the area brought us into contact with the lived reality of the people of the area viz. employment, livelihoods, atrocities, basic amenities, and discrimination. The government officers got in touch with us. A one-day meeting was called jointly by several organisations of the area like the Banaskantha Dalit Sangathan, Banaskantha Viklang Trust, various unions of the SC/ST government employees. At this meeting various issues such as the reservation policy, roster promotion etc. The BDS made a forceful presentation of other issues plaguing the community, like atrocities on Dalits, livelihood issue, tribal rights and the issue of basic amenities. It was decided to hold a rally and present a memorandum to the Collector, and through the Collector to the President, the Prime Minister and the Chairman, National Human Rights Commission. 

Accordingly it was decided to hold the rally on 7th January 2000. Prior to holding the rally it was necessary to obtain the permission from the police which proved to be an extremely difficult task. It was granted practically at the last minute, late night on 6th January, and that too with severe conditions laid down for that. 

There was a big turnout at the rally, mostly comprising of Dalits from the rural areas. The urban Dalits and the government servants whose issue the rally was ostensibly about were few in number and were conspicuous by their absence. Looking at the composition of the rally the speakers gave voice to the burning issues plaguing the larger community in the rural areas. The rally was well covered in the local media.

By any standards, the rally could be called a success. The very fact that the BDS, as yet not a registered or legal entity, could mobilise people in such large numbers speaks volumes for the work done on this front. It also yielded us the advantage of wider publicity and awareness among the public regarding the issues of the community. The message of the need for a local organisation was driven home very forcefully without having to say it. More importantly, the National Human Rights Commission (NHRC) took note of it and started sending their replies to the BDS.
 

We had to encounter the reality of sub-castes within the Dalit group and therefore our endeavour remained that of fostering a functional unity within the various sub-groups in order to make the organisation truly representative of the Dalit communities and, more importantly, their issues.

The organisational structure envisaged was outlined in the last Annual Report. The process of organising has gone more or less in the same direction. The major work entailed was in establishing the identity of the organisation at the taluka level. So far we have not registered the formal entity which is expected to be registered by February 2002 and which will be called the Banaskantha Dalit Sangathan (BDS). The membership position of the various taluka level units (as on 31st Dec. 2001) is as provided below:

Banaskantha Dalit Atyachar Sangharsh Samiti (Committee for Struggle against Atrocities):
This is an informal forum created under the auspices of the BDS with the aim of creating awareness and mobilising support for the redressal of atrocities perpetrated against the Dalits in the area. The success of this can be gauged from the fact that although the work of BDS is only restricted to 5 talukas of Banaskantha district, the demands for support and advice come from areas where BDS has not even made an entry. This committee has a Convenor, Co-Convenor, Advisory Board and a Managing Board. It comprised Dalit leaders, retired government employees, and elected representatives of the people, all those who volunteered to give their time for Dalit issues. Whenever they are faced with a case of atrocity they make oral and written representations to the various officials and ministers, besides sending their memoranda and complaints to the National Human Rights Commission (NHRC), the President of India, the Prime Minister of India and various other high ranking officials and individuals. They have so far handled around 8-10 cases of atrocities in the area. We detail below some of the more important and well-publicised cases.
 
BOX 2
MORIKHA CASE

Village: Morikha         Taluka: Vav       District: Banaskantha         Date of the incident: 19/03/2000
Details of the incident: Murder of Ishabhai Chhatrabhai, age 16 years, belonging to the Valmiki community. 

The issue involved a piece of land belonging to Ishabhai’s father, Chhatrabhai. Chhatrabhai owns a house adjacent to a plot of land that belongs to Khema Choudhary, an upper caste person, also the Sarpanch of the village. He had the intent of grabbing that piece of land. He had, on several occasions, made demands and pleas for that land but Chhatrabhai was not willing to give it up. On the day of the incident Chhatrabhai’s son was taken to Tharad on the guise of going on a picnic, by a friend of his called Isa Pira. He was murdered and his body was left hanging on the outskirts of the village. In order that the needle of suspicion not be pointed at him, Khema Choudhary himself went and informed Chhatrabhai that his son had committed suicide and that his body was hanging by a tree on the outskirts of the village, and even went and himself registered a case with the police. 

On the third day after the incident the members of the BDS went to the village and made inquiries about the event. Initially Chhatrabhai did not trust the emerging leadership of the BDS, and instead chose to go along with the traditional leaders who did not do much. So the case was not registered and no further action could be taken. Finally, after a year he decided to leave his village and camped, with his family and cattle, in the compound of the Collector’s office in Palanpur. After a year of thus camping there without any headway being made in the investigations he approached the BDS in Dec. 2000. Once the BDS decided to take up the case they used several tactics to publicise the event. Representations and presentations to the ministers and officials, memoranda and a postcard campaign were implemented. Press notes in various local vernacular newspapers were also issued. His demands were: 

  • Main accused be arrested and dealt with as per law 
  • Action against the police officials and bureaucrats who had harassed him 
  • Cash doles to be given to him§ Relocate him in another village (land and house) 
  • Farm land to be given in lieu of land in the old village 

The Dalit Atychar Jyot Yatra  - Dalit Atrocity rally also helped to draw attention to the case all over the district. Subsequently his daughter’s wedding had been arranged and he insisted on holding it in the compound of the Collectorate. This attracted media attention, locally and nationally. It was covered in the print media (dailies and in the weekly called ‘The Week’) and TV (Star News and Aaj Tak). The Dalits from several villages in Banaskantha converged at the Collectorate to show solidarity with Chhatrabhai in his quest for justice. 

In the meanwhile one member of the BSC Banaskantha team was selected to represent the Dalit issues from BSC at the UN Conference Against Racism (UNCAR) at Durban, South Africa. The local officialdom, fearing adverse publicity, gave in to his demands. The government has accepted his demand for a CID inquiry into the murder of his son. Additionally he has been given 5 acres of land, and, a plot for housing in the village of Mandana.
 


 
BOX 3
RATILA: SO NEAR AND YET SO FAR

Ratila, a village in Deodar taluka of Banaskantha district consists of 40 households of Dalits, apart from 400 households of Rajputs, some of Rabaris (OBCs) etc. The Dalits were agricultural labourers and in the year 1982 they registered an Agriculture Cooperative – “Shree Lavana Ratila Samudayik Kheti Sahakari Mandali Ltd.”. In 1984 the Cooperative made an application to the government for land for the cooperative. The District Land Revenue department surveyed the village and granted 150 acres of land to the cooperative. At this point of time this plot of land was free of any temporary or permanent structure. It was only after the land was awarded to the cooperative that the illegal occupation on this plot of land occurred, i.e. in 1984, when the Rajputs of the village built a temple to Goddess Ambaji on 2 acres of land. The Dalits did not oppose this. In 1997 the land was re-surveyed and this 2 acres’ plot was given to the village for performing religious functions. The rest of the land was divided among the 29 members of the cooperative. Some of the families started tilling the land. They put in great effort to improve the quality of the land after which they started sowing. The harassment started the year they started reaping the crops. In the initial years the harassment was not of a serious nature. However, this year the harassment has intensified; they have sown castor, Bajri, and pulses, and the agricultural output this year would have been approximately Rs. 5,00,000/-, had everything gone on smoothly. However the Rajputs destroyed the crop of each and every Dalit family. Two of the members raised their voice against this harassment and atrocity. They decided to file a case against the perpetrators of this crime. Hearing this the Rajputs thought of “finishing off” these two persons. When they got to hear of this plan the Dalits, a total of 61 members - 33 men, 16 women and 12 children, fled the village on 9th September leaving their property behind. Some of old people, the women stayed behind. The Rajputs had, since then, illegally occupied 15 acres of land.

INTERVENTIONS BY THE PEOPLE 
The people first complained to the police regarding the harassment they faced from the Rajputs. One of the accused was arrested but later set free on bail. The Dalits of Ratila then approached the Banaskantha Dalit Sangathan (BDS) to help them out with this case. The BDS wanted to move in a very cautious manner. They wanted to validate this case before helping the Dalits of Ratila. Two employees of BDS along with policemen went to Ratila village to verify the facts of the case. They were stoned by the Rajputs of that village. The BDS employees and the police fled the village. Meanwhile the legalities of the case were also checked. It was found out that all documents were in order. The Dalits were the legal owners of the cooperative and legal owners of the land. The BDS decided to take up the issue.

STRATEGY
The “Banaskantha Dalit Sangharsh Samiti” together with the BDS drew out a plan of action which was as follows:

1. Call a meeting of dalits of 84 villages of Deodar taluka
The Samiti felt that the case being of Deodar taluka, Dalits of Deodar taluka should be mobilised and their support taken. They called a meeting of some of the Dalits who volunteered to go to each and every village to disseminate information regarding this case. A meeting was held on 11th October 2001 in Deodar taluka. Some 1200 Dalits attended the meeting. They passed a resolution supporting the cause of these 29 dalit families of Ratila village. 

2. Meet the Collector and evict the illegal occupants of the land
A formal meeting was held with the Collector to seek his help in evicting the illegal occupants of the land. The Collector decided in the Dalits’ favour. Accordingly the date of 16th October was set for the eviction. It was decided that the Social Welfare Officer, police personnel, R&B workers would be present to help in this operation. The Dalits sought police protection for going to Ratila village. The application for police protection was given to the Deputy Superintendent of Police a day earlier. Till 1.00 p.m. on 16th the Dalits had no information about the same. A written copy of police protection was given to them by 1.30 p.m. They informed the Mamlatdar of Deodar taluka that they would be reaching late but by the time they reached Deodar taluka the officials had already left.

3. To stage a rally in support of the cause of the 29 families
It was decided that a rally would be held to highlight the case. The rally would cover a stretch of 2 kms., terminate at the Collector’s office where a memorandum of demands would be presented to the Collector. The memorandum had the following demands.

  • Clear the illegal occupation of the landÄ Compensation for the damage to crops
  • Arrest of the accused
  • Cash doles to the 61 members for the number of days they camped outside the Collector’s office.The rally was held on the 22nd of October. 
DEVELOPMENTS AFTER THE RALLY
The rally passed off peacefully without any untoward incident.  The Collector accepted all the demands, except the granting of cashdoles. The demands accepted were: 
  • Removal of illegal occupation of the land;
  • Assessment of damage to crops by the government Revenue Officer;
  • Police protection to the dalits of Ratila village. 

Thus it was that the people of Ratila, who had been camping outside the Collector’s office in Palanpur, decided to go back to Ratila in an State Reserve Police (SRP) van, along with 10-15 SRP personnel, on 24th of October. The plan was that the police and SRP personnel would help to remove the illegal structures on the land at Lavana and see to it that calm and peace was maintained throughout the operation. However, before this could happen, about 3000 Rajputs from surrounding villages assembled at Lavana, where the land is situated. A scuffle between the Rajputs and the Dalits followed. In order to disperse the mob the SRP personnel was about to fire at a Rajput but in the nick of time a Deputy Superintendent of Police pulled his hand back and the bullet was fired in the air. In the ensuing confusion one Dalit was injured seriously. He was immediately taken to the Deodar referral hospital which refused to admit him without a police complaint being lodged. He was then taken to the Palanpur Civil Hospital. A First Information Report (FIR) has been lodged at the Palanpur police station under the Prevention of Atrocities Act 1989 against 7 Rajputs. No arrest has so far been made since the procedure of the transfer of the police complaint to Deodar police station is underway.

The other cases of atrocities which have come to our notice, and where action has been initiated by the Banaskantha Dalit Atyachar Sangharsh Samiti (BDASS), are listed below:

  1. Village Viruna, Taluka Deesa: A Dalit named Mulabhai was in the employ of a Rabari (OBC, shepherd community) as a bonded labourer. On some matter related to his work there was an altercation and he was killed by Rabaris. His body was then left hanging by a tree. An attempt was made to prove this as a case of suicide but it did not succeed. The investigation led to the arrest of the accused who are still in custody. The members of the BDASS met the PSI and PI of Deesa and demanded a fair and impartial inquiry into the case. They also met the District Social Welfare Department and asked for welfare and relief for the family of the victim.
  2. Village Raviya, Taluka Dhanera: A Darbar man of this village tried to rape a Dalit schoolteacher. The BDASS made investigations into the case but the other Dalits of the village did not support this case. However the district social welfare officer has been informed of the incident.
  3. Village Sapreda, Taluka Vav: A Dalit woman (caste Vadi) of this village was raped by a Darbar man. The investigation into the case has proved that the case is true but the internal politics in the village has mired the case in controversy.
  4. Village Pedagada, Taluka Palanpur: The Gadhvis (OBC) of this village had encroached on a plot for housing belonging to the Dalits. When they were asked to remove the encroachment they carried out a systematic attack on the Dalits with sharp weapons. 5 Dalits were injured in the attack. The community elders registered a criminal offence against the attackers. In this connection BDS, along with Navsarjan (an NGO in Ahmedabad), Dalit Sena, and other Dalit leaders, organised a ‘Swaman Bachao’ rally (Save our Self-respect) and at the end of it they submitted a memorandum of demands to the Collector.
  5. Village Chera, Taluka Dhanera: The problem in this village is to do with the village wasteland. Much of the wasteland has been taken over by non-Dalit private cultivators who have been reaping their crop there. A piece of that wasteland has been in use by the Dalits as their burial ground. The non-Dalits want to usurp even this piece of land. In 2001 a Dalit, Dhirabhai, passed away and he was buried according to the Hindu rites. The shroud on the grave was burnt the next day by some non-Dalits; some earthenware vessels left there were broken. This issue was covered by the TV network called ANI as also by the ‘Indian Express’ newspaper. Because of the wide publicity that the issue generated the Panchayat immediately granted 5 acres of land to the Dalits for their burial ground and also passed an order to clear the existing encroachment on the burial ground in use. The Rabaris of the village had threatened the Dalits with their lives and registered some false cases against them also. This has also been reported to the Collector and the Deputy Superintendent of Police (Dy. SP).
  6. Village Sodapur, Taluka Dantiwada: Taking advantage of the dark, an attempt was made to rape a Dalit woman on the eighth night of the Navratri festival. The accused are in presently in jail.
  7. Village Dhanadha, Taluka Palanpur: A Dalit youth of the village named Rameshbhai was earning his livelihood as a taxi driver. His sister had been taken away by Goswamis and after that there was a quarrel between them. After this incident Ramesh had received several threats. His dead body was found from the rear of a primary school building under suspicious circumstances.
  8. Village Akoli, Taluka Vav: The Dalit children in the village primary school were being made to sit at a distance from the other children of the school for their mid-day meal. The Dalits sent a written complaint to the BDS. An inquiry was carried out in the village and after that the District Backward Class Welfare Officer was contacted. At his positive response a visit to the village was also arranged. However, the usual caste dynamics also took over at this village. The administrator of the mid-day meal scheme is a Dalit of the village. He had been threatened with his job by the Patels of the village and so he gave a statement to the effect that there was no discrimination being practiced in the village. After another inquiry by the BDS and numerous presentations before the Social Welfare minister, the Collector, District Backward Class Welfare Officer, the BDS has succeeded in registering a police complaint which was also hitherto not possible. The Dalit children are now being made to sit together with the other children. This has created an impact in the neighbouring villages also and there too the Dalit children are being made to sit together with the other children.
The two cases discussed above – Morikha and Rantila – are illustrative of the method of operation. A campaign of mass mobilisation such as the Dalit Atyachar Jyot Yatra becomes a rallying point for the people of the area around this particular issue. A concrete intervention in the Morikha case was the culmination of this mass campaign. And although the Morikha and the Rantila cases are individual cases, the spin-offs of that are not confined to that family or village alone but have a ripple effect in the area; they motivate others to speak out, lend support, look for options other than silence, in general to recognise the violation of their human right and to take recourse to the provisions available to them within the legal and constitutional framework of the country. The mass mobilisation campaigns have been a key element in introducing the movement perspective to our work and in bringing the issue to the people.

1.2 Creating a cadre of volunteers
We had sought to realise our goal of promoting a Dalit movement in the region through the promotion of a cadre of volunteers who would represent the issues of the people at the larger / higher level. This strategy is based on the fact that we are going to be working at the area level in 5 talukas and this will necessitate the development of a volunteer cadre. They could play an important role in the formation of the people’s organisation.

The volunteers would not have an organisational plan; rather their mandate would be to forever be vigilant and alert about the issues in the area. Therefore the question of professional accountability does not arise vis a vis them. This group of volunteers would be fluid i.e. it is not likely to remain the same; some may leave, others may join and more can be incorporated as they are identified. Strategically we could think in the lines of highlighting the village level issue of a particular village and get other villages to join the event.

The danger that needs to be guarded against is that of the volunteers starting to look towards the proposed organisation (BDS) as an outlet for power or employment. Therefore the challenge before us would be to sustain their motivation without unconsciously channelising their aspirations towards the organisation. Remaining in constant touch with them is critical to the success of this structure.

Selection criteria for volunteers:

On 25th February 2001 a programme to distribute certificates to the volunteers who had carried out exemplary work was organised in village Kanodar of Palanpur taluka. The certificates were distributed to 10 volunteers from 4 talukas by the District Social Welfare Officer Dr. Hasmukh Parmar.

We have met with limited success in this sphere of our activity. The reasons for this are discussed in the section below.

1.3 Women’s organisations
The organisations of women (the Savings and Credit Cooperative Societies) were envisaged as the economic organisations of the movement and also a concrete manifestation of the empowerment approach vis a vis women. In this line the work progressed faster than expected. We had expected to register around 2 cooperatives during the project period. However, on account of the tremendous response of the women to the activity as also due to the fact that our team members had built excellent rapport with the officials in the concerned department we were able to complete the registration and inauguration of all the 5 cooperatives in the project period. The position of the various cooperatives as on 31st December 2001 is provided in the sections on MSFI on page 44:

The output in this case has been sought to be achieved through a strategy of mass communication where the message of organising and coming together is communicated to a large mass of people. This is done through appropriate cultural forms which are more acceptable to the people. The message we seek to transmit is new i.e. of gender equality and ‘women’s rights as human rights’ but it employs media which are rooted in the culture and sensibilities of the people and the area. This serves the purpose of wider coverage and greater impact.

1.4 Awareness creation
Newsletters and Leaflets:
The BDS, with the aim of spreading awareness about the issues of the area as also the message of organising, decided to start circulation of a quarterly newsletter called “Banaskantha Dalit Sangathan Patrika”. A function was organised to launch the newsletter on 25th February and it was released by Mr. Hasmukh Parmar, Social Welfare Officer, Banaskantha District. It seeks to disseminate information regarding the work of the BDS, Dalit issues in the area, the movement for Dalit Human Rights, awareness programmes and information on Panchayati Raj. A similar newsletter entitled “Stree Awaaj” (Women’s Voice) is being brought out jointly by the 5 women’s organisations of the area.

Apart from these newsletters, the BDS also brings out leaflets to disseminate information regarding some of the issues, the drought relief and the government’s response to it, or cases of atrocities in the area. E.g. they brought out two such leaflets: one was a public appeal to the people asking for support for Chhatrabhai and his struggle for justice; the other gave information regarding the measures initiated by the government to tackle the situation of drought and the various schemes of the government which could be beneficial to the people.

Dalit rights rally:
A Dalit Atyachar Jyot Yatra (Dalit Atrocity rally) was taken out by the Dalit Atyachar Sangharsh Samiti from 9th to 18th June 2001, covering 88 villages of the 5 talukas with the aim of highlighting the issue of atrocities on the Dalits. The rally would go from village to village and would cover about 8 – 10 villages in a day. There would be cultural programmes and other items which would talk about the particular issue of atrocities on the Dalits. Since it came at a time when Chhatrabhai was camping in the Collectorate at Palanpur, it also served an added purpose of highlighting the particular case and the plight of the family. Two bye-products of this rally were the increased awareness about the presence and work of the BDS, and, a heightened sense of the essential oneness among the numerous Dalit communities. This was a very visible expression of the strength of the Dalit community and it seemed to convince the people that if they were to seek redressal for atrocities committed against them then they would not be alone in their fight for justice.

Apart from this the BDS also organised a huge rally on 22nd October in Palanpur to highlight the Rantila case and get justice to the affected families. The rally was organised following an uncooperative attitude of the local officials and bureaucrats to the case who challenged the Dalits to go to court. The rally was attended by both Dalits and Adivasis of Danta and was addressed by activists from the area as well as from Ahmedabad. It was only after the huge turnout at the rally that the Collectorate issued orders for the removal of encroachment under police protection.

Training programmes:
The trainings take the form of meetings where education is imparted along with the implementation of the tasks. In the process of discussions during these meetings the facilitators, usually from BSC, undertake the clarification and explanation of the processes such as decision-making, conflicts, development perspective, leadership and such like. Besides they serve an important function i.e. of learning by doing where the team members accompany the persons in their learning, providing timely feedback for improved performance. They also serve the purpose of setting examples and role models for the area and its people.

1.5 Drought relief programme
The talukas of Vav, Tharad and Dhanera are the worst affected in terms of the drought. This has led to a severe scarcity of water, fodder and livelihood. The government survey showed faulty assessment and so the drought relief programmes were not started in time. Therefore the BDS decided to survey these villages. After the survey they held meetings with the village elders as well as with the taluka level committees of the BDS. They constituted ‘Drought Relief Committees’ in the talukas to make representations at the government level. They sent various memoranda to the Chief Minister, the Revenue Minister, the Taluka Mamlatdars and the District Collector. The state machinery did not take any action. This activity did not go further as there was a high level of frustration among the people; moreover it would have 
Drought-relief work (pond deepening) in progress 
in village Baluntri of Banaskantha.
been difficult for them to protest and carry on a protest under very trying circumstances. However in Vav taluka, a project from CAPART was mobilised and the work done in 3 villages of that taluka is shown in the table below. The various activities under this programme included pond deepening for rain water harvesting and farm bunding.

Year 2000


* A Brass is equivalent (approx.) to 100 cu. ft. of soil excavation.

Year 2001


* A Brass is equivalent (approx.) to 100 cu. ft. of soil excavation.

1.6 Earthquake relief programme
When the killer earthquake struck Gujarat on 26th January 2001 the people of Banaskantha also decided to respond to this human tragedy. When they learned that the Dalits were facing discrimination in the distribution of relief materials they collected food items (flour, tea, sugar, bajri, groundnut, grams, and water pouches) and mattresses. They went there themselves and distributed the items to individual households. This gesture was all the more commendable since the area had been under a spell of drought for the last one year (then) and they themselves had been facing a food scarcity.

Vav taluka of the district was also affected to some extent by the earthquake. As part of disaster vulnerability reduction efforts in the area, the three villages of Baluntri, Daiyap and Mithavi Charan were selected for distribution of water tanks to 66 beneficiaries, through BDS in collaboration with Janpath Citizens’ Initiative. Besides this, the work of farm bunding was undertaken in Daiyap and Mithavi Charan and in Baluntri the work of pond deepening was undertaken. This provided much needed wages to the people affected by the drought as well as the earthquake.


* A Brass is equivalent (approx.) to 100 cu. ft. of soil excavation.

1.7 IRDP survey
In the 5 talukas of our operation we have noticed that in spite of the fact that a large number of Dalit families are in fact living below the poverty line their names have not been included in the government’s “Below Poverty Line’ (BPL) list. Consequently they cannot receive the benefit of various government schemes. The BDS took up the task of surveying such families, making applications to the taluka officials for the same.

After this work the DRDA entrusted the work of surveying the BPL families to BSC for the talukas of Palanpur, Vav and Dhanera. The work done in this regard is shown in the table below:

The economic benefit accruing to the families is shown in the table below:

* Having their names in the IRDP list means that these families are entitled to a cash dole of Rs. 5,000/- from the government at least once in 5 years.
** An annual benefit of Rs.360/- per family. A BPL (Below Poverty Line) family is entitled to receive 5 kgs. wheat per month @ Rs.2/- per kg. whereas it is available at the fair price shop for Rs.8/- per kg. It means a monthly saving of Rs. 30/- for the family.
*** An annual benefit of Rs.324/- per family. A BPL (Below Poverty Line) family is entitled to receive 3 kgs. rice per month @ Rs.3/- per kg. whereas it is available at the fair price shop for Rs.12/- per kg. It means a monthly saving of Rs. 27/- for the family.

1.8 Basic amenities
Drinking water
Women in desperate search of water, 
filling muddy water from virdas.
Village Madali:
The drinking water problem in the village of Madali was very acute indeed. Madali village is on the border of Gujarat and Rajasthan and neither state accepts it as part of its territory and the situation is very deplorable. With the drought conditions intensifying this year the drinking water problem of the entire village was an issue. BDS mobilised money from some individuals and provided water through tankers which saw them through the summer.

Village Kundaliya:
Kundaliya is a village with around 100 Dalit families and it is touching the desert. About 30 Dalit houses are situated adjacent to those of the 

savarnas1  while around 70 are in the newly built settlement. In the summermonths they face a sever water problem. In May-June 2000, it being a drought year, the water crisis was even more serious. The government used to send 3 water tankers daily for the village. These tankers first go to the savarna area where they fill in their big water tanks and also give it to their cattle. The left over water is meant for the Dalits, if at all anything is left over. In case there is nothing left over, which is more often the case, Dalit women have to trudge miles to get a pot of water. The BDS mobilised money and provided water to the village in these difficult months.

2. Difficulties and limitations

  1. Volunteer cadre: The adverse socio-economic position of the Dalits of Banaskantha poses a special challenge and difficulty for the volunteer cadre. The low educational standards, lack of industry, loss of traditional occupations, frequent drought conditions make it very difficult for the Dalits to earn a regular income. In such a situation, where income is an overriding concern for most of the people, a volunteer cadre is not a viable solution or strategy. Our experience has shown us some very concerned and dedicated people who are willing to invest time and energy in the work of the BDS but are constrained by their inability to pay for their travel or board. Travel and board are always reimbursed. The point is that they cannot afford to lose a day’s wage. Invariably they end up looking at the BDS as a source of employment which is contrary to the concept of the volunteer cadre. In fact we know of at least 5 persons who had a regular job but, because they participated in the Jagruti Jyot Yatra for 10 days, their services were terminated.
  2. We at the Centre need to sharpen our understanding of human rights as a development approach. This is not to say that the understanding does not exist but that it needs to be integrated with our understanding of situation of marginalisation and oppression so that the provisions in the Constitution can be fully understood and then utilised for the cause of empowerment – Dalit, Adivasi, women, children.
3. Achievements and outcome

At the end of the first year we can sum up the year and its achievements as:

3.1 Establishment of the identity of the local organisation
We have been successful in fostering a strong identity of the local organisation of the area – the BDS, among the people as well as the government and the bureaucracy. This is evidenced by the fact that people are coming to the BDS from talukas which are not covered by us at present such as Dantiwada, Amirgadh etc. The BDS has been able to press forcefully for their entitlements and rights which were hitherto denied to them, e.g. the basic amenities, the inclusion of families in the IRDP list. This in itself is a highly political act because the allocation of funds for development and its utilisation is fraught with local politics and dominated by the vested interests of the area which the BDS has been able to challenge to a certain extent.

3.2 Establishment of linkages with the government
Further, the image of the organisation is that of clean and honest administration. Therefore the government also comes to BDS for implementation of its schemes and surveys e.g. the IRDP survey or the fact that the govt. (Dept. of Social Justice and Empowerment) requested the BDS to survey the extent of electrification in Dalit households in the area. The relationship with the government has been confrontational at times also, and the BDS has taken strong stands for the people and against the anti-people and high-handed attitude of the bureaucracy and local government officials. It means that the BDS is taken as a threat by the vested interests operating in the area.

*****************************************
footnotes:

  1. The ‘upper’ castes.

DANTA TALUKA

BSC’s interventions in Danta taluka of Banaskantha district began in 1994. Since then the Centre has helped to set up a local organisation, Shree Danta taluka Adivasi Sarvangi Vikas Sangh (ASVS). Its current membership stands at 1634. The ASVS has emerged as a forceful voice of the Adivasis of the area, sourcing and managing many diverse developmental works for and on behalf of the community.

Introduction

Our effort during these two years has been to consolidate the achievements over the past five years in terms of establishing and developing the ASVS and the savings and credit cooperative of Adivasi women (the latter is reported separately under the section titled ‘Medium Scale Finance Institutions’ and will not appear under this section). The strategy adopted has been three-fold:

During this period the implementation of the project was severely affected by two calamities; the second consecutive year of drought that affected most parts of Gujarat, and the devastating earthquake that hit several parts of Gujarat. Both the BSC and the ASVS had to shift their entire focus to drought relief measures (which went on from April to August 2000). Later, following the earthquake on January 26th 2001 BSC was engaged in the Herculean task of relief and rehabilitation in Kutch.

We were expecting to resume full-fledged implementation during the period October 2000 to March 2001 but the complete failure of monsoon even this year sent panic waves all over Gujarat. As far as Danta is concerned it was a serious spectre of famine that was emerging in the summer of 2001. So again, during the second half of the year, we were preparing ourselves to handle a much worse situation.

The following sections will outline the various activities undertaken in accordance with the programme objectives and the strategies as mentioned above.

1. Danta Taluka Adivasi Sarvangi Vikas Sangh (ASVS)

As a part of its strategy to make an impact on the livelihood issues of the people, the ASVS undertook the following activities this year:

1.1 Cooperatives
Further follow up was done to activate the milk cooperatives, fisheries cooperative and the irrigation cooperative. The latter two are in varying stages of bureaucratic processing. The entire administrative machinery was deployed to manage the drought relief operations for almost five months bringing all other work to a standstill. So now, we can expect results only in the next six months.

1.2 Seed and fertilizer credit
Due to failure of monsoon this facility was offered only on a modest scale during the monsoon of 2000. The distribution was decentralized this time to avoid inconvenience to the tribal farmers.

In October 2001 ASVS obtained a license, in the name of “Khanta ni Magri Irrigation Co-operative”, for the sale of fertilizer which would greatly affect the end-user, the tribal farmer, in terms of lower prices (a decrease of almost 5-8% as compared to the private retailers). Moreover, the ASVS can now earn a commission on the sale of fertilizer which would be an income for the organisation. This has broken the monopoly of the non-tribal agents (all such agents were non-tribals) who indulged in sale of fertilizer at exploitative rates. Besides this ASVS has also received permission for sale of seeds and fertilizers for agricultural use. This could translate into a possibility of setting up a seed shop.

Details of purchase and sale of fertilizer

Details of purchase and sales of local seeds

Recognising the harmful effects of chemical fertilizers on soil we are promoting and advocating the use of organic manure and compost. 5 farmers of village Tarangada have shown their willingness to try this method on their land and have completed the first stage of composting.

1.3 Capacity building and organisational development of the representatives, committees and the employees:
An exposure trip, in collaboration with the agriculture department of the state government, for 60 marginal farmers was organised to see the white revolution belt of Kheda district to obtain a first hand understanding of Dairying. In another exposure trip 11 ASVS members participated in a Human Rights Rally organised by Legal Aid & Human Rights Centre (LAHRC), Surat.

Several educational programmes were organised during the year with a view to enhancing the competencies of the various stakeholders of ASVS. The focus was mainly on strategic intervention in crucial issues affecting the region and the community. Besides effective programme implementation, emphasis was also placed on training for advocacy at the area level especially with regards to the severe drought situation and neglect of the development of the area and the community. The following table gives an account of the trainings organised during this period.

Year 2000
No. of participants in the various educational events:
ASVS representative training (Same group in all programmes):    On an average 50
ASVS Committee (Same group in all programmes):                    On an average 12
ASVS employees (Same group in all programmes):                     On an average 6
ASVS community leaders (from various villages):                        On an average 55
 

Year 2001
No. of participants in the various educational events:
ASVS representative training (Same group in all programmes):     On an average 65
ASVS Committee (Same group in all programmes):                     On an average 11
ASVS employees (Same group in all programmes):                     On an average 7

In the year 2001 we also focussed on fostering and strengthening the informal networks (of volunteers, community leaders, and the youths of the area). The areas of training that members of these fora received are as follows: Besides monthly meetings have been held which were used very successfully for exchange of village level information, discussing village level issues and methods to solve them, clarification of the long-term vision, and other personal growth related issues.

2. Watershed development programme

We believe that the key to sustainable livelihood in the region is watershed development leading to sustainable agriculture and allied activities. While the community in the area has been prepared through training and exposure trips to take on this approach, our present assumption is that the actual technical measures to be implemented can be financially supported only by the Government. This has prompted us to explore the possibility of obtaining funds for this programme from both the Central and State Governments. Project proposals have been sent to Council for People’s Action and Rural Technology (CAPART) which is the nodal agency of the Ministry of Rural Development (Government of India), District Rural Development Agency (DRDA, Banaskantha District, Government of Gujarat) and the Department for Co-operation (Government of Gujarat). All three proposals are pending approval.

2.1 CAPART:
In the early part of the year we submitted a proposal for watershed development in 5 villages of the taluka covering 574 households over an area of 1350 hectares. This proposal was rejected twice on flimsy grounds. The first proposal was kept pending for six months and without any correspondence whatsoever was rejected on the totally untenable grounds that the micro-watershed proposed had more than 25% forestland. We submitted a revised proposal in September ‘99 which was again not processed and rejected in March 2000, taking advantage of a directive (passed in March 2000) of the Rural Development ministry that all watershed programmes should be in regions declared by the State Government as Drought-prone Areas. This ground also militates against the basic principles of watershed development since the aim of this approach is also to prevent any region from becoming drought prone. We are beginning to suspect that there are ulterior motives behind such delay in processing and subsequent rejection. We intend to take up the matter at the highest levels. But at the same time we need to think of an alternative strategy if the Government support would be further delayed.

2.2 District Rural Development Agency (DRDA):
We have applied to the D.R.D.A. (Banaskantha District) of the Gujarat government seeking the status of a Project Implementing Agency (PIA) for watershed development in the area. This proposal covers a total of 60 villages situated in central, eastern and northern parts of the taluka. The application for 1998-99 was rejected without showing any plausible reason. We have submitted a fresh application. With the State Government we are less hopeful because the application by BSC and by ASVS has already triggered off opposition from the communal elements as well as the corrupt politician-bureaucrat network.

2.3 Co-operation Department of the Government of Gujarat:
We had planned to initiate a Lift Irrigation project in Khanta ni Magari village but the proposal is awaiting sanction. If this proposal is approved it would cover a total land area of about 107 acres, 45 households, and a Gross command area of 64.80 hectares. The project aims are:

The actual measures for watershed development could not be undertaken as planned because of hostility from the government. BSC and ASVS were denied the Programme Implementation Agency status in spite of having a high score in the merit-marking scheme for the selection of such agencies. The allocation was made for other local agencies which were hands in glove with the bureaucracy and politicians in corrupt practices. However following pressure from the tribal leaders from the region, the District Rural Development Agency has requested BSC and ASVS to apply once again for the PIA status. The procedure has been initiated all over again. This is an illustration of what people’s power can do! It still might take some time before the actual programme implementation begins.

However, we felt that despite non-cooperation from the Government we should go ahead with the programme with a fully community–sustained effort. Accordingly we appointed Abhigam Collective, an organisation with expertise in community based Natural Resource Management issues to assist the ASVS and BSC in this effort. We decided to initiate this on a small scale in three villages selected on the basis of certain parameters related to the stage of ecological degradation, watershed characteristics, agricultural productivity, water scarcity and community preparedness. Abhigam Collective has been able to study the situation in the selected villages intensively and has come up with a plan of action which involves various community based measures. Most of the measures will be executed by the people and some of the major ones will have to be financed by the Government or other agencies. Concrete steps were planned after the drought period and the monsoon of 2001. (A complete report of the study is entitled Towards Sustainable Livelihoods: Potentials for Rejuvenation in 3 Villages, Danta, Banaskantha by Vinay Mahajan & Charul Bharwada). Based on the detailed study, a proposal for community-based eco-regeneration in these three villages was submitted to Gujarat Ecology Commission. The project proposal is likely to be sanctioned by June 2001. The three villages selected for this intervention are Tarangada, Machkoda and Dhamanva.

Facilitation of effective implementation of Government welfare and development schemes

Facilitation of the effective implementation of Government schemes under the tribal sub-plan:

The following table gives the details of the various schemes of the government the ASVS managed to get sanctioned for its members.

3. Other Activities

3.1 Government Schemes – Implementation

Medical (T.B.) camp: Organised by ASVS and the Govt. Health department
No. of patients treated:                                                                           716
No. of patients diagnosed with T.B.                                                          82
No. of  patients who received free medicines                                           870
Total value of medication prescribed free of cost (for 6 months)     Rs.31,980/-

The TB diagnosis camp was organized at Hadad village on 11th February 2001 with the joint support of the government Health department. About 716 people came here for diagnoses out of which 417 were diagnosed as positive. The medical service was provided here by doctors of Prof. K. J. Mehta TB Association situated near Bhavnagar. The Commissioner of the labour department, Mr. A.M. Parmar remained present at the camp and the work was completed successfully under his supervision. A total of 870 persons were provided free medicines for TB continuously for 6 months by the labour department through the ASVS. There were two cases in the camp that needed a detailed check-up. They were sent to the Ahmedabad Civil Hospital by the Sangh and the check-up was done according to the instruction. Their cases were sent for financial aid to the labour department in order to cope with the extra expenses incurred.

Camp for the physically challenged:
The camp for the physically challenged persons was organised on 15th July 2001 at Sandhosi village. The district health officer, Orthopaedic Surgeon, Civil Surgeon as well as officers from other government departments attended the camp. 116 beneficiaries from a total of 37 villages has come to attend the camp out of which 110 physically challenged persons were given certificates identifying them as being physically challenged. 84 out of them were given free bus passes by the social security office. Moreover those who did not have crutches were supplied crutches too.

Thus, this activity carried out by the Sangh for the implementation of the government schemes has been a successful one. It gives benefits simultaneously to a whole group of people at one time and place.

Along with this we have divided the government schemes into two sections and its activities have been very effective. The details are as follows:

Drought relief work undertaken by ASVS and BSC with the assistance of Catholic Relief Services: (April-August 2000)

B.P.L. family survey:
This is an important activity carried out by the ASVS for the entire area. The district D.R.D.A agency had given the responsibility of this activity to the ASVS. Accordingly the ASVS carried out a survey of BPL families in 122 out of the 186 villages of Danta taluka. It resulted in the identification and addition of 5,500 more BPL families which was accepted in the gram sabha. Thus this year we have been able to include 5,500 families in BPL for the next 5 years.

Conducting the survey has affected the identity of ASVS positively in the area. For one thing, this survey brought the ASVS in contact with non-adivasi villages and people who were also surveyed to be included in the BPL list. Therefore the earlier suspicion and mistrust of ASVS and its activities was replaced by respect and trust. Secondly, many government officials sent letters of acknowledgement for the good work done and promising support to the ASVS in its future endeavours.


SUSTAINABLE LIVELIHOOD OPTIONS

Developing and initiating sustainable livelihood options for our priority communities in our areas of intervention is an important activity of the Centre. The task is to identify, initiate and stabilise agricultural and non-agricultural income-generating alternatives and sustainable livelihood options to increase the people’s skills and to decrease their dependency on exploitative, seasonal agricultural labour. The aim is to link individuals
and communities with financial institutions, training institutions and other resource personnel
to enable them to access the right tools and resources to succeed. The following report details the activities undertaken in this regard in 2000 and 2001.

When we visualised working in the line of sustainable livelihood options for the poor we had thought of actively pursuing livelihoods in the non-farm sector, not ignoring the farm sector also. However this plan has not worked out due to the economic environment hostile to the poor, lack of technical and management expertise which is difficult for the poor to mobilise. Our work in this line thus received a setback. The starting and winding up of Jagruti Garments Ltd., a garment manufacturing unit set up in Petlad is a case in point. We need to seriously rethink on this aspect of our intervention. In order to augment the feasibility and sustainability of their existing livelihoods (increasing productivity) options, goat rearing and eco-regeneration at a micro level and organic farming have been thought of.
 
Last year’s report talked about the feasibility study undertaken with regard to promotion of goat-rearing in Danta as a secondary source of income-generation. Our endeavour was to introduce a scientific, commercial and entrepreneurial approach to this enterprise. Our plans for the same were also mentioned therein. However due to the drought which had gripped large parts of the state, and Danta was no exception, it was not possible for the activity to take off there. Yet, in Savli taluka of Vadodara district, where the situation of drought was not as severe as in Danta, it was possible to implement it on a pilot scale to derive learnings and experience of the activity. This is what we decided to implement in this 
duration. The activity started in January 2001 under the aegis of Centre for Education, Development and Cooperation (CEDC) – Ghadtar, an NGO working in the area.

The activity is not new for the Dalits and Adivasis of the area. But the problem lay in the fact that they carried it out on traditional lines: releasing the animals for grazing and getting them back at milking time. The activity was undertaken in 3 villages of Savli taluka – Maninagar, Karanchiya and Sankarpura.

Number of goats distributed in the 3 villages

1. Training of CEDC staff

It is essential that the staff of the organisation receive inputs related to the promotion of goat rearing as a sustainable livelihood option for them to be able to convince the people to move in that direction. Although the training of the staff in this regard has been on-going two training programmes for an intensive input were organised where the following points were covered:

2. Exposure visit

In order to give the staff a practical exposure into the scientific goat-rearing methods exposure trips were organised.

2.1 Central Sheep & Wool Research Institute (CSWRI):
Situated about 110 kms. from Jaipur this institute, apart from the infrastructural facilities, also has expertise with regards to the world famous Sirohi breed of goats. This trip was organised in September 2000. This institute also offered to sell male goats to us at reasonable rates for the purposes of breeding.

2.2 Sirohi Goat Farm:
This is run by the Department of Animal Husbandry, Government of Rajasthan in village Ramsar, Ajmer district and conducts research on the Sirohi breed and its productivity.

2.3 Barmer and Shivganj tehsils of Rajasthan:
The shepherd communities in the villages here have been successfully carrying out this business. To get a first-hand exposure to their methods and success in goat-rearing visits to villages like Balera, Rafua, Janpatrasar, Aati, Udarwa, Vadala etc. of both these districts were organised between 31st March and 2nd April 2000.

3. Networking

Networking was undertaken with Animal Husbandry department of Baroda district, the goat rearers of Rajasthan, Ramser Farm, Ajmer and the goat rearers of Banaskantha. In order to implement our plans of vaccination, castration and training programmes related to goat-rearing it was essential for us to secure the cooperation of these agencies for which networking had been initiated. The Director of the Animal Husbandry office in Fatehganj, Vadodara had directed the veterinary officer in Savli to extend all help to us in this matter.

4. Vaccination programme
 
The goat is a very resilient and strong animal and it has a capacity to survive in varied environs and climatic conditions. But once it does become sick it is difficult to bring it back to health. Therefore special vaccines have been developed for goats. However, people in our sample villages have been carrying out goat-rearing in a traditional fashion and were consequently not very open to scientific methods such as vaccination and such like. Our chief reasons for going in for vaccination were:
  • To bring down the mortality rate
  • To increase the profitability of the occupation.

5. Monitoring system

In order for the CEDC staff to be able to undertake intensive monitoring of the entire activity, a special monitoring system had been devised and put into practice. The main objectives were to ensure that the goats were adequately taken care of and whether its growth was maintained, as well as to ensure that the sick animals were given timely medical treatment so that the mortality rate could be controlled. The monitoring system plays an important role in maintaining profitability. The aspects covered in the monitoring system were to do with rearing, health and shelter.

6. Medical follow up arrangements

We have been able to arrange for the free treatment and medicines for the sick animals. Almost 500 goats in the 3 villages were affected by the Foot & Mouth Disease (FMD) and they have received treatment. Apart from this there have been incidence of other diseases also such as goatpox, liver flu, and premature deliveries. We have been able to get the support of the Livestock Inspector, the Veterinary Officer and Deputy Director of the Animal Husbandry Department.

Details of mortality of the goats in the 3 villages


WOMEN’S EMPOWERMENT:
ADDRESSING GENDER CONCERNS

Women’s empowerment has remained on the Centre’s agenda consistently since the early 1980s.
The savings and credit activity was the concrete translation of this concern into an achievable target; it offered immense scope for immediate gains as well as a powerful symbolic tool of transformation in gender relations. The MSFI function was earlier referred to as the Micro Finance Institutions (MFI) and functioned within the overall thrust and direction of the Centre for the particular area in which it was operational. Its scope was thus restricted and circumscribed within a geographical boundary, an activity which otherwise offered immense scope for mass mobilisation of women for social empowerment. In the following report we describe the efforts of the Centre to overcome this limitation and give the activity a broad base and movement orientation.

Gender as a concern has manifested itself in the Centre’s programmatic approach and focus since the early 1980s. Debates and discussions as to the implications of such a stand, as well as locating appropriate strategies to operationalise this concern were undertaken. As a consequence of these several programmes and activities were initiated with and for women. The specific programmes for women’s empowerment such as the Community Health Programme (CHP), sericulture, adult literacy programme for women have been reported in the earlier annual reports. Learnings accruing to us from these undertakings coupled with intensive reflections with the women led us to the identification of the savings and credit activity as an appropriate intervention tool to address the gender issue.

The thinking behind this activity was clear: it was an economic activity by and for women. As an entry point for work in gender issues it was ideal as, at one stroke, it dealt a blow to the existing stereotype of women’s inability to manage large-scale financial activity in a professional manner. Besides, it was an activity which made a direct attack on one of the most fundamental aspects of gender imbalance viz. the economic dependence of women. We maintain that tackling social manifestations of gender inequality, important as they are, are frustrating if not accompanied by a creation of an economic base which offers some scope of bargaining and negotiating ones terms on a footing of equality. In sum, therefore, this activity is firmly rooted in our commitment for women’s empowerment, the activity of savings and credit being the strategy adopted to fructify this commitment.

Overview of the Medium Scale Finance Institutions (MSFI) activity

In keeping with the shift in approach, discussed in the introductory chapter, the Micro Finance activity was also taken up for in-depth discussion at the Centre. The discussion focused on the strengths and achievements as well as the shortcomings of the activity as it had been carried out till then. In light of that discussion a vision and strategy for the future were worked out.

Till December 1999 the Micro Finance activity was operational in 3 geographical areas of BSC’s intervention viz. Bhal of Cambay, Dhandhuka taluka of Ahmedabad district and, Danta taluka of Banaskantha district. The important achievements and successes of the activity to us seemed very much to be on the social parameters, although no effort till then had been made to chalk out specific criteria by which to gauge the progress of the activity. In the main they were:

There were also certain concerns raised at the meeting and were as under:
* Non-productive assets include house, house repair and extension of the living quarters.
* Consumption expenditure includes expenses incurred on health, education, and consumption needs.
* Other expenses include expenses incurred on marriages, other social occasions.
To bring the activity in line with the stated mission of the organisation it was felt that these organisations had to shed off their identity as separate entities for the particular geographical area in which they were promoted. It would be essential to see them as forming a crucial component of the women’s movement which could, at a later date, develop into a state-wide presence and identity. It was in this light that a further reflection on the activity was carried out. It appears as a concept note in Annexure 1 titled “Medium Scale Finance Institutions of Women: A Medium for Empowerment”. The paper puts forth the vision which had led to the emergence of the savings and credit activity, the present context in which it operates and the thinking of the Centre on the issue.

1. Report of the activities during 2000 – ’01

1.1 Efforts at broad basing the activity
As discussed earlier the effort of the Centre was to make this activity the main plank for a women’s movement, which would be a part of the larger struggle for human rights of the Dalits, Adivasis and women. The challenge was to transform a programme into a women’s movement for rights and empowerment. This required a critical mass of membership as well as engagement with the concerns of the membership to establish the credibility of the issues, the people involved and the movement. Therefore it was necessary to increase the number of such organisations from the existing 3 (in Bhal, Dhandhuka and Danta).

We wanted to register at least 2 more such organisations in 2 of the 5 talukas of our intervention in Banaskantha.  However, on account of the tremendous response of the women to the activity as also due to the fact that our team members had built excellent rapport with the officials in the concerned department we were able to complete the registration and inauguration of all the 5 cooperatives by June 2001.
 
General assemblies of the new cooperatives:
The year 2001 witnessed 5 huge gatherings of women in Banaskantha district. The General Assemblies of the new cooperatives in Banaskantha were historic events in the life of Dalit women. No such event had ever evoked such an impact in the lives of women. The General Assembly created a sense of belongingness with the organisation. Each taluka level event brought women from approximately 35-40 villages together. Each event saw attendance of more than 400 women. Women came in tractors and jeeps to attend the General Assembly. For the first time women were getting up before a crowd of 350-400 to address the gathering, communicate the vision of the cooperative to women, and anchoring the show in front of Government officials and men of the community.
The inauguration of the Vav Credit and 
Savings coooperative.

These structures helped to create the visibility of dalit women:
Dalit women are an invisible segment of society. Their contribution was never recognised and their potential never given an opportunity. The credit co-operative society provided such an opportunity. It is this structure, which gave women an identity as office bearers/members of managing committee/President/members of a modern formal organization. This identity made women visible. For e.g. People now have started saying “Hansaben, president of Vadgam taluka level cooperative spoke well”. Initially Hansaben was invisible but now she has got new identity and her visibility has increased. So is the case of many women who are the members of the cooperatives.

It further helps to break certain patriarchal beliefs and gender stereotypes and is therefore an invaluable educational tool. It is not claimed that all sorts of values and beliefs are broken but planned intervention to break such beliefs are already in process. The General Assembly of the Cooperative is one such intervention where conscious and planned intervention was done to break many beliefs about women. They were:

This structure gave opportunities to women on such fora which were earlier forbidden:
The general belief among the community is that women’s role is to look after reproductive functions of the family, functions like political participation or taking up organizational responsibilities is not the domain of women and women should not take up such responsibilities. This structure broke this image. The activities were so designed that led to increased mobility of women. It also led to women going to Banks, meeting Government officials. The expression from these officials are exclamation to disbelief to supportive. Some of the Bank officials find it hilarious when they find Dalit women coming to Banks opening accounts of the cooperative.

These structures helped women to create her assets i.e. financial capital:
The savings from women’s point of view is security at times of vulnerability. In Tharad taluka women have started depositing fixed deposits not with the view of taking credit in future but to create an asset that would help her in future.

The position of all the 8 cooperatives as on 31st December 2001 is provided in Table 1 and 1(a) below. As is evident from the table the position of the 3 cooperatives of Bhal, Dhandhuka and Danta is comparatively quite strong on account of the fact that they have been in operation for a longer duration. Not surprisingly therefore they have been giving out the credit facility for a longer duration and as of now a total amount of Rs. 60.42 lacs has been given to the members, the average amount of credit per member being Rs.3,531/- The rate of interest offered on savings  also compares quite favourably with that of the nationalised banks, 0.5% more than the latter. The interest on credit is the same as that of the nationalised banks except in the case of Bhal where it is lower than the bank rates. This is on account of the larger volume of capital and savings at their disposal. 25% of the total members have availed of the credit facilities but the figure appears skewed because of the fact that the 5 recently registered cooperatives have not yet initiated the credit function.

Table 1  Primary statistics (as of 31st December 2001)

*  Rates of interest of Nationalised Banks on savings 4%; on credit 15%
**  Average amount of loan per member Rs. 3,531/-

Table 1(a)

The perception of the cooperative in the minds of women, as also its role and function, is well illustrated by the case below.
 

BOX 1
GIVE AND TAKE, JOYS AND SORROWS – TOWARDS SOLIDARITY

A training programme for the Executive Committee of the Vadgam Credit Co-operative Society, the first of its kind for the participants, was held on 15th – 16th November dealing with the subject of evolving a vision and mission for the co-operative. 

Trainer: What is the objective of your Credit Co-operative Society? Why do we need a women’s organisation?
Gangaben:  … so that women can save and their savings can help them in times of difficulties.
Leelaben: From her savings she would have access to credit and if she wants to start a business of her own she can start it from her own savings.
Manguben: It would help her in employment.
Trainer:  These same needs are also shared by the men, are they not? So why is there a need for a separate organisation for women?
Hansaben: …so that we can save money and we have capital in our name. This was not possible earlier. There were no opportunities for us to save also. Sometimes when we have money in hand we spend it on things which are not really essential.
Trainer: Let us assume that in 5 years’ time you are able to save Rs.10,000/-. Do you think that would address your needs?
Jasuben: The main problem is “Aapnne adhikar nathi” (we have no rights).
Trainer: Can you explain what you mean by that?

There was a silence in the group. 
Gangaben & Leelaben: We do need not bring our family conflicts here. We have come here for co-operative work and let’s go ahead with that.
Trainer: I feel that we should listen to Jasuben and support her. If women cannot support women then it would never be possible to work together.
Jasuben: See, very honestly, I do not need any money. I have got everything at home - T.V., fan, house – but I do not have any right to use these amenities when I feel like it. For buying essential items like vegetables or provisions I have to ask my husband’s permission. Sometimes there would be no vegetables to cook but either I do not have the cash to buy them or the right to use the cash which is kept in the cupboard. My mother-in-law would not say anything nor help me out. The relations between my husband and myself are not very good. 
There were tears in her eyes. 
I feel like committing suicide. What a life!!! You work like a machine but there is nobody to listen to me, nobody to understand my desires, my needs. For everything I am dependent on somebody. No one respects me.
Group members: why should you commit suicide? There is no need for that. You have got your children also to look after.
Jasuben: Then what do I do? I went to my parent’s place for two months hoping that things would improve but … in vain. He was least bothered whether I returned or not. He did not visit me even once or enquired about my condition.
Hansaben: Once I tried to commit suicide too. That was to scare my husband. He was cruel to me. Initially I used to tolerate everything but later on when it too much I doused myself and my two children with kerosene but did not light the fire. That scared him and now he behaves properly. You should also do naatak of committing suicide; otherwise these men are not going to improve.
Jasuben: My derani (sister-in-law) used the same trick and now my deeyar (brother-in-law) takes good care of her.Group members: No, you should not try this. You should try to explain, make him understand.
Hansaben: Do you think he is ever going to understand?
Jausben: There is no way out but to attempt suicide.
Trainer: Do you think that would solve your problem? Are you sure that after this attempt your husband would change even if out of fear?

This discussion became the focus of the first day of the training programme. The conversation clearly reflects the oppressive reality of a woman’s situation. Jasuben’s case is a prototype of the oppression of women. It also, very poignantly, brings out the women’s need for a space to share their problems and frustrations. OD interventions therefore take a backseat in the initial stage of the organisation’s life. At this stage it is more important to concentrate on aspects of gender oppression and its structural nature (as opposed to something which is “God-given”). The process is a valuable one for the individual woman as well as for the group which would be undergoing vicarious learning or catharsis. More importantly it serves an OD function – that of group building and promoting solidarity among the members.

(Names of individuals have been changed to protect their identity.)

1.2 Increasing the participation of women in the larger Dalit struggle
Women of various cooperatives of Banaskantha taking part in a rally protesting the atrocity in Rantila-Lavana.
There were simultaneous efforts made to involve women in the larger Dalit struggle, in their own areas as also in various parts of the state, with a view to promoting solidarity among women and fostering a sense of responsibility towards the issues facing the larger community. Thus it was that 60 –70 women came and joined the rally and the subsequent dharna at the Collector’s office in support of Chhatrabhai (for details of the case see section on Banaskantha). Similarly 2 women stayed at Rantila with the affected families (for details of this case see section on Banaskantha) along with members of the BSC. Apart from this, the Presidents of the various cooperatives have been visiting the villages from where atrocities on women are reported. Several Dalit women from various areas participated for about 2 days 
in the Adivasi padyatra in Danta taluka (for details of the event see section on Danta). In Pandad village of Bhal a committee member organised 80-100 women and went to the Collector of Anand District. She presented the case of drought conditions and the need for drought relief measures to be implemented in her village. They got an amount of Rs. 5 –6 lacs sanctioned for the village. In Dhandhuka, on account of the drought conditions, the cooperative took up the responsibility of distribution of foodgrains at approx. Rs. 15/- less than the market rates prevalent in the area. The cooperative extended credit facilities to its members to avail of this benefit. The entire activity – negotiating the rates, transportation, and distribution at the village level – were handled by the women themselves.
 
1.3 Mass education programmes
We seek to arrive at the output through a strategy of mass communication, with the local women as resource persons, where the message of organising and coming together is communicated to a large mass of people. This is to be done through appropriate cultural forms which are more acceptable to the people. The message we seek to transmit is new i.e. of gender equality and ‘women’s rights as human rights’ but it will employ media which are rooted in the culture and sensibilities of the people and the area. This would serve the purpose of wider coverage and greater impact. Setting precedents and role 
models in the functioning of the organisation are equally valuable educational tools as shown in Box 3.

1.4 Evolving systems
Credit policies and recovery systems:
Apart from these another valuable function served by these cooperatives is that of making women visible as entrepreneurs or as owners of assets, in cultures where such role models are not just scarce, but non-existent. As mentioned in the beginning of this section it was clear that we needed to make more efforts towards creating assets in the name of women. Consequently policies had to be devised to fulfill this objective. Since the member’s ability to attract credit is a matter of prestige and status in the family it was decided to introduce certain changes in the credit policies in the three areas. Some of the major changes were:

The transformatory potential embedded in such acts cannot be adequately emphasised. The following case of the village Galiyana provides ample proof of this.
 
BOX 2
WOMEN IN THE DIRECTION OF OWNING ASSETS

Four years back women of Galiyana village, members of the Bhal Credit Co-operative Society had availed of a loan of Rs. 1,00,000/- to purchase land for constructing houses. They bought the land but on account of some legal wrangles it had to be in the name of two traditional male leaders. Having bought the land they were left with no money for house construction. 

The Co-operative thought of helping them to mobilise money from external sources. They contacted the Gujarat Gruh Nirman Board who agreed to loan Rs. 40,000/- per member at 10.5% rate of interest to build houses. There was however one condition which had to be fulfilled, i.e. women’s share should be reflected in the legal title of the houses thus constructed.A meeting of the Dalit community of Galiyana was called by the Cooperative. 

The meeting was attended by all members of the community including the village elders and the men. In the meeting it was made clear that money for the housing would be mobilised only if the above condition was met. The men agreed to this condition. 

The legal formalities and compliances to be met before approaching the Gujarat Gruh Nirman Board were explained to the members. They were told that firstly, the land, in the name of two elders, had to be transferred onto the names of the 44 members. Secondly, the land had to be converted into Non-agricultural land. The local organisations there assured them that they would be given legal assistance by their lawyer. 

Thereafter the community called a meeting to chalk out the future course of action. The community decided to constitute a committee comprising 3 men and 3 women who were given the mandate to manage the entire operation. The first thing the committee did was that they met the lawyer with some of the documents they possessed. The lawyer gave them the guidance as to how they should proceed further. The first thing they were supposed to do was to obtain legal records of the land of the previous fifty years from Talati and Mamlatdar. This was necessary for ownership of the land The second thing they were supposed to do was transfer the land as Non-agricultural land. For transferring Non-agricultural land they were supposed to have:

  • Plan of Habitation
  • Saatbar /Aath-(a)
This was first time when women had given their ideas as to how the habitation should be. They gave suggestion that the habitation should have committee hall /common plot/well planned approach roads. They gave suggestion keeping in mind that they need space for conducting meetings, social events which at present they do not have. They said they would like the habitation to be designed in such a way that each and every women should be aware of each other thus fostering a community feeling and solidarity. Women said that this housing colony would bear the name of women and name of Women’s credit co-operative.As of now the land deeds and other modalities have been completed. The work of dividing the plots on individual women’s name is currently on. 

Recovery of credit is a tricky task and therefore systems had to be devised in order to ensure the minimum of default on the loans taken. Owing to such problems it was decided to introduce new rules to plug the existing loopholes. Some major amendments were made in the credit system. They were:

The measures indicated in Box 3 were thus introduced in this context. They were not taken very well initially by the members but with time it has been accepted.
 
BOX 3
EDUCATING WOMEN, EDUCATING A GENERATION 

The Dhandhuka Credit Co-operative Society set an example in promoting a healthy management culture within its membership. It concerned the committee’s firm stand on credit defaulters. The committee members decided to penalize the defaulters by deducting the default amount from the savings of their guarantors. This was the first time that the committee was resorting to “unpopular” measures. There was a big hue and cry from the members. The guarantors complained that they were unaware about the fact of them being guarantors. Some beneficiaries were put under intense though informal pressure by the employees and the committee members. This was done through mobilizing women members of the village savings group to pressurize the credit defaulter at the village level. 

This made some of the men pass such comments as –“Bhavishya ma baheno ni mandali thi paisa leta pahela be var vichar karvo padshe, gammathi panch take leva sara.” (In future we must think twice before borrowing money from the women’s cooperative, it is better to take it from the village at 5% interest [per month].) This led to committee to create a new set of credit rules making it mandatory for the beneficiaries and the guarantors to come to the central office to seek loan. This would eliminate the possibilities of members being made guarantors without their knowledge.

Such measures to ensure accountability and financial discipline were unheard of in the area, even from the nationalised and co-operative banks. 
 

In this line, it is worthwhile to mention the fact that the recovery rate in these cooperatives is highly commendable, almost 90% and above. Only in the last year, which was a drought year, it dipped and then too it was well over 60%. The measures for credit recovery that we have put in place are to offset the danger of a trend of defaulting on the loan setting in, and is in no way a reflection on the financial discipline that the women have been practicing by and large, with a few exceptions.

Problems faced:
In spite of the recovery measures in place there are a few loopholes which will remain. There is the issue of assets in the name of women. The credit amount to be disbursed for asset generation in the name of women proves to be a tricky issue. The loan would be taken for house repair (which technically does fall under the purview of asset generation), for instance, but the asset itself would not be in the name of the woman, and yet one cannot refuse such a loan demand. There were cases where money was used for house-repair, or for buying readymade garments to do small-scale business. The loan itself cannot make the woman the owner of the asset! This is an issue that we will have to address in future.

The new rules have also ushered in changes and outcomes which were not envisaged, and are by-products of the actions taken.  For one thing, the insistence on women coming to the central office to avail of the loans meant that their mobility increased. This has resulted in women coming to know or wanting to know more about banking rules and regulations.  Women, specially the committee and the employees, have also started using credit as a bargaining ground. in several cases they dialogued with the members’ spouse in terms of dealing with patriarchal attitudes regarding ownership of assets. There has been at least a willingness in some men regarding joint ownership of assets like land. This has been found among those families where the credit demand was more than Rs.15,000/-. For e.g. a husband, on behalf of his wife who is a member of the cooperative, had asked for a loan amount of Rs.15,000/- to repay a debt and recover his land. The Committee said that it would disburse the full amount on condition that the member be made joint owner of the land. He agreed in principle but he said it was not possible as the land was undivided and it still in his father’s name. The loan was not sanctioned but we can see a definite shift in the attitude of men where initially they could not even harbour such thoughts. The major challenge lies in crystallising the objectives in action. It has been found that large a credit amount definitely puts women in a better bargaining position whereas small credit amounts do not provide a leverage for bargaining.

In Danta, although the credit amounts have not been very significant, the credit activity has given to women a new power. Some of the credit beneficiaries have commented “… earlier the subsidies and grants for which we used to sign and which were issued in our name were taken over by our men, but now the credit co-operative’s credit disbursement system prevents our men from cornering its benefits. Now we are owners of the benefits”.

Information system:
The quarterly newsletters, “Stree Awaaj” for Banaskantha and “Stree Sandesh” for Dhandhuka are steps in this direction. They serve the purpose of disseminating information and the voice of the cooperative in the area, bringing in the ethic and principle of transparency in the functioning of the organisations.

Apart from this there were some structural changes introduced in order to make the organisation a participative one as well as to help the cooperative identify potential leaders and nurture their leadership qualities. In the three areas of Cambay, Dhandhuka and Danta this was carried out. The newly registered cooperatives have yet to reach this stage.

The problem that the cooperatives were facing were mainly as below:

Village level committees and Mahila Melo:
These organisations have introduced the system of village level committees which meet every quarter. It comprises literate as well as illiterate members who are selected by the village level members of the saving group. This Committee would be called every quarter to the co-operative office where they would be given educational inputs about the Co-operative. It is envisaged that this would make a difference in the performance of activities of Co-operative viz. savings and credit in terms of financial growth and recovery rates. Since this would increase the level of interaction between the policy-makers and the members it would help the policy makers to formulate policies keeping in mind the representation of the General Assembly. It would also provide more women with a platform to exert their leadership potential. A series of meetings were planned for the selection of the village committee. At present there are village level committees (comprising 5 women) in 16 villages of Dhandhuka, 42 villages in Cambay and 25 in Danta.

The major objective of the mela was three-fold:

125 women attended the mela in Danta. The methodology was role-play, charts, and open discussion. The entire show was handled by the women right from stage handling to addressing to the general assembly, and enactment of the role-play. Gifts, as an incentive, were given to members who had played a constructive role in the activities of the co-operative like repaying loan amount before the due date, recording the highest savings and deposits. The Committee members handled the open discussion session where they answered the queries of the general assembly members.
 
DAHEDA, 4TH DECEMBER 2001

The objectives of the programme were:

  • To cerate awareness regarding the co-operative as a democratic structure and organisation
  • To impart to the members an understanding of the co-operative structure, its functioning, and its activities.
  • Information/Experience sharing of the members of the co-operative
500 women attended the Sammelan. The entire programme was handled by women. The methodology consisted of role-play, open discussion, experience sharing, poster display. 

The programme started with women stating the aims and objectives of the co-operative through a role-play. Some of the members enacted how women had benefited from the co-operative in terms of having assets in their name, educational benefits to their children, acquisition of administrative skill and application of these skills in other spheres of life. 

The co-operative also had an open discussion session where the members could pose their problems or queries to the committee members. The major problem that came from the General Assembly was unavailability of credit to some of the villages. The major achievement was Valmiki women taking initiative and coming forward to express their experiences to the General Assembly. One of the Valmiki women made a forceful plea to other Valmiki women to take a more active role in the activities of the co-operative. 
 

The year 2000 saw the three credit Cooperative Societies introducing region specific systems for increasing the efficiency of the organisation and making it more people centred (people-centred in terms of the members realising their stakes in the organisation, more participative decision-making, and undertaking more responsibility for the organisation). The Cooperatives saw introduction of management and information systems for the Cooperatives.

Information systems were devised for two purposes and for two target groups. The cooperatives of Cambay, Dhandhuka and Danta developed and put into practice information charts (which provide information regarding the share capital, Membership stature, savings, credit transactions, deposits, Income/Expenditure statement) to help the Managing Committee in understanding the financial situation of the cooperative and taking appropriate decisions. The new cooperatives (Vav, Tharad, Dhanera, Palanpur and Vadgam in Banaskantha) have fewer transactions so the information systems (which give information about the savings collected per month, share capital collected per month and membership stature) were devised accordingly.

The Dhandhuka cooperative adopted financial austerity measures to tide over the Credit repayment problems caused due to a second consecutive drought year. However the linkages with the members were maintained through the quarterly information leaflet “Stree Sandesh”. It provided information regarding the policies of the cooperative, decisions taken, inviting people’s opinion regarding new decisions to be taken by the Cooperative as also case studies of members who have done exemplary work for developing the cooperative. It also ran stories on women from different parts of India who had worked for women’s empowerment.

Instituitionalisation of the representative forum:
As reported in the last Annual Report the Dhandhuka and Danta Cooperatives had introduced the system of village secretaries to collect savings and to provide information of the cooperative to its members. The Dhandhuka cooperative wanted to introduce the system to consolidate its financial position while the Danta cooperative introduced the system for mainly two reasons: firstly, the houses in the tribal area are very scattered and it is impossible for the representative to cover them alone; secondly, the nature of tribal society and relations is such that in case of factions or quarrels it would be impossible for the representative, who would be from the same village, to rise above these considerations even if she were willing to do so. In such a situation a village secretary, who would be from another village, can play a more constructive and non-partisan role.

The system was introduced with the idea of increasing the savings, making a positive difference in the quality and quantum of information reaching the members, and ultimately increasing the participation of the members. However this did not happen and the system posed many difficulties. For one thing, the village secretaries came in place of village level representative turning the latter hostile and uncooperative. Secondly, in the absence of suitable candidates they had to recruit young women whose acceptance in most villages was far from satisfactory. This, together with the fact of a second consecutive drought compounded the difficulties which the secretaries were unable to cope with. More than anything else the system militated against the social objective of the cooperative. It decreased the participation of the representatives by minimising their responsibilities, whereas the cooperative is a people’s organisation and thrives only when its constituents and members take an active interest in its functioning and growth.

The Dhandhuka Cooperative faced the difficulty of total non-cooperation from representatives with the village secretaries in the matter of credit repayment; the employees, along with the Managing Committee, had to shoulder this entire responsibility. Some members displayed a tendency of wilful default and although very small in numbers it had to be arrested and stymied in the initial stage itself. Steps such as those outlined above in Box 3 were initiated. The initial hostility manifested in members’ disinterest in savings thus adversely affecting the savings collection. It was then that the plans to revitalise and institutionalise the representatives’ forum were put into action.

Danta Cooperative, on the other hand, had a mixed response to this system since it had used the system for savings collection only. The cooperative being yet in the formative stages the representatives were trained in organizational aspects. Unlike in Dhandhuka none of their powers were threatened by the secretaries and so there was no hostility. The savings increased substantially. The cluster level sammelans helped the members to identify with the organisation. The Credit crisis due to drought was taken serious note of and the responsibility of repayment was taken up by the Committee members along with the support of the SVS (the local organisation in Danta).

The BhalBara Cooperative continued with the representative forum. The representatives were responsible for collection of savings and credit disbursement. This ensured representatives’ stake in credit repayment. However the drought put paid to any hopes of good repayment as people did not have any cash for credit repayment. To avert the culture of non-repayment seeping in it was decided to keep in constant touch with the members through the representative forum and ensure at least the repayment of interest accrued on the credit to members. A summary of action points for institutionalising representative forum of the three cooperatives is given below.

1.5 Trainings
With the stated aims and objectives capacity building of human resources becomes a crucial component of the programme. Trainings for various categories of persons were organised – at the area level as well as jointly. The training for the stakeholders of the cooperative was aimed at enhancing their governance and management capacities. Efforts were also made to reach out to the entire membership through mass communication methods. There was increased sharing of experience and learning through joint training programmes with the committees and staff of other women’s organisations in other project areas of BSC.

The two major committee-training programmes this year were conducted jointly for the three committees of Cambay, Danta and Dhandhuka. Several novel training methods and materials were used so as to enable the non-literate members to understand, monitor and govern the cooperatives. Concepts like budget, financial statements etc. and their content were communicated and analysed using relevant local pictorial symbols. A vision and perspective building exercise was done keeping the next five years in mind.

1.6 Support functions
Trainings and other support:
Part of the mandate of the team is also to extend support to other groups in Gujarat wishing to initiate such activities with women. The type of support extended is indicated below.

Dhandhuka Credit co-operative Society extended training support to external agency like GROUP. This is an organisation which works in Bavla taluka and had asked for our training inputs to be given to their SHGs. The main objective was to build their motivation and also to expose them to micro-finance institutes. This training programme was significant as local personnel did the major responsibility of training the members of SHGs promoted by GROUP. This gave the employees as well as some of the committee member an opportunity to emerge as potential trainers.

Policy advocacy:
BSC, in association with Co-operative Development Foundation (CDF), Hyderabad organised a workshop on policy level issues pertaining to co-operatives in Gujarat. It was held on 16th September 2000. The objectives of the workshop were:

The workshop was attended by 45 participants comprising co-operators, personnel from cooperatives promoted by NGOs, politicians, Government officials, and academicians.

The workshop met its objectives in that the participants freely aired the problems they had faced in the running of cooperatives, ranging from registration of the Co-operative, investment, distribution of surplus, to the management of the Co-operative. The Government official present there promised to look into some of the matters pertaining to the Co-operatives. The participants were also given an idea about the Parallel Co-operative Act drafted by CDF, Hyderabad. The Parallel Co-operative Act, in operation in Andhra Pradesh, Madhya Pradesh, and Bihar, and has shown positive results in the direction of growth of the sector as well as catering to the needs of its members. This Act promises to be a liberal act, which upholds the spirit of the Co-operative principles and promises more autonomy to members who are the real owners of the Co-operative.

The participant group felt that there had to be a State level debate on the Parallel Co-operative Act in Gujarat for which a five-member Steering Committee was formed. The main responsibilities of the Steering Committee were to draw out strategies for the Parallel Co-operative Act Movement in Gujarat. The workshop was well covered in the media by the Gujarati channel Gurjari and the newspaper Financial Express.

Some of the outcomes of this event were favourable for the Centre as well as the cooperative movement as a whole. BSC gained recognition in government circles as an outstanding organisation promoting cooperatives of marginalised women. The Gujarat State Co-operative Union took note of BSC’s work in this direction and they publicised our work in their periodical “Sahakar”. It also helped to forge functional linkages with some of the big co-operatives which could be tapped for diversification of services for women’s co-operatives.

1.7 Building linkages
The Credit cooperative Societies have tried to build linkages with various organisations. The linkages were done for various purposes:

Linkages with development and government financial institutions:
Linkages for developing human resources:
As stated earlier the MSFI model has the potential for challenging gender stereotypes. The MSFI model provided women with opportunities to learn and develop new skills viz. Organizational Management. The model also provided an opportunity for women to utilise the skills for the larger goal i.e. to reach out to more women and empower and develop leadership among more women. The Cambay and Dhandhuka Cooperatives have been very successful in this respect. They have inspired and influenced many women by their competence as decision makers and executives of their organisation. Women from many organisations were astounded to see local women handling finances to the tune of Rs. 40 lakhs. Many women who were part of small informal groups were encouraged to form a registered structure. Office-bearers of the organisation and members from the Managing Committee were asked to train them in various aspects like accountancy, group building, helping in vision-mission building.

Linkages for furthering economic benefits of the cooperative:
The Bhal of Dhandhuka taluka was gripped by drought in the year 2001. The earthquake in Gujarat in 2001 sidelined the impact of drought thereby marginalising the drought-affected people. The drought relief programmes started late and lasted for precisely one and a half months. Members of the cooperative who used to migrate to Ahmedabad during the lean season as construction workers were also disappointed due to recession in construction industry following the earthquake. People had difficulty in obtaining foodgrains as there were no reserves of foodgrains left. The Credit Cooperative Society intervened in this situation by linking up with wholesale dealers of foodgrains and disbursed foodgrains to the most needy members of the cooperative. This was the first time that employees and members of the Managing Committee were entering into business, an area which women normally do not enter. After this experience, they learnt some elementary business skills in terms of negotiating, setting up systems of payment, systems for disbursement. The table below gives the details of the disbursement of wheat.


* 20 Kgs.
2. Distinct events of each area

2.1 Dhandhuka
Disciplinary action against a general assembly member:
For the first time one of the members of the co-operative was removed from the membership of the co-operative by calling a special General Assembly. This was due to the fact that this member physically assaulted one of the employees who had gone for credit recovery. A criminal case was lodged against the offending member. The representatives’ forum and the Committee took serious note of it and initiated action as prescribed under the co-operative Act and also lodged a police complaint. They felt that such actions from members had to be dealt with firmly to stop others from following suit.

2.2 Cambay
Achievements of grassroots level women:
The President of the Cambay Co-operative was interviewed by the T.V. channel TARA in their shot of grassroots women leaders. She related her experiences of how she fought against the traditional structures to create an organisation of women

2.3 Danta
Uptil now credit of Rs. 2.67 lakh has been disbursed. Credit has been disbursed for assets – house, tractor, agricultural equipments, education, health. The activity of credit had to be discontinued following a directive form the District Registrar who insists that any co-operative has to have a share-capital of Rs.1 lakh to start credit activity. So we have been instructed to recover the outstanding credit and make efforts to raise the share capital1.

Trainings:
This time a special emphasis was put on capacity building of the Managing Committee and the representatives of the Co-operative. Trainings were organised for this purpose wherein the issues addressed were:

A total of four 3-day events were held for training of the committee (12 members) and the representatives (28 members).

The management training for the cooperative employees, including village secretaries, focus on areas like communication with the committee and membership, legal aspects of the cooperative, financial planning and management, and conflict resolution. Besides weekly monitoring and training by the BSC staff the secretaries meet the committee every month to brief them about the functioning and progress of the cooperative. So far four major programmes have been held.

Cooperative education of the members is fundamental to the effective functioning of any cooperative. Such training programs are jointly conducted by the BSC staff and local staff. This year training events for 6 villages were organised. Principles of cooperation, essential information about their cooperatives like savings, interest rates, eligibility for loans, repayment conditions etc. are discussed in these programs. More importantly these programs also provide an opportunity to reflect on common issues as women which then forms the basis of the empowerment orientation of the cooperative.

As a part of the cooperative education for the membership and also strengthening of the women’s organisation, a “melavado” (cultural/educational get-together) was organised at village Sanali. There were close to 300 women. Many women, for the first time, used this opportunity to speak to the entire group; they performed plays with social messages; mass information dissemination was possible for the staff regarding the policies and programmes of the cooperative.

Training for Employees:
On-the-job training is given to the employees every fortnight with reference to their responsibilities. These training are:

The employees’ training was ongoing every week during the whole year, since they also had to master accounting and financial skills in addition to training and communication skills. Stress was put on training of the membership in their own villages. The employees made regular visits to all the villages and held training sessions in every village at least once in 3 months, on the advantages of savings and credit and also on the significance of organisation for their empowerment.

2.4 Challenges and concerns
For the future our endeavours will remain in making the organisations move together towards their objective of women’s empowerment. The social movement orientation will be pursued for this purpose. The challenge lies in effectively blending the social concerns of the movement together with financial and organisational viability of the cooperatives. This is particularly difficult given the fact that financial viability has to be ensured and yet monetary gains are not the only yardstick to measure the success of the cooperatives. These are two disparate areas which have to be adequately balanced and effectively managed.

Another challenge as well as a concern lies in the fact that the membership of all these organisations consists of poor women. They are geographically located in coastal saline areas (Cambay and Dhandhuka) or desert area (Banaskantha). All the groups/communities constituting the membership are dependent on agriculture which is by and large dependent on monsoon. The economic position of the people here is therefore very vulnerable to the vagaries of nature. Drought is a constant occurrence in their lives. The concern emanates from these facts put together i.e. what is the viability of a financial organisation in areas such as these which have to deal with uncertainties of such a nature every 2 or 3 years? The challenge lies in finding a solution to this issue, a solution which answers the issue of financial viability without compromising on the goal of women’s empowerment and well-being even in times of crises such as these.

Developing leadership from among the general membership of the cooperatives, as well as imparting cooperative education will also remain priorities for us. They become all the more important given the fact that these organisations have a social goal, in the absence of which (leadership and cooperative education) all our efforts and activities mean nothing and are reduced to redundancy.

*****************************************
footnotes:

  1. In Dhandhuka also the share capital has not reached Rs. 1 lakh yet the credit activity has been functioning there. This is on account of the fact that the District Registrar wields the authority to use his discretionary powers to waive this necessity subject to the financial position of the cooperative.



BAL VIKAS KENDRA (BVK)

The activity of Bal Vikas Kendras (BVK) was initiated in 1995 by the Centre in its areas of
operation with the aim of addressing the issue of low levels of literacy in the communities
it worked with. It caters to SC/ST children between the ages of 3 and 12. This activity is rooted in the belief that that values and codes of society are inculcated and nurtured during childhood. If an intervention is made at this crucial juncture then the debilitating effects of caste/tribe and gender ideologies would be reduced to a great degree. The activity is operational in 2 areas of the Centre’s intervention viz. Bhal of Cambay and Danta taluka of Banaskantha district. The following report details the activities undertaken as part of this programme.

The last report talked about the growth of the activity since its inception in 1995 and the achievements and successes of the activity. As mentioned therein the activity is operational in 2 areas of our intervention viz. Bhal of Cambay and Danta taluka of Banaskantha district. The BVKs are village-level classrooms, one in each of the 16 villages, with a teacher in charge of each BVK. The Dalit/Adivasi children of the village come here for a couple of hours each morning, where they are made to undertake various activities aimed at developing and sharpening the psycho-motor skills of the children. The activities include: singing songs, acting/reciting stories, making toys/pictures out of clay, leaves or other waste articles and such like.

The growing demand for the opening of BVKs in new villages points to a definite change in long-held attitudes towards formal education. Following the demands for this from parents 12 new BVKs were initiated, 9 in Bhal and 3 in Danta bringing the total to 28.

The activities carried out remained more or less the same as earlier and included vacation camps and trainings for the children, meetings with the parents, trainings for the teachers, tuition classes for the children, and admissions to various schools in Gujarat.

1. Vacation camps

Children of the BVKs enacting a play

2. Admissions to schools

It is interesting to note the gender discrimination prevalent in the education pattern. All those admitted to the higher standards are male children. Only in standard 1 do the female children outnumber the males.

3. Role of the teachers
 
Children of BVKs participating in a vacation camp 
The teachers of the BVKs play a crucial role in motivating the students and their parents in favour of this activity, maintaining the morale and interest of the students as well as constantly thinking of newer and innovative methods of child development. In the initial period the teachers used to run the classes on much the same lines as the other schools, confining the activities to the four walls of the room, without much involvement of the children. Since the last 2 years the teachers have received specialised training in child psychology, pedagogy and teaching aids. They have received specific inputs on the objectives of running the Bal Vikas Kendras and the concepts behind using particular teaching materials and/or aids as well as follow-up. 
The confidence and enthusiasm of the teachers has registered a dramatic increase after going through these trainings. Their assumptions and attitudes about themselves, their competence, the students have undergone a change, all of which they now view in a more positive light. Moreover, their training in the use of various methodologies (songs, stories, craft, clay modelling) to be employed in teaching the children have proved very effective and has had a positive impact on their confidence and morale.

4. New direction

In December 2000 a shift in the direction of the BVK was introduced in the context of the new approach of the Centre i.e. of promoting people’s movements with a human rights perspective. The BV activity lends itself well to this perspective on the following grounds:

The BV activity as it has gone on until then had established the foundation for work to be initiated in the above direction i.e. the fostering of a counter ideology and socialisation for the Dalit and Adivasi children.

There is need for devising pedagogical interventions aimed at countering the debilitating effects of discriminatory social structures of caste, ethnicity and gender prevalent in the environment. For this purpose there is need to first orient the teachers to the issue of child rights (Dalit / Adivasi) and discriminatory structures, and further, on how these could be tackled in the village setting and in the confines of the BV limits (not just physical). Consequently a series of training events were organised for the teachers of BVKs of both the areas. The trainings were on the following themes:

This activity remains one of the more successful and in-demand interventions carried out by the Centre. The increasing demand for education surpasses all our expectations and holds great promise for the future.


DHANDHUKA TALUKA

Dhandhuka taluka Dalit Pachhat Manav Vikas Sangh (MVS) was registered in the year 1995
under the Societies and Trust Act. It is operational in 27 villages of Bhal area of Dhandhuka taluka of Ahmedabad district. It was formed to empower the Dalits and Other Backward Castes (OBC) through awareness programmes, developing leadership among the community and conducting programmes of an educational nature. At present it has a membership of 2316 members, which comprises Dalit and OBC households. The present report covers the activities of the MVS for the years 2000 and 2001.

Behavioural Science Centre, for the past 10 years, has been working in Bhal area of Dhandhuka taluka of Ahmedabad district and the work has resulted in the establishment of two local organisations viz. Shree Dhandhuka Taluka Dalit Pachhat Varg Manav Vikas Sangh and Shree Bhal Mahila Credit Cooperative Society Ltd. (the latter is reported separately under the section titled ‘Women’s Empowerment: Addressing Gender Concerns’ and will not appear under this section). The work here has been difficult in more ways than one. We present the background and context of the work for the years 2000 and 2001.

We initiated work in this area in 1987 with the formation of village level Forestry cooperatives in 3 villages, the objective being to provide employment to the Dalits and Koli-Patels. The adverse geographical and climatic conditions made the venture unviable. Moreover it had become quite clear that no more land would be available from the government for such ventures. Further, our attempts at creating employment opportunities through training inputs for non-farm sectors did not meet with success. This was due to the procedural wrangles involved in securing loans, getting raw materials, market availability and competition.

After much debate and discussion on the present status of the organisation and in view of the change in the approach of the Centre it was felt that we needed to transcend geographical as well as organisational boundaries which may not be possible in Dhandhuka given the limited scale of operations of MVS. It was felt that the local organisation in Dhandhuka should develop into an effective and efficient service delivery organisation and a bridge between the government and the people. Simultaneously the potential for mass leadership in the area should be explored.

It was in the above context that future direction in MVS was chalked out.

1. MANAV VIKAS SANGH (MVS)

MVS is operational in 27 villages of Dhandhuka taluka of Ahmedabad district and has a membership of 2316 members, both men and women. The membership comprises the marginalised population of the area viz. Dalits and OBCs. The organisation works for a sustainable gender-just development of Dalits and OBC communities through programmes that are of an educational nature, providing livelihood options and advocacy. It follows thus that the organisation requires  skilled persons to carry out the objectives of the organisation. Moreover, education and advocacy strategy implies mass-level awareness programmes at grassroots level, establishment of linkages with Government machinery, and facilitation of grassroots people taking leadership in addressing their issues. The years 2000 and 2001 concentrated on developing MVS as an intermediary between the people and the Government thorugh:

1.1 Building pressure groups
Agriculture as an occupation is unprofitable given the harsh geo-climatic conditions of the area. Agriculture is rainfed and frequent droughts are a reality forcing people to seek alternative sources of employment. The rigidities of the caste system prevent the Government developmental programmes from reaching the needy. There are several villages where land belonging to Dalits and OBCs is still under the occupation of the dominant castes. Politically also they are sidelined. It was felt if the community does not play a proactive role in challenging this state of affairs then the situation of Dalits and the OBCs would worsen. Thus it was decided to form pressure groups to address issues of the community. Village level pressure groups were formed in three villages. A pressure group consists of 6-7 members of the community who take up issues of the entire village, mobilise people around it, work with Government officials and strive towards implementation of various programmes.

Village Kamiyala:
The Dalits of this village had long pending demands of well-repair and deepening of ponds. This, in the past, had been sidelined under one pretext or the other. This time MVS played a proactive role in presenting their demands at the appropriate fora and
taking it forward decisively along with community members. A pressure group of 6 members was formed to address their issues in the Gram Sabha and a resolution promising to undertake this project in the new financial year was passed.

Village Ambli:
9 BPL families belonging to an OBC group where selected under the Sardar Awas Yojna housing scheme. The work order for construction of houses was given to MVS. There was a hitch in starting construction because the beneficiaries were not ready to take up residence at the place decided by the Government officials. This was owing to the threat posed to their lives by the dominant caste – the Darbars of the village. MVS decided to pose this problem to the Government officials and get their suggestion. A pressure consisting of 9 beneficiaries was thus formed. They 
argued with the officers to change the site but since this was not possible

Taluka level extension officer surveying the site
for the proposed housing scheme.
under this particular scheme the Taluka Development Officer (TDO) decided to transfer the beneficiaries to the Indira Awas Yojna which would allow them to construct houses at the site of their present residence. MVS in this case helped the 9 beneficiaries in proceeding with their case in a logical manner and in bringing pressure on the taluka level officials to effect a solution to the problem. MVS also helped the beneficiaries in raising their voice for their rights which uptil now in this particular village was not at all possible due to the dominance of the Darbars.

Village Adwal:
The OBC women of this village had to walk 2 kms. to fetch water. During summer and monsoon this task was rendered extremely difficult. 10 women from the community along with the MVS employees presented their case to the Mamlatdar Gujarat Water Supply Sewerage Board for a separate stand post near their habitation. A decision has yet to be taken on this matter. The MVS would wait till April when new projects and schemes are declared by the Government and then act accordingly.

1.2 Linkages with Government structure
 
The Mamlatdar Mr. J.N. Rawal, Taluka Pramukh 
Ms. Nayanaben Chudasama and Director of BSC 
Mr. Prasad M. Chacko attending a meeting called by MVS.
MVS has been effective in increasing its visibility and credibility as an organisation working for the development of the area. It has been able to develop good and fruitful linkages with Taluka level officials like the Mamlatdar, Taluka Development Officer, District level Social Welfare agencies, District level Social Defense agencies, District Rural Development Agency (DRDA). Efforts are being made by MVS to link up with Gram Panchayats.

This has helped MVS in influencing the Government agencies to change the style of implementation of certain programmes. E.g. Programmes for handicapped persons are implemented by he Social Defence department. To avail the benefits under the scheme the handicapped persons have to produce a medical certificate from a Government 

orthopedic surgeon for which the person has to travel from far-flung villages to the District Hospitals, and spend the whole day in obtaining a certificate. Some of the beneficiaries are so handicapped that they are not in a position to travel a distance of 70-80 kms. to obtain certificate. This anomaly was brought to the notice of the Director, Social Defence. MVS officials suggested to have medical examination at the taluka level Referral Hospital which would save the beneficiaries much trouble. The Director agreed to this suggestion and instructed the District level officer to look into the matter. The District level officer consented to this suggestion and a medical camp would be held at Dhandhuka Referral Hospital. The District level officials would call the orthopedic surgeon from Ahmedabad. The camp is expected to be organised by end of March.

The visibility of MVS among state level Social Welfare Department is clearly seen in the fact that MVS is one of the few organizations in the state which was granted the ‘Legal Awareness Programme.’

The DRDA has taken note of MVS and its work. Officials from DRDA regularly dialogue with MVS officials for the implementation of some of their programmes. E.g. Formation of village level savings groups of women under the IRD programme was one such programme which the Government wanted the MVS to take up.

The TDO’s confidence in MVS was evident when, for the first time in the history of MVS, it was given the responsibility of building homes under the Sardar Awas Yojna as discussed above.

MVS has also tried to motivate the Dalits/OBCs to actively participate in Gram Sabhas through trainings in many villages stressing the importance of the Gram Sabha and the need to actively participate in it. This led to Dalits/OBCs attending Gram Sabha for the first time. In some of the village they participated in the Gram Sabha by asserting their demands for infrastructure development of their hamlet.

The Table below shows various Government schemes tapped by the MVS.

1.3 Implementation of Drought relief programme
This is the second consecutive drought year in Dhandhuka. Agriculture is the main occupation here. With no productions there are no reserves of food grains left for labourers and marginal farmers. Only prosperous farmers have reserves of food grains that would last for 4-5 months. Under these circumstances the traders are out to exploit the situation. The drought situation in the village has changed the economy of the village. Traditional moneylenders have decreased their lending activity fearing non-repayment due to non-availability of labour. Some of the moneylenders who venture to give credit do so at an exorbitant rate of interest starting from 60% annum. The small traders have stopped giving consumer goods on credit forcing people to buy essential goods at a very high price. A bag of low quality wheat is sold at Rs.160-170 per 20 kg. while the actual price for good quality wheat is only Rs.140 per 20 kg. The committee members of MVS decided to distribute food grains at a lower rate thereby saving the members from the clutches of moneylenders and traders. The members approached the Women’s Cooperative Society which agreed to loan capital to buy foodgrains from the wholesale market. The members took upon themselves all tasks related to the management of foodgrains – right from getting orders, surveying the market, making deals with wholesale dealers, looking after the delivery and ensuring payment. This was the first time MVS was entering into business with Credit Cooperative. The employees along with one of the Committee members charted out a plan of action. They teamed up with the Credit Cooperative employees. They went to five villages, conducted meetings, took orders from 150 members, went to the dealers and struck a deal. The delivery is now awaited.

Last year MVS played an important role in easing out the drought situation in the villages where it operates. This was done mainly through putting pressure on Government officials to implement Government drought relief programmes. It was done especially in supply of drinking water and fodder, and implementation of drought related employment programmes. MVS prepared a proposal for Rs.1 lakh and managed to mobilize finances from New India Cooperative Bank, Bombay. Out of this amount Rs. 60,000/- was used for supply of drinking water. Drinking water was provided in seven villages. In 4 villages water tanks with a storage capacity of 10,000 litres were constructed to ward off the acute shortage of water. Now women do not have to tread long distances or enter into quarrels for water. It has made a difference in the lives of 400 women. MVS also disbursed fodder benefitting farmers of 8 villages.

Simultaneously the MVS employees created awareness among the members regarding government provisions for drought relief employment programmes. They distributed the copies of the GR to each and every member of the MVS and also reported certain discrepancies in the implementation to the Mamlatdar. This resulted in the members coming to know the allotment that the government had made for them and could therefore demand the same from the taluka officials, especially for the most vulnerable categories like the disabled, pregnant women. E.g. in village Khasta a pregnant woman was not given her due (Rs. 15/- per day). Her family and the community members told this to the Gram Mantri (temporary government appointee) and showed the copy of the GR to him. The Gram Mantri said he is not aware of this provision and was unable to give her the amount. This was reported to MVS employees and they later on reported this to the Mamlatdar. The Mamlatdar instructed the Gram Mantri to disburse the dues to the particular member. A similar incident happened with a disabled man. The important point is that the simple step of providing information led to the members asserting their rights and demanding services and their dues from the government. What is noteworthy is that even the government appointees were unaware of the government provisions!

2. WOMEN ORGANISING TO SOLVE WATER PROBLEMS
 
Adwal is a village 4 kms. from Dhandhuka town, with a population of 4,500 families of which 60% are OBCs. This village is closest to the water supply position but the irony is that some factions of the community do not receive adequate amount of water. This is despite the declaration made by the Government that each family member has the right to a minimum of 20 litres and a maximum to 30 litres of water daily.

The women complained to the MVS. The MVS sprung into action and a meeting was held. It was clear from the meeting that water supplied 

to the village was adequate and 40 families who were staying on the fringe of the village had no access to water at all. They had to walk a kilometre to fetch water. The situation is compounded due to the drought with ponds having gone dry. The settlements closer to the source of water would store more water for their as well as their cattle’s needs; the families staying some distance from the source of water hardly got about 70 litres of water per family. This amount of water was not enough to take care of household and other needs of the families, leave alone those of the livestock. When consulted the women suggested that a separate line be connected to the main supply line and made available to their habitation. MVS decided to take up the matter on condition that the affected families be involved in addressing the issue at the Block level office. Women agreed to it and MVS helped the women draft an official letter to the Block level Officer, Asst. Collector Ahmedabad District, and Gujarat Water Supply Sewerage Board. The following day 14 women went to the Taluka level office with the letter to be presented to the Asst. Collector. The Asst. Collector, recognizing the MVS employees, allowed the women to voice their complaint. Women expressed their grievance and asked the officials to propose a concrete plan of action to resolve the problem. The Asst. Collector asked the Block Development Officer & Water Supply Sewerage Board officials to look into the matter immediately. A resolution for a separate standpost for these 40 families from the Gram Panchayat grant or from the MLA’s grant was passed in the meeting. MVS, due to its strong grassroots contact, was able to convince and give confidence to Koli-Patel women in solving their problem. The employees also helped them to voice their problems in a manner as prescribed by the Government. Over the last one year MVS changed its strategy and started building strong linkages with higher-level officials which paid off. So when this issue had to be highlighted the strategy paid off as was reflected in the Block level meeting. The Astt. Collector acknowledged their role and made the taluka level officials take a positive decision regarding the water problem in Adwal.


EARTHQUAKE RELIEF & REHABILITATION IN KACHCHH

The earthquake that hit Gujarat on the morning of 26th January left in its wake a trail of death
and destruction, leaving a population of close to 100,000 dead and almost that many or more homeless and seriously injured. The Centre joined a broad platform of NGOs called “Citizens’ Initiative” to initiate rescue and relief operations, and subsequently rehabilitation in two talukas of Kachchh – Bhachau and Rapar. The present report is a very brief report of the intevention in Kachchh. A more comprehensive report on the Kachchh intervention is being brought out and hence will not be dealt with in detail here.

The destruction in villages of Bhachau taluka.


The earthquake that hit Gujarat on the morning of 26th January left in its wake a trail of death and destruction, leaving a population of close to 500,000 homeless and almost 100,000 dead or seriously injured. We, the St. Xavier’s Nonformal Education Society (SXNFES), tried our best to do whatever we could to alleviate the misery of those hit by the quake.

After the earthquake of 26th January we joined a broad platform consisting of various players from civil society under the banner of “Citizens’ Initiative”. The agencies / individuals involved in this initiative, apart from us, were Ahmedabad Nature Lovers’ Association (ANALA); 


 
The volunteers of the Citizens’ Initiative 
(Bhachau unit) at the base camp in Moti Chirai

Staff and students of St. Xavier’s College, Ahmedabad; Student volunteers from Centre for Environment Planning & Technology (CEPT); Student volunteers from National Institute of Design (NID); doctors; psychiatrists; psychologists; engineers; architects; and others. We carried out relief operations from a base camp set up near village Moti Chirai in Bhachau taluka of Kutch. Till the end of February around 315 volunteers had volunteered their services at the camp. The relief operations lasted till the end of February.

Table 1: Extent of damages – loss of human lives, livestock and property in Gujarat

Source: “Gujarat devastating earthquake” published by Directorate of Information, Gujarat State.

As the needs of the region were immense, but only partially fulfilled and the rest needed to be fulfilled, the relief experience in the region inevitably led the Centre to initiate long-term rehabilitation programmes. BSC members while carrying out relief activities learnt more about Kachchh as a region (border of India and attitude of the Government of India towards the region); as a society (its caste system and composition and social ills, gender inequality) and prevalent socio-economic and political problems; distinct geographic characteristics and disparities and uneven pace and extent of development (economic imbalances, availability of infrastructure facilities, precarious natural resources that needed to be developed like water and land). The most striking learning was that all these problems had been in existence ever since but were aggravated by this natural disaster in which the already marginalized were further marginalized.
 
In this situation, the Centre felt that it had a role to play – to support the marginalized and ameliorate their condition, develop livelihood options. Strategically also, Kachchh being closer to Banaskantha where the Centre had already established a base, it would help to foster a social movement covering a large part of the north Gujarat region. The transition from relief to rehabilitation and long-term interventions for development of Kachchh were debated and a perspective plan arrived at. The continuation of relief activities thus directed towards fulfilling primary needs of the people of Kachchh like shelter, drinking water, 
livelihood restoration (through water and seeds for agriculture that can lead to self-reliance, revival of embroidery/craft of the region). Another priority was to monitor the rehabilitation rights of the earthquake affected people and specially the marginalized communities who should receive not only benefits, namely cash doles and cash compensation, but also the entitlements to land (specially plots for housing) and other property in a village.

BSC decided to be an effective agent of change in rural Kachchh, adopting the strategy of working with and through community based organisation (CBO) and community leaders like it has worked earlier in other parts of Gujarat (Bhal region – Kheda, Anand and Ahmedabad districts and Banaskantha district). Thus the concept of CBR came into existence where the appraisal, planning and implementation of programmes for the rehabilitation and resettlement were to be carried out with community based efforts and through formal and informal organisations to further carry out development initiatives and interventions.
The Campsite
A base camp was set up at village Rajansar in Bhachau taluka during the first week of March 2001 to carry out rehabilitation related activities. The programme staff for these activities included experts in architecture, agriculture and water resources, in community organisation and development. We decided to focus our attention on the most marginalised groups viz. Dalits, Kolis and Muslims and women of these communities. The main programmes taken up relate to mass mobilisation and rehabilitation rights monitoring, formation of a local organisation, women’s activities, shelters and livelihood restoration.

Our approach in Kachchh takes cognisance of the existing social 

inequalities and how a calamity renders the socially vulnerable groups more vulnerable and magnifies the already existing caste and class distinctions thereby isolating them. Added to this is the overtly discriminatory state policy and package; it is our firm belief that there cannot be a relief and rehabilitation package which is neutral to the existing inequalities in society otherwise the calamity will become a ‘human-made’ disaster, as it has become in Kachchh, and multiply to become a permanent feature of society.

A separate booklet on the Centre’s relief and rehabilitation efforts in Kachchh is being  prepared and will cover the  se programmes in detail.


RESOURCE & SUPPORT TEAM

The Resource and Support team of the Centre was the medium through which the Centre managed its mandate
to support localised initiatives of our priority communities in Gujarat and was centralised and situated
in this team. With a shift in approach and strategy adopted by the Centre in the early part of 2000
it was decided to decentralise this function and simultaneously root it in the direct involvement of the
Centre with people’s movements and advocacy. Consequently a change was effected.
The present report deals with the reasons and logic guiding the change and outlines the activities
of the team in the year 2000 and some part of 2001.

The emerging movement and advocacy orientation of BSC made it necessary to redirect the support orientation of the Centre and bring it in line with the Centre’s overarching goals and mission. In this context a need was articulated for the deployment of a major part of our HR and other resources for Banaskantha. Consequently a decision was made in favour of decentralising this function (i.e. not locating it within a specific team) and making it the responsibility of the entire BSC. The principle of our direct interventions and grassroots experience informing our support function was reiterated and emphasised.

The intense phase of grassroots training and support to selected organisations (1994 – ’99) had led to a resurgence of grassroots NGO culture in Sabarkantha. It also succeeded in communicating BSC’s perspective to certain groups, although that was not the predominant impact. In this context it was proposed that the last phase of the support, which lasted from 2000 January to 2001 June, should focus on essential Dalit issues like land, education and atrocities while still supporting the selected organisations. It was also decided that this support should also conform to the emerging movement and advocacy orientation of BSC. It was in this context that the team took up a research project to generate data on and to clarify the land and education related problems faced by the Dalit community in Sabarkantha, which could be used for effective advocacy. Furthermore, the scope of the support function within BSC has now broadened with other areas like medium-scale finance for women, livelihood options, child rights and local self-governance having been taken up on a large scale.

Consequently, it was decided to have the support function distributed among all members of the Centre and informing all major functions of the Centre – direct interventions and academic programmes. It was proposed that the Centre would list out its priorities for the support function and constitute competent task forces to fulfill all the selected programmes. This would be groups constituted from the entire centre and would look into all the demands and needs related to Resource and Support.

Emerging areas of support:

  1. Medium scale Finance Institutions
  2. Research for advocacy as undertaken recently in the earthquake affected regions
  3. Livelihood options and training
  4. Human rights, Advocacy methods
  5. Panchayati Raj – enabling participation of the excluded communities
Desirable principles that should guide the support functions of BSC Activities during 2000 – 2001

The main involvement of the team was in the Sabarkantha district, and the work involved the initiation of a people’s movement in the area through the small local organisations. These local organisations would be acting as agents to mobilise people at the grassroots level with a view to increasing the participation of people in the movement. Our intervention in Sabarkantha was primarily with the Local Organisations (LOs) in 5 talukas of the district. To initiate this process the LOs had selected 5 to 10 villages in each taluka. The list of talukas and villages are given below:

Having this mission in mind, we had the following tasks to be performed during the period. The main tasks were:

1. Gathering data from different villages and preparing a database

This would help LOs to clarify the issues to be taken up for advocacy and help them to present their demand strongly. These databases were prepared according to the questionnaire in the survey form. The questionnaire was prepared keeping in mind mainly three issues: land, education and unemployment. Questionnaires were filled in five talukas of Sabarkantha district. Around 8000 forms were filled and coding and data entry were completed.

This activity made the people aware of their real problems and the obstacles they face in solving them. In some areas like Vadali, Bhetali Maniyol and Munai people have come together to press their demand for their rights.

2. Mobilising Dalits of Sabarkantha through meetings, seminars and rallies

We believe that to initiate people’s movement, mobilisation is a very important function. We tried to do this through conducting various meetings in the villages as well as at the area level, seminars on related issues (land, education and unemployment) and rallies to press for their rights. The special skills of running a meeting, organising a seminar or rally (see Box 1 below) were sought to be imparted on the job i.e. being with the people while they carried out the tasks.

We supported the LOs in identifying the villages for intervention and developing strategies to initiate the process of mobilisation. The LOs have decided to constitute village and taluka level committees to spearhead the mobilisation process. Our support was mainly at two levels:

A total of 37 meetings were held in villages of Sabarkantha district where village committees, with representation of all (Vankar, Chamar, Valmiki, Senva, Turi, Tirghad Pandya etc.) Dalit castes, were formed. Each village level committee selected one representative for the taluka committee. This taluka level committee took up the issue of demanding drought relief works for their villages and later to emphasis on the relief policy especially with regard to increase in their wage rate. The wages for work are given according the policy made in 1987; the government has not revised the policy since.
 
BOX 1
RALLY BY LOs AND TALUKA REPRESENTATIVES OF BHILODA AND IDAR TALUKAS

In order to tackle the issue of drought relief taluka committees of Bhiloda and Idar talukas along with the LOs of the area planned to organise a rally on 9th and 10th May 2001 respectively. The aims of the two rallies were to press for implementation of the drought relief programme in these talukas. 

Around 350 women and men attended the rally. In both areas, demands were presented to the Mamlatdar in the form of a memorandum by each of the participating villages. Joint applications from the talukas were also given. The taluka level committees had a discussion with the Mamlatdar regarding difficulties in drought relief programme. 
 

Demands presented to the Mamlatdar
  1. Drinking water to be provided in the Dalit vas as well as water for cattle.
  2. Minimum wage of Rs. 40/ day for relief work
  3. Fodder cards are provided by Panchayats to those who have paid Panchayat tax. So, the demand was that this year Panchayat should postpone the date for tax payment. 
  4. Taluka Panchayat to disburse cash dole to the aged, widows, destitute and pregnant women as soon as possible. 
  5. Provide foodgrains on relief card as soon as possible. 
  6. For those villages which are not on the relief list or where relief work has not yet started, taluka drought relief committee should start work as soon as possible.
Impact in terms of demands met
  1. In 25 villages of Bhiloda taluka relief work was started after the rally.
  2. Two more fodder depots (Takatuka and Bherda-Bavadiya) were opened making a total of four fodder depots. (The old ones were Samlagi and Bhiloda).
  3. Timing of relief work was changed on account of the terrible heat conditions. The revised timings were 7 a.m. - 12 p.m.
  4. Foodgrain distribution was started in all the villages. 
  5. Taluka Panchayat started filling cash-dole forms and distributing the same in some villages. 
  6. Demand of water had come from 10 villages and was met in 3 villages. 
  7. The borewell in Bhetali had dried up so permission for a new borewell was issued. 8. No entries were recorded in the gangbook which they started doing. 

3. Increasing awareness among the core team (LOs), taluka committees, and village Committees through trainings:

This is a function that is a good starting for any kind of development work. Here we had provided various trainings relating to awareness building on social issues, awareness regarding legal issues, mobilisation and group building skills to LOs and taluka Committees. This has enhanced their capacity to plan and carry out the tasks and activities related to the objectives.

Training impact on participants: Impact of the Sabarkantha intervention:
Our intervention in the district has been at two levels: LOs and village level.

A. Impact on the LOs:

B. Impact at village level: There has been an increase in the level of cooperation and unity in the people. The Vankars, Valmikis and Chamars are now ready to tackle problems unitedly.

As of next year, as mentioned in the beginning of the section, this function will be dispersed in the Centre and will be the responsibility of all teams of the Centre and will inform all our interventions.


POST-GRADUATE PROGRAMMES

The Post-Graduate Programmes (PGP) team conducts the Centre’s academic programmes.
The Centre runs two academic programmes viz. the Fellowship Programme in Development (FPD)
in Gujarati and the Postgraduate Programme in Development Management (PPDM) in English.
This report is a compilation of the activities of the team during the calendar years 2000 and 2001. We also spell out the issues and difficulties as we see them and a tentative plan for the future.

OVERVIEW

The objective of the PGP team is to prepare students belonging to the Centre’s priority communities viz. Dalits, Adivasis, OBCs and women for work in the NGO sector. The means which the team has employed to achieve this objective are the running of two academic programmes – the Fellowship Programme in Development (FPD) and the Postgraduate Programme in Development Management (PPDM). In the present context we feel that the means are in tune with the objective of the team and the overarching goal of the Centre. In future if a better option is available then the team could think of the same.

In view of the fact that we could not present the report of our activities last year we present a consolidated report of the activities of two years – 2000 and 2001.

The programmes of the team have been characterised by stabilisation on the one hand and reorganisation on the other. The first two years of PPDM were marked by tentativeness and experimentation. Being in the fourth year of the course we can say that the course has stabilised in terms of the course content, the syllabus, the teaching and the outcome. Further developments and refinements to the course will however continue.

With the Centre running the PPDM, in English medium, the team had to rethink whether a (more or less) similar course in Gujarati medium was also required. From the discussions it emerged that the Fellowship Programme in Social Management (FPSM) would have to undergo a change from its present form. The sector needed trained activists and the course in Gujarati could be reformulated with this focus in mind. Given the workload and commitments of PPDM it would have been extremely difficult for the team to accomplish this and run the FPSM along with the PPDM. It was therefore decided to drop the FPSM for a year, i.e. for 2000-’01. The mandate for the team was to redesign the course and re-launch it in 2001-’02.

Over and above running the courses the team also made some headway in terms of incorporating the research function into its scope. This is not easy, given the limited faculty strength.

We provide below a report of the activities of the team over these two years and also the difficulties that we encounter in its running.

1. THE POSTGRADUATE PROGRAMME IN DEVELOPMENT MANAGEMENT (PPDM)

The PPDM is now in the fourth year of its running. The fourth batch of students is currently undergoing the course. We present an overview of the course through some statistics.

As is clear from the above table we have succeeded in maintaining the ratio of students in terms of priority communities and women close to what we had planned to, i.e. at 60::40.

The present course content:

1.1 2000-‘01

Modifications in the course design:
There were no major modifications in the course design for the batch of 2000-2001. However in each module the courses were developed and upgraded to a certain extent keeping in the mind the changing environment with reference to the development sector. Moreover some of the suggestions and areas of concerns which came out from the evaluation given by the outgoing batch of 1999-'00 were also given due consideration while making these changes.

The duration of the course was extended from 8 months to a full year.

Marketing:
The marketing efforts for the third batch of PPDM were geared towards getting more students from our priority communities. We had adopted a two pronged strategy of marketing which included the main stream marketing approach of reaching the target audience through various agents of the print media and the more traditional approach of prospecting for the potential candidates through personal contacts, acquaintances, professional partners, and by word-of-mouth.

Our marketing efforts brought in nearly 67 applications for the Programme in 2000-2001. 45 students out of the 67 applicants had appeared for the entrance exam out of which 18 students (9 girls and 9 boys) were selected for the third batch of PPDM. 13 out of the 18 students selected belonged to our priority communities. Three out of the 18 selected students had an experience, ranging from 2 to almost 6 years, of working in an NGO.

The new batch:
The third batch of PPDM students began their classes in July 2000. The students completed their classroom sessions in April 2001.
  • Total students who joined the course         18
  • Total dropouts                                            4
  • Total students who completed the course   14
  • Total students from priority communities      9
  • Total students from general category            5
  • Total number of female students                   7
  • Total number of male students                      7

It is evident from the above that 65% of the students are from the priority communities i.e. SC, ST, and OBC. The ratio of men to women in the group was balanced at 1::1. The students had varied academic first degrees like Bachelors in Commerce, Bachelors in Arts, and Bachelors in Rural Studies. The students hailed from Ahmedabad, Kheda, Anand, and Vadodara districts while one student was from Kerala.

The course began with a one-month intensive course in the English language. This continued even after the first month, as inputs in the English language thrice a week.

Their contribution in BSC's earthquake relief operations
Apart from the regular course work undertaken by the students, this year was different from the others in that it saw the terrible destruction and death in the wake of the earthquake that struck Gujarat on 26th January 2001. The Centre launched a relief operation through a campsite established at village Moti Chirai in Bhachau taluka in Kutch. The students of the course played an important role in the relief operations of the Centre. They joined hands with the staff at the Centre in mobilising resources
from civil society, maintaining records of the incoming and outgoing materials, stocking and loading them and finally dispatching  them to the relief site. Besides this a majority of the students also remained at the campsite as volunteers and took part in distribution of the relief supplies to the affected population. They identified and covered the remoter villages, where no or minimal relief had reached the people, and distributed supplies there. Even in distribution of relief they kept in mind the marginalized groups which had been left out of the distribution process and reported their issues daily at the campsite. It helped the process of identification of the most needy groups and addressing their needs. In view of this the regular course work had to be abandoned for 
about 3 weeks. It was covered in the later months through extra lectures.

Fieldwork
Fieldwork was an essential component of the course. Areas of fieldwork were the settlements of Dalit and tribal communities in the BSC’s project areas. The aim of the fieldwork was to enable the students to get a first hand experiential understanding of the social and economic issues relating to development. The fieldwork was followed by a reflection session in which the students would reflect and analyse their experience in the villages in terms of its cognitive as well as affective dimensions, i.e. the intellectual critical understanding of the situation as well as their experiential reactions/ responses to it.

Guest lectures:
Seminars were an integral part of the course. Several resource persons from within the BSC as well as from other organisations have been invited as specialists to deliver half or one-day seminars on subjects related to Development or Management.

Project placements and reports:
The aim of the placement is to enable the student to get hands-on experience of working with a concrete project related to development. The student is expected to:

The other aim of the placement is to get the student in contact with other organisations of the NGO sector in and outside Gujarat. The intention is to enable the students to know the environment of the NGO sector as well as to increase their chances of employment. Though we cannot guarantee employment for the students, we have made it a point to select, for the placement, organisations where the students stand a greater chance of getting absorbed after their placement.

Their one-month project placements took place in April. This had been preceded by an input on the rationale, expectations and the required output from the project placements. Each student spent around 3 weeks in the field carrying out the research objective of the project. They made presentations of the same to the staff and students around the end of May and then wrote up the final reports. The presentation as well as the final written report were evaluated. They were placed in different organisations of Gujarat as the following table indicates.


1.2 2001-‘02
The course design and the marketing effort remained the same as in the preceding year. We received around 65 applications out of which 37 candidates appeared for the entrance test and interview held on 3rd June. Out of these 17 students were selected for the course. 11 students joined the course; of these 2 dropped out after the first month.
The batch of 2001-‘02 English language course
The course began in July '01 with a one-month intensive course in the English language. The English language inputs will continue till March '02, with classes for this being held thrice a week, every alternate day. So far the students have responded well to this component and the majority of them have shown remarkable progress as far as ease with the language is concerned. They are able to comprehend the content of the regular classes fairly well, although a lot needs to be done with regard to production of original material is concerned.

Orientation:
The students underwent a one-week orientation programme in August.

Guest lectures:
Seminars and guest lectures help to greatly enhance the learnings and confidence of the students while giving them an opportunity of interacting with some of the practitioners in the development field, from within and outside Gujarat. As of now the guest lectures organised are as follows:

2.   THE FELLOWSHIP PROGRAMME IN DEVELOPMENT (FPD)

As mentioned earlier we had decided to devote the year 2000-’01 to re-thinking and re-designing the erstwhile Fellowship Programme in Social Management (FPSM). The outcome of the deliberations is presented here to you.

2.1 2000-‘01
Rationale of FPD:
The earlier FPSM had a strong theoretical component to it along with an emphasis on aspects of management. It was felt that we should have a course with minimal theoretical component and a strong component of practical experience. Therefore it was
decided to rename the course also.

An effort was made to look at this course in the context of the difficulties that the Centre had faced in finding adequate numbers of students from its priority communities (SC, ST, OBC, minorities) who were capable of doing a 1-year course in the English medium. It was to offset the difficulties that otherwise good students from these groups face with a course in the English medium that the idea of a feeder course was mooted. This course would therefore have a strong English language component to it along with an emphasis on comprehension and writing skills. 

In this connection it was felt that some value addition could be made to the course so that it could have a job orientation to it and therefore a value in itself also. This would enable students who do not want to pursue further education to be absorbed in the development sector.

In this sense the FPD would not be a pre-requisite for the PPDM but a foundational course for it. However, for such students who enroll for PPDM after the FPD the team could develop a system of waiver for certain modules or requirements (such as fieldwork, etc.) which they have covered in FPD and they could devote that time usefully for some other requirement in that course.

Objectives of FPD:
With the above rationale in mind the objective of FPD is: to equip the participants with grounding in the practice of development, coupled with an emphasis on ideological formation and self-development.

Scope and prospects:
For those successful candidates who have a graduate degree, there is scope to apply for the PPDM. Alternatively the successful candidates could be absorbed into the NGO sector, especially in organisations working in the areas of empowerment and human rights, at the level of Community Organisers (CO).

Course design:
The broad course outline is as indicated below:

I.1   Reviewing the reality
I.2   In-depth understanding of macro-reality
I.3   Sensitivity Lab
I.4   Response to Reality



Preparatory leave & Exams

III.1   Leadership Lab
II.1    Intervening for Change
II.2    Mobilising and Organising the community
II.3    Understanding Community dynamics and observation Skills
III.2   Values
II.4    Communication Skills
II.5    Training of Trainers (TOT)
II.6    Monitoring (people, programmes/activities)
II.7    Accounts and Book keeping


Preparatory leave & Exams

III.3 Personal Growth Laboratory
English language
The English language course will continue for the entire duration of the course, on all the days that the students are at the Centre.

2.2 2001-‘02
The 1st batch:
For the FPD we issued advertisements in the Gujarat Samachar, Sansesh and Doot. There were a total of 91 applicants out of which 50 appeared for the final interview and test on the 5th of August. The results of these candidates were scrutinised and finally 23 students were selected for this year’s course. The present batch consists of 21 students (3 women, 18 men).

3.   IMPACT AND OUTCOME

The feedback from practitioners in the field, those who have interacted with out students and the employers reveal the following:

4.  OTHER INFRASTRUCTURE AND FACILITIES

Library:
The library has been constantly upgraded with purchase of new books, journals and magazines. The following table shows this.

Apart from the above the library also offers the following facilities on computer:

Hostel:
There are 17 rooms (8 rooms on the men’s side, 4 rooms on the women’s side, 2 guest rooms, 1 Warden’s room, 1 BSC staff room, 1 TV cum study room) in the hostel, which are presently occupied by 20 students – 18 men and 2 women. The hostel is looked after by a Hostel Warden.

Computer facilities:
There is a computer lab with 9 computers for the students. The computers are connected by LAN to the Library which allows the students to search for the relevant material.

5.   RESEARCH

We have endeavoured to bring research into the scope of the team and its activities. In this line members of the team have undertaken various assignments in collaboration with other teams of the Centre, primarily with the objective of facilitating and initiating conceptualisation and forceful articulation of BSC’s experiences and to fulfil the research needs of other teams / functions of BSC. The assignments are also undertaken with a view to incorporating the Centre’s rich field experience into the teaching of the courses. The various research projects / assignments undertaken are:

6.   ISSUES AND DIFFICULTIES 7.   FUTURE DIRECTIONS

ANNEXURE 1
MEDIUM SCALE FINANCE INSTITUTIONS OF WOMEN:
A MEDIUM FOR EMPOWERMENT
A CONCEPT NOTE
Geeta Oza
Persis Ginwalla
Vijay S. Parmar

Introduction

The present paper is written in the context of an ongoing movement for women's empowerment, which forms part of a larger struggle for the rights of the marginalised and oppressed sections of Indian society. The aim of the present paper is twofold: firstly, the paper attempts to pose a challenge to the prevalent perspectives on poor and poor women which we feel reinforce the stereotypes about them and are, therefore, counterproductive and ineffective. Secondly, it presents an institutional model, for women, for poor women, for marginalised women, with immense potential for women's empowerment. Since they form part of the larger struggle for human rights these organisations do not remain as mere economic organisations but become part of a dynamic social movement, a movement for social transformation. Based on our experience of directly promoting 8 such organisations and supporting the promotion of 10 others, the paper tries to argue how this model is better equipped to answer the empowerment related issues of poor, marginalised women.

Background

Women in poor households, Dalit, Adivasi and OBC women in the context of BSC’s (hereafter referred to as the Centre) work experience poverty in the worst form. Women's empowerment, an arduous task in itself, becomes all the more so in communities such as these facing economic and social disadvantages. Patriarchal mindset and practices deny women access to and control over resources, opportunities and benefits. The private and public spheres are male domains. In the absence of the articulation of women's issues, in women's voices, from their vantage point, they do not become part of the community's / society's consciousness. That they do is critical to an empowerment agenda. At the same time doing so requires an environment which is conducive to such a project.

Moreover, the entire issue needs to be firmly grounded in the context of the gender problematic (i.e. affecting both men and women). The gender empowerment debate is flooded with a host of jargons and clichés. The practice of gender empowerment leaves much to be desired. At the level of implementation the gender issue gets transformed into women's issue with specific programmes designed for women, accompanied by rather rigid target conditionalities. With a strict target orientation, the process of empowerment takes second place. The net result is that these "schemes" which were meant for transformation of gender relations do not succeed in realising any impact on this front at the grassroots level. It is unfortunate that many NGOs are either in it or are fast joining the race for these schemes and projects.

It is the Centre's firm belief that organisations of the marginalised communities, whether Dalits, Adivasis or women, are absolutely essential to empowerment of any kind (Dabhi, 1999: 32). The security and strength afforded by numbers bolsters the ability to withstand pressures (social, political, economic), and therefore to undertake negotiations and strike bargains to the advantage of the entire group. The programme and model under discussion here need to be located and viewed in the above-mentioned contexts.

Hypothesis

Having made a choice of adopting an organisational medium to achieve the empowerment goals, the task is to find an activity which would best serve these interests. The savings and credit activity lends itself well to such a project as it seeks to address the issue of poverty and poverty related needs such as literacy, asset holdings, small credit, social security, and insurance. The activity has been hugely successful and women have taken to it very well. In spite of it being an economic organisation it has gained popularity and success because of the social spin offs for women in terms of exposure, confidence, and assertiveness. To cite an example: at a joint meeting with the members of the Managing Committees of around 3 cooperatives the women were asked for their assessment of the impact of the Co-operative; not a single member mentioned the economic benefit; they unanimously endorsed and reiterated the social spin-offs of the activity (exposure to places and people, confidence to speak in public, ability to challenge/ confront their men or the ‘elders’ in the community.) Part of its success lies in the fact that the activity is rooted in their culture in that the women have been used to this activity, albeit at an informal and very small scale within their extended families or their community in their village. Furthermore, the activity is not highly technical in nature (as perhaps sericulture or fishery, to take a few examples), which makes it easy for women to take to it, without experiencing failures and setbacks (Dabhi, 1997). The success that they thus experience makes them bolder and ready to take up challenges in the interests of the organisation.

The lessons learnt from the movement make us to posit our hypothesis, which is that it is possible for women from poor and marginalised communities to initiate, sustain and lead formalised and viable financial institutions of an intermediate (as opposed to small or micro) scale. Medium scale finance institutions of women are, moreover, an effective tool for empowerment and effecting transformation in gender relations. Most importantly, the transformation does not remain localised to one woman or a few women but pervades the entire area and indirectly affects the lives of women in the area, membership to the organisation notwithstanding.

Medium Scale Finance Institutions (MSFI) are actually primary cooperatives and are defined based on certain criteria: coverage of upto 40 villages in a taluka / C.D. block, share capital upto Rs.10,00,000/- and, savings and credit to a limit as per the bye-laws which are decided by the promoters.

Assumptions

The activity is underpinned by the assumption that struggle against patriarchy and gender oppression can succeed only if there are interim measures towards economic empowerment and security. This is due to the peculiar nature of the structure of gender discrimination, unlike other structures, where the “victim” shares intimate and close ties with their "oppressors" (Franco et al, 2000: 5). The battle for gender justice is a battle fought within each household. To offset this danger there is need for a critical mass in order to make it a socially viable movement.

Another tacit assumption is that the activity cannot be seen in isolation with no relation to the larger developmental issues plaguing the community and the participants. There is a dynamic interface between different structures of oppression, viz. gender, caste and class. Recognition of this crucial fact is what imparts an empowerment thrust to the activity, without which it remains an economic activity alone, unable to challenge the factors of oppression even within the membership group. This is what makes it truly transformational - at the level of caste, class and gender. The cooperatives have adopted a policy of gender and caste equality; therefore members of the cooperative, irrespective of their caste position, have to adhere to this policy as far as the organisation is concerned. No discrimination on these grounds is accepted and thus there comes about a gradual change as far as the caste norms are concerned. It is now quite acceptable to see women from Vankar, Valmiki and Koli Patel1 castes visiting one another in their vas (place of residence in the village), drinking from the same pot of water at the cooperative premises, sitting next to one another at lunch time or in a meeting, things that were unheard of a few years back.

Scale, as pointed out earlier, is of great significance to this endeavour. Savings and credit have to be of a scale which can bring about perceptible and long-term change in the quality of life of the participants. Small or micro savings and credit, in our opinion, merely help to survive at the same level or at a marginally better economic level. But it certainly does not bestow any control over the same to women. The finance activity therefore has to be of optimum scale. The number of members, coverage of villages, the quantum of savings and the amount of credit disbursed have to be at a level which can not only sustain the organisation but also help the members to initiate qualitative changes in their lives, such as acquisition of assets on her name, release of mortgaged assets or jewelry, education of the children.

Moreover, it must be a legal entity which establishes the access and control of the members over it. An entity, thus formalised and legalised, has the scope of conferring a legitimacy and status to the activity which does not come with a small, informal and isolated endeavour. On the whole it has the potential of bringing the activity and the practitioners into the mainstream of financial activity, and thereby in a position of power and influence. An institution with, for instance, 1200-1500 members and a capital of Rs. 5-8 lacs is a force to reckon with in the area. Being in the mainstream of financial activity means that these institutions work on business principles; the most important criterion here is that these institutions provide an interest on savings, like any other mainstream financial institution. Therefore while profitability is certainly a consideration, there is a definite commitment and constant endeavour to provide the members with better quality of service. The rate of interest on credit is around 12-15%2, which is comparable with the banks. Further, it is member-friendly and flexible with regard to amount of savings per month, entry, and exit from the organisation. Because it is a registered, legal entity its future is also secure in the sense that it implies that the activity is long-term, with a commitment to its growth. It can, by that very fact, increase the quantum of credit to the members and also attract financial resources from other mainstream financial institutions like the District Cooperative Banks, social and other schemes from government departments, GRUH, etc.

This model simultaneously seeks to explode and challenge certain stereotypes of "poor" which pervade the mainstream thinking on the issue. The prevalent view always considers the competencies and needs of the poor as "small" and "informal". How else does one explain the plethora of government and non-governmental programmes which dole out cash (or benefit in kind) to the tune of Rs. 100-1000/-? What else but skewed logic could dictate that subsidies to the tune of crores of rupees to landed citizens are a worthy cause while investment in human beings to bring them to a level of a dignified existence is like pouring water into a bottomless vessel? And if writing off the loans and subsidies of landed and rich citizens is seen as investing in the future of the country then why the hue and cry about defaulting on loan repayment of Rs. 1500/- by people with no power over their destinies?

It is no surprise therefore that strategies for poverty alleviation are never mainstream activities like owning a production unit, scholarships for higher education, or management training programmes, or even upgradation of the available infrastructure. They are always activities which are low investment and therefore low income ones like the ambar charkha schemes, household industry such as production of papad, pickle and agarbattis, self-employment kits worth Rs.1,500/-, nursery schemes for women etc. The per-person-investment under such programmes never exceeds Rs. 30,000/-. The per beneficiary investment under the IRD Programme was Rs. 1,642/-, Rs. 2,698/-, Rs. 3,107/- in 1980-‘81, 1981-‘82 and 1982-‘83 respectively (Rath, 1985: 240).

Such thinking was all right if it were not discriminatory and bigoted. It reinforces the stereotypes of poor as ineffective, inefficient and wasteful. The micro-finance initiatives, which keep the savings groups small and informal, are not a tool for empowerment. The micro and informal model never allows the members to experience the power that the medium scale registered entity provides. Moreover it does not provide a forum for more women to come together and know each other as women, to discuss their issues and to deliberate upon those. It keeps women sequestered, almost, and unable to draw upon the collective strength and expertise of a large group. Consequently the women can never be independent of the need for an intermediary to negotiate with external agencies on their behalf. Whither empowerment?

The MSFI model:

In light of the above we delineate below an organisational model which serves as a means of intervening in the situation of poverty, discrimination, injustice and oppression.

We at the Centre have had a number of years of experience of organising women around the savings and credit activity which have now taken the form of primary co-operatives. We have promoted 8 such cooperatives in our areas of direct intervention. Apart from these we have supported the setting up of approximately 10 such cooperatives in other parts of Gujarat. Together they cover around 12,000 women. MSFI, according to our experience, has proved to be a powerful means of social and economic empowerment among women from the marginalised communities. Appendix-1 gives statistical details of these cooperatives.

The organogram of the area level Women’s Savings and Credit Co-operative

PRIMARY COOPERATIVE MODEL

The above diagram shows that women members at the village level send their representatives and these representatives are the one who then elect members to the Managing Committee. The representatives act as an advisory body to the Managing Committee as well as an area level women’s committee to take up social issues affecting women.

This model seems appropriate to us because of its replicability. Women themselves have shown a marked preference for this activity, because it is not very technical in nature and women can learn it relatively faster. Besides this the activity in itself is also part of the cultural milieu of the women who have for long been undertaking this activity in an informal manner in their village and locality. It lends itself well to our aim of promoting a modern and democratic organisation which could function as a learning ground for the women - to learn new skills, experience new events, places and people and to learn the most important skill of them all - the mature exercise of power.

Goal and aims of the activity:
The ultimate goal of this activity is to work towards women's empowerment through arriving at women's economic independence and economic security. The aims of the activity remain threefold:

Conscientisation and action:
This involves undertaking intensive educational programmes aimed at sensitizing the women, as well as the men, to the structures of oppression and issues plaguing women. The understanding of oppression and its structural nature become the rallying point for action against these practices, at first muted and low key, but gradually gaining momentum.

Capacity building of women:
Once the organisation comes into being the tasks of the organisation need to be managed in order to take it forward on the path of its stated mission. Capacity building in the line of vision building, decision-making, conflict resolution, negotiations and bargaining, financial management and monitoring, recruitment and dismissal of employees, public relations has to be undertaken. The fundamental principle to be followed is that of autonomy and self-reliance of the women and their organisation from that of the promoting agency.

Conscious efforts in evolving credit policies with direct impact on women's empowerment:
An organisation with an avowed goal of women's empowerment must pay close attention to this aspect. Proactive credit policies which seek to address the strategic gender needs of women such as asset building, income generation, need for working capital, education for children especially the girl child, and insurance need to be charted out.

BSC’s experience with such cooperatives:
The Centre took the lead from saving schemes run by women in many villages and decided to promote an area level savings and credit co-operative of Dalit women. The reasons for taking up this programme were:

It would not substantially increase the workload of women:
A normal workday of women, especially labourers in rural areas, spans 10-12 hours, which during the peak agricultural season increases to around 14-16 hours. In such circumstances they would not like to invest time and energy in any tasks where returns do not compare favourably with their present tasks. Secondly the development intervention planned should not add to the present workload or else it goes against the stated goal of empowerment. The savings and credit activity suits the needs of women since it does not make any extra demands on the time of the women.

It would make a direct attack on one main area of gender discrimination viz. economic dependence:
Deprivation of economic assets like capital, land, cattle, other productive assets make women vulnerable and insecure. At times of distress like widowhood, separation, torture in the conjugal home, women do not have any option but to accept the exploitative structure or take the extreme step of suicide. The savings activity has the potential to make a dent in this exploitative structure by equipping women with economic power viz. capital which in turn leads to acquisition of assets through credit and systematically chalked out credit policies. This has a definite impact on her bargaining power and status in the family.

It was an activity which the women were skilled in managing:
Culturally it has been found that women have been saving irrespective of the availability of banking facilities. Women have narrated their experiences of saving money by economising in certain areas of household expenditure without affecting the welfare of the family. In most of the villages there are sakhi mandals which are micro-level savings and thrift groups.

It had the potential of bringing about women’s unity and their economic and social empowerment:
Observations of informal savings group reveal that this activity has the tendency to bring together women from different strata of society; rising above their caste and family identities they come together as women who share similar problems and issues and whose experiences are not much different from the others. The organisational space forces women to come together thus bringing about unity. Women share a bonding and start discussing issues like water, family disputes, women atrocities, health issues affecting them.

It was an articulated need of the women since the suggestion for this activity came from the women themselves:
Earlier experiments with activities such as Community Health Programme (CHP) and sericulture met with limited or no success, owing to the highly technical nature of the activity and tasks which women were not already equipped to handle. This activity, on the other hand, was very germane to the lives of these women. Being poor they are always in need of money and so savings is a way of life for them. Therefore the suggestion for starting this activity emanated from them. Taking up this activity is answering a felt need of the women and not an imposed activity like CHP or sericulture.

It would necessitate a formal structure which would create and enhance women’s organisational power:
The activity which took off after the women’s articulation of their needs was the savings and credit activity. However, the activity involved finances and we would be dealing with women’s hard earned or saved money and the issue of trust was critical to it. People in the area had had innumerable experiences of outsiders coming to the area and initiating this activity and running away with the money. Women therefore were expectedly quite wary of the Centre taking up this activity. Keeping it informal and loose would not go a long way in getting their trust apart from the fact that an informal structure would not meet our empowerment goals. A formal structure was best suited in this situation since it would offer immense scope for empowerment and counter-culture agendas of the Centre.

It would serve as a platform for learning, transformation and leadership for social management and development:
Since the organisation would have to be run by the women themselves the process would entail learning new skills, opening avenues which were not within the realm of the possible so far, and in the bargain setting new role models for the area and its people.

The process of conscientisation and organisation has proved to be of tremendous value to the women and to us as an NGO. Involvement in the process of organisation meant:

BOX 1
Give And Take, Joys And Sorrows – Towards Solidarity 

A training programme for the Executive Committee of the Vadgam Credit Co-operative Society, the first of its kind for the participants, was held on 15th – 16th November dealing with the subject of evolving a vision and mission for the co-operative. 
Trainer: What is the objective of your Credit Co-operative Society? Why do we need a women’s organisation?
Gangaben:  … so that women can save and their savings can help them in times of difficulties.
Leelaben: From her savings she would have access to credit and if she wants to start a business of her own she can start it from her own savings.
Manguben: It would help her in employment.
Trainer:  These same needs are also shared by the men, are they not? So why is there a need for a separate organisation for women?
Hansaben: …so that we can save money and we have capital in our name. This was not possible earlier. There were no opportunities for us to save also. Sometimes when we have money in hand we spend it on things which are not really essential.
Trainer: Let us assume that in 5 years’ time you are able to save Rs.10,000/-. Do you think that would address your needs?
Jasuben: The main problem is “Aapnne adhikar nathi” (we have no rights). 
Trainer: Can you explain what you mean by that?
There was a silence in the group. 
Gangaben & Leelaben: We do need not bring our family conflicts here. We have come here for co-operative work and let’s go ahead with that.
Trainer: I feel that we should listen to Jasuben and support her. If women cannot support women then it would never be possible to work together.
Jasuben: See, very honestly, I do not need any money. I have got everything at home - T.V., fan, house – but I do not have any right to use these amenities when I feel like it. For buying essential items like vegetables or provisions I have to ask my husband’s permission. Sometimes there would be no vegetables to cook but either I do not have the cash to buy them or the right to use the cash which is kept in the cupboard. My mother-in-law would not say anything nor help me out. The relations between my husband and myself are not very good.

There were tears in her eyes. 
I feel like committing suicide. What a life!!! You work like a machine but there is nobody to listen to me, nobody to understand my desires, my needs. For everything I am dependent on somebody. No one respects me.
Group members: why should you commit suicide? There is no need for that. You have got your children also to look after.
Jasuben: Then what do I do? I went to my parent’s place for two months hoping that things would improve but … in vain. He was least bothered whether I returned or not. He did not visit me even once or enquired about my condition.
Hansaben: Once I tried to commit suicide too. That was to scare my husband. He was cruel to me. Initially I used to tolerate everything but later on when it too much I doused myself and my two children with kerosene but did not light the fire. That scared him and now he behaves properly. You should also do naatak of committing suicide; otherwise these men are not going to improve.
Jasuben: My derani (sister-in-law) used the same trick and now my deeyar (brother-in-law) takes good care of her.
Group members: No, you should not try this. You should try to explain, make him understand.
Hansaben: Do you think he is ever going to understand?
Jausben: There is no way out but to attempt suicide.
Trainer: Do you think that would solve your problem? Are you sure that after this attempt your husband would change even if out of fear?

This discussion became the focus of the first day of the training programme. The conversation clearly reflects the oppressive reality of a woman’s situation. Jasuben’s case is a prototype of the oppression of women. It also, very poignantly, brings out the women’s need for a space to share their problems and frustrations. OD interventions therefore take a backseat in the initial stage of the organisation’s life. At this stage it is more important to concentrate on aspects of gender oppression and its structural nature (as opposed to something which is “God-given”). The process is a valuable one for the individual woman as well as for the group which would be undergoing vicarious learning or catharsis. More importantly it serves an OD function – that of group building and promoting solidarity among the members.

(Names of individuals have been changed to protect their identity.)

Box 2
The Price of Membership !

Naniben Maganbhai Chauhan, a tribal woman, aged 40, and resident of Kotvas is a member of the Danta Credit Co-operative Society. Her husband has 2 wives. She narrates: "My husband has brought home a second wife. The second wife wants me out of the house. She instigates my husband by planting suspicion in his mind about where I am going, and what I am doing. Once there was an urgent Credit Co-operative Society meeting and a male employee of SVS3  had come to fetch me. I finished all the household work and left with him and returned the same night. My husband was furious and he questioned my intentions. He gave me a thrashing. I was hurt. I felt I should leave the Credit Co-operative Society as it created such a problem for me at the household level. Fortunately the SVS representative of my village explained to my husband and tried to allay his fears and suspicions. My husband was convinced; however, since then, for every meeting I am required to give him all the details about the meetings, the participants, the male members involved and the reasons for their involvement. I have accepted the situation since I was determined to continue with the Co-operative". When she decided to attend the Strategic Planning meeting in December 1999, she knew that she would be thrashed and the second wife would instigate her husband, but she was ready to take the risk. She said that the credit Co-operative Meetings give her opportunities to be exposed to new areas, knowledge, places, information and people. She says, " For me that is more important than trying to build estranged relationships. The suspicion will never go away, so why should I forgo the opportunities which are coming my way."  This is an example of a woman setting her priorities, and making her own, informed choices.

[Names of people and places have been changed in order to protect their identity.]
Box 3
Educating Women, Educating 

A Generation The Dhandhuka Credit Co-operative Society set an example in promoting a healthy management culture within its membership. It concerned the committee’s firm stand on credit defaulters. The committee members decided to penalize the defaulters by deducting the default amount from the savings of their guarantors. This was the first time that the committee was resorting to “unpopular” measures. There was a big hue and cry from the members. The guarantors complained that they were unaware about the fact of them being guarantors. Some beneficiaries were put under intense though informal pressure by the employees and the committee members. This was done through mobilizing women members of the village savings group to pressurize the credit defaulter at the village level. 

This made some of the men pass such comments as –“Bhavishya ma baheno ni mandali thi paisa leta pahela be var vichar karvo padshe, gammathi panch take leva sara”. (In future we must think twice before borrowing money from the women’s cooperative, it is better to take it from the village at 5% interest [per month].)

This led to committee to create a new set of credit rules making it mandatory for the beneficiaries and the guarantors to come to the central office to seek loan. This would eliminate the possibilities of members being made guarantors without their knowledge.

Such measures to ensure accountability and financial discipline were unheard of in the area, even from the nationalised and co-operative banks.
 

Box 4
Women In The Direction Of Owning Assets

Around 1998 women of Galiyana village, members of the Bhal Credit Co-operative Society had availed of a loan of Rs. 1,00,000/- to purchase land for constructing houses. They bought the land but on account of some legal wrangles it had to be in the name of two traditional male leaders. Having bought the land they were left with no money for house construction. 

The Co-operative thought of helping them to mobilise money from external sources. They contacted the Gujarat Gruh Nirman Board who agreed to loan Rs. 40,000/- per member at 10.5% rate of interest to build houses. There was however one condition which had to be fulfilled, i.e. women’s share should be reflected in the legal title of the houses thus constructed.

A meeting of the Dalit community of Galiana was called by the Cooperative. The meeting was attended by all members of the community including the village elders and the men. In the meeting it was made clear that money for the housing would be mobilised only if the above condition was met. The men agreed to this condition. 

The legal formalities and compliances to be met before approaching the Gujarat Gruh Nirman Board were explained to the members. They were told that firstly, the land, in the name of two elders, had to be transferred onto the names of the 44 members. Secondly, the land had to be converted into Non-agricultural land. The local organisations there assured them that they would be given legal assistance by their lawyer. 

Thereafter the community called a meeting to chalk out the future course of action. The community decided to constitute a committee comprising 3 men and 3 women who were given the mandate to manage the entire operation. The first thing the committee did was that they met the lawyer with some of the documents they possessed. The lawyer gave them the guidance as to how they should proceed further. The first thing they were supposed to do was to obtain legal records of the land of the previous fifty years from Talati & Mamlatdar. This was necessary for ownership of the land The second thing they were supposed to do was transfer the land as Non-agricultural land. For transferring Non-agricultural land they were supposed to have:

  • Plan of Habitation 
  • Saatbar /Aath-(a)
This was first time when women had given their ideas as to how the habitation should be. They gave suggestion that the habitation should have committee hall /common plot/well planned approach roads. They gave suggestion keeping in mind that they need space for conducting meetings, social events which at present they do not have. They said they would like the habitation to be designed in such a way that each and every women should be aware of each other thus fostering a community feeling and solidarity. Women said that this housing colony would bear the name of women and name of Women’s credit co-operative.

As of now the land deeds and other modalities have been completed. The work of dividing the plots on individual women’s name is currently on.

The social issues taken up by these women have been:
Box 5
Kissa Kursi Ka (The case of a ‘Chair’)

Maniben Valjibhai Parmar, a resident of village Motipura, has been associated with the women’s movement from 1992 onwards and with the Shri Bhal Bara Dalit Mahila Savings and Credit Cooperative Society Ltd. since its inception in 1993. Her association with the movement involved attending awareness and training camps, exposure visits to organisations and places outside of the village. She was elected the first President of the Cooperative Society and in that capacity also has been participating in discussions, decision-making, policy-formulation, articulating the collective vision of the Cooperative within and outside the area, settling disputes, making representations to the government officials, confronting men – whether “upper” castes or from within her own community – on issues of importance to women, such as consumption of alcohol, violence to women, or minimum wages. 

Having gained valuable experience in management and leadership she felt it time to make an intervention at the political level. This was at a time when Dalit candidates or even the community had no power in the local bodies. They had never taken part in these structures. In 199_ she decided to contest the Panchayat election which she won. After her election, as she was making her way to the Panchayat office to attend the first meeting, she met a Rajput man on the way. They were engaged in a conversation for 15 minutes, wherein the Rajput questioned her decision to attend the meeting and tried to dissuade her, saying that it had never been done before (a Dalit attending a meeting, and, that too a woman), there was no need for her to attend the meeting and that she would be informed later of what had transpired at the meeting. She told the Rajput that she would attend the meeting. At the Panchayat office she went and occupied one of the chairs meant for the members. This sent a shock wave among those present. A Dalit, and that too, a woman, sitting on a chair ! This was unheard of.
“Why are you sitting on the chair?” they asked. 
“Who are the chairs meant for?” she shot back. 
“For the members.”
“Well, I am a member.”

There were numerous subsequent attempts to discourage her from attending the meetings, but they have, as yet, not  succeeded.

[Names of people and places have been changed in order to protect their identity.]

This incident speaks volumes for the transformative potential embedded in the process of community organising.

The Credit Cooperative Society is an economic organisation but it has the dual objectives of serving economic interests of its members as well as the social well-being of the members. The Credit cooperative Society provided a forum for women to come together, engage in savings and credit activities. The educational programmes were not restricted to information regarding the cooperative laws and financial matters but also included discussion on the need for a women’s organisation in the context of women empowerment. This set the trend for discussing issues of atrocities on women, family disputes and such others. One of the Credit Cooperative Societies felt the need for setting up a separate legal counselling centre which could work on it in a more focussed manner.

This led to the starting of Legal Counselling Centre in Cambay at the headquarters in village Daheda. This Counselling Centre was started to help women in distress through dialogues, mediation and sometimes legal action. In the last two years they have handled 215 cases. The cases that are handled are usually of harassment by the husband or in-laws, and desertion. Women are actively involved in the process of settlement of the cases. This involves listening to both the parties, understanding the issues involved, taking an objective stand, negotiating, and in some cases taking legal steps.

This centre has been able to develop credibility in the area. The centre, which was constituted to take up issues faced by Dalit women, has successfully transcended the boundaries of caste. It is now being resorted to by women from other so called upper castes such as the Darbars and Brahmins. Even the Caste Panchayat has taken note of its presence. Initially the Caste Panchayat used to openly extort money to settle disputes; this practice has not ceased completely but it has decreased. Moreover the Panchayat does not dare to do it openly. Further, because of the credibility of the legal counselling centre the police officials have also become cooperative and more sensitive towards such cases.

Empowerment through Credit:
The empowerment potential of the cooperative is embedded partly in the cooperatives' ability to offer credit to its members at affordable rates of interest and through the formulation of credit policies which seek to address the gender issues. Because of its registered and legal status it is in a position to mobilise vast resources for a diverse set of activities from various agencies – governmental as well as non-governmental. Areas for credit have been clearly identified and prioritised. They are: Future directions:
The MSFIs should ideally move in the direction of addressing the gender problematic. The two main directions that it should take are:

Gender justice and sensitisation in the area of operation:
These institutions were conceived in the context of gender imbalance prevalent in society. It is imperative for these organisations to work towards this end if it is to truly become an instrument for transformation in the area of gender relations. Educational inputs for women and men is an area which should receive more attention than it currently gets.

Federation of Cooperatives at the District level:
These cooperatives should eventually move in the direction of federating at the district level to form an apex body which could play an important role in the state level cooperative movement and to make the voice of the so far marginalised women heard at crucial fora. This would be over and above the membership to the District Cooperative Bank, whose membership the cooperative is entitled to. This would also enable the organisation to influence the direction and developmental shifts and policies of such organisations.

References:

  1. Dabhi, Jimmy C., S.J., Empowerment of Women Through Organisational Power: An Alternative Development Paradigm, 1997, Behavioural Science Centre, Ahmedabad
  2. Dabhi, Jimmy C., Empowerment of People in HRD in the New Millennium, eds. Pareek, Uday and V. Sisodia, 1999, Tata McGraw-Hill, New Delhi
  3. Franco, F., Jyotsna Macwan and Suguna Ramanathan, The Silken Swing: The Cultural Universe of Dalit and Koli Patel Women, 2000, Stree, Calcutta.
  4. Rath, Nilkantha, ‘Garibi Hatao’: Can IRDP Do It?, Economic & Political Weekly, 1993-94, New Delhi, 238-246
***************************************
footnotes:
  1. Vankar, Valmiki and Koli Patel are caste groups found in Gujarat. While the first two belong to the Scheduled Castes the latter are an OBC group.
  2. The rates of interest of SHGs can hover anywhere between 24-36%.
  3. Sarvangi Vikas Sangh (SVS), which is an area-level organisation of the Adivasis of Danta taluka of Banaskantha district, promoted by the BSC to take care of the empowerment and overall development and issues of the tribals of the area.

ANNEXURE 2
COMMUNITY-BASED ORGANISATIONS OF DALITS AND THE NEW PANCHAYATI RAJ INITIATIVE:
TOWARDS PARTICIPATORY DEMOCRACY
A CONCEPT NOTE
Vijay S. Parmar
Prasad M. Chacko
Persis P. Ginwalla

The enactment of the 73rd Constitutional Amendment Act (CAA) in 1992 and the consequent introduction of the Gujarat Panchayat Act in 1994 were indeed historic steps in the direction of devolution of power to the grassroots. Six years since its introduction, much has been written on the subject – the successes, the progress, the failures and the loopholes. While the success stories are encouraging, they are few and far between. The overall trend, at least in Gujarat, is that established interests and socio-economically powerful groups continue to wield power and exercise clout (Unnati, 2000). The provisions for the marginalised sections of society have thus not borne fruit. This is an area which has received scant attention, and one which BSC would like to focus on. We believe that the GPA and the provisions for the SCs / STs and women are powerful means for, a) ushering in changes in social relations, which is also the vision guiding our work and interventions, and, b) people’s participation in determining the course of development and gaining control over it.

The following concept note is formulated in the light of BSC’s experience of grassroots level mobilisation and organisation of Dalits into sustainable organisations owned and managed by them. The abject and desperate situation of the Dalits is for all to see. The main argument sought to be put forward in this note is the indispensability of Community-based organisations (CBOs) of the Dalits if any change of a lasting and permanent nature is desired in their situation. These organisations assume an added importance in the context of Panchayati Raj Institutions (PRIs) and their effectiveness for the communities.

Statement of the problem

The religious origins of caste ideology and its operation in the collective psyches of Indians has conferred a legitimacy to discrimination and marginalisation of vast sections of population on grounds of “pollution” and “inferiority”. It is a structure of oppression and the beliefs are too deeply ingrained – in both, the “upper” castes as well as the Dalits – to be dislodged through attainment of positions of power by individuals from Dalit communities.

Various NGOs have intervened in this situation by mobilising and implementing programmes of a developmental nature with these groups. These interventions, if run on the NGO’s initiative alone, are not sustainable, for it ultimately means relying on resources sourced from agencies with no real stakes in the area or the community. People’s own participation in local level political processes and structures is of crucial importance to the sustainability of the development process. The provisions of the 73rd Constitutional Amendment Act (CAA) thus hold tremendous potential for Dalit communities to gain entry into local level political structures and determine the course of their development.

The problem / issues are structural; the solution therefore must be structural. Reservation for SCs in Panchayats brings individuals to power, individuals who have to function in a socio-political structure tilted against them. Mere capacity-building of PR representatives will not yield the desired results, if their accountability to the communities and their issues is not established. We would further argue that PR initiative in itself, unaccompanied by formal community-based structures, would also not suffice. It is only when the PR representatives (SC) have the support of its own organisation – which has various issues on its agenda – that their representation can have any fruitful meaning for the community. The present approach to PRI being practiced by various organisations is, therefore, lacking in this regard. The capacity-building approach disregards the existence of unjust structures at the village level. The PRI initiative has brought in more resources at the village level but has failed to address the situation of the Dalits, and failed, therefore, to effect any change at that level. Attainment of political power has, therefore, brought about social mobility among the “upper” castes; the same is not the case with the “lower” castes.

Hypothesis

In the social milieu obtaining in the villages individuals (from SC communities) and their efforts cannot achieve much. Community-based organisations (CBOs) of the people are imperative to the success of any initiative (PRI being one of those). Such organisations can help individuals a great deal to withstand pressures, of various kinds, being brought to bear upon them. It would facilitate “redressal of issues” rather than “capacity-building” of individuals, and, in that sense, making the individuals true “representatives”.

BSC’s approach and experience with CBOs

Our experience of working with the marginalised communities dates back to the early 70s when we started our intervention with Dalits in the Bhal region of Khambhat Taluka of Anand district of Gujarat. (For a detailed description of the area and the strategy of the Centre, see ‘Behavioural Science Centre: A Historical Perspective’, Annual Report, 1998). We later expanded the scope to cover Dhandhuka taluka of Ahmedabad district and 6 talukas (Danta, Vadgam, Vav, Tharad, Dhanera and Palanpur) of Banaskantha district. Our interventions have been with the Scheduled Castes or Dalits, Scheduled Tribes (STs), Other Backward Castes (OBCs) and women of these groups.

Our efforts in these areas have resulted in the promotion and establishment of organisations which are owned (membership restricted to men and women of those communities) and managed by them. The following is a list of organisations promoted by BSC.

The process of conscientisation and organisation has proved to be of tremendous value to the people and to us as an NGO. Involvement in the process of organisation (for both men and women) meant: But essentially it implied a change in relationships, economic to begin with. The economic dependence which characterised the relationship of the “lower” castes with the “upper” castes was substituted by a relationship of equality; subservience gave way to assertion. The backing of an organisation and the numbers therein gave the community a decisive edge over other socially better off communities (though economically as badly off as the Dalits).

Participation in political structures and processes thus seemed a distinct possibility. We recount below two instances of successful participation in the PRIs as an impact of the presence of the organisation and participation therein.


BSC’s experience with SC participation in Panchayats in Banaskantha

Banaskantha, in northern Gujarat, is one of the most neglected and underdeveloped regions of the state. It has a relatively higher Dalit presence (7.41% of the total SC population of the state; 10.63% of the total population of the district). The socio-economic situation is extremely low and characterised by orthodox y and stringent observance of caste hierarchies. The major problem plaguing these communities is the denial of basic human rights because of their caste status. The denial and discrimination takes place at various levels and in various ways:

The difficulties that the communities face as regards representation in PRIs is discussed below.

Existence of a strong caste conscious society:
The strong sense of caste hierarchy and the widespread practice of “untouchability” among the people are major detriments to the operationalising of the provisions of the Gujarat Panchayat Act (GPA). The SC representatives (as members or Sarpanch) remain mere figureheads, while the real power is wielded either by the Dy. Sarpanch or the Talati. In fact, it has been reported from Banaskantha that in villages where the post of Sarpanch is reserved for SCs there is a clamour for the post of Dy. Sarpanch! Even then the candidate for the post of the Sarpanch will be decided by the powerful elites in the village.

In a case reported from Talavdi village in Vadgam taluka a Dalit Sarpanch was elected on a reserved seat, made to contest the seat by the “upper” castes. A mason by profession, his economic condition was extremely impoverished. After the election, the Sarpanch was regularly sent liquor (by the “upper” castes) resulting in addiction. It was then easier for the Dy. Sarpanch to run his writ.

Only if this stratagem does not succeed do they resort to violence / murder. The murder is never proven1 and almost always classified as suicide.

Lack of functional working relationship among the Dalit communities and inability (of the Dalit communities) to articulate their demands:
Division on caste lines among the Dalit communities prevents them from speaking in one voice to articulate their demands on issues which are of common concern to them all, viz. poverty, human rights violations, lack of education and employment opportunities, denial of basic amenities, and such like. Consequently, instead of representing the combined interests of all the Dalit communities on the Panchayat they become representatives of their own groups.

Existence of a strong patriarchal set-up:
This poses tremendous obstacles and difficulties in successfully implementing the provisions in the GPA for the empowerment of women. As elsewhere in the state, in Banaskantha too the duties of the woman member / Sarpanch are dispensed by the males (of the family if she belongs to the “upper” castes, by the “upper” caste males if she is a Dalit). Men rule by proxy, women, in absentia. In the strongly patriarchal society of the areas under consideration it would be unrealistic to expect full and effective participation of women.

Lack of awareness of the CAA / GPA:
The Panchayati Raj Amendment is further rendered ineffective due to the lack of awareness among the people about the Act and its provisions. This can be gauged from the fact that the Gram Sabha, which is to be held twice a year, is never held (this being the case in 95 % of the villages). It is held only on paper, the resolutions written by the Talati and the members giving their signatures.

Even in cases of atrocities on the SCs, the crimes are never reported to the Social Justice Committee, on account of ignorance of this provision (partly it is never reported also due to caste pressures in the village).

Strategy

Community organisation through issue-based mobilisation at the area-level:
Promotion of community-based organisations, around certain crucial issues, would be the core strategy of our approach and intervention. Activities, such as those mentioned below, would be undertaken subsequently and under the aegis of the organisation thus promoted.

Trainings and educational inputs:
The educational inputs and the trainings form an integral part of the strategy. They would be given to two groups of people: the SC and women representatives on the panchayat bodies, and, the members of the various Dalit communities. While the purpose of focussing on the former is obvious, the latter group is also an equally important constituency to the success of the PRIs. It is from this group that the representatives will have to emerge in the future. The success of our intervention depends on the formation and development of this constituency. Involvement of the local Dalit communities (e.g. the Turis who are the bards and the singing minstrels) and their folk traditions would be an integral part of the methodology. The trainings will be mainly of two types: Leadership development within the community:
Through educational inputs, although of a different kind, we would strive to ensure that members of the community with potential leadership qualities are identified and given inputs, preparing them for effective probable participation in future. This, in our opinion, is important if the community is to become self-directing and autonomous and to overcome the manipulative stranglehold of the “upper” caste vested interests.

Networks:
Here we envisage networks of various constituents of the PRI set-up which would essentially serve the purpose of providing support and security to individuals (collective strength and collective knowledge), and, the ability to resist hostile forces in the village or the area. The networks would be of:

Linkages with other NGOs:
The entire effort would be a collaborative one which would involve a few NGOs which are working towards empowerment of the PRIs such as Mahila Swaraj Abhiyan, Unnati and Western India Forum for Panchayati Raj (WIFPR). There are other NGOs which are in field of development communication which would be of help to us in devising and actually developing media techniques and materials for communication of the message.

footnotes:

  1.  If it is proved as murder then the Social Welfare Department is bound to pay a compensation of Rs. 2 lacs to the next of kin of the victim. For this reason also the bureaucracy colludes with the perpetrators of the crime to get it classified as suicide.



LIST OF STAFF MEMBERS – 2000

DIRECTOR
Mr. Prasad M. Chacko

RURAL DEVELOPMENT TEAM
The Banaskantha District Programme
Mr. Dinesh Parmar – Programme Manager
Ms. Nirmala Solanki (Microfinance Institutions, Danta Taluka)
Mr. Rafi Malek (Watershed programmes, Danta Taluka)
Mr. Hitendra Rathod (Mobilisation of Dalits - Vav,Tharad, Vadgam, Dhanera and Palanpur Talukas)

The Dhandhuka Programme
Ms. Geeta S. Oza (Microfinance Insitutions)

Bal Vikas Kendras
Ms. Agnes Patelia

Livelihoods Programme – goat rearing
Mr. Bharat G. Parmar

RESOURCE AND SUPPORT TEAM
Ms. Jyotsna F. Macwan – Manager

Organisational Support, networking
Ms. Shobhana R. Parmar

Support to small local organizations
Mr. Isudas Vaghela
Mr. Rajesh Parmar

POST-GRADUATE PROGRAMMES TEAM
Faculty
Ms. Anita K. Dixit – Course Director
Fr. James C. Dabhi
Mr. Jatin Christie

Secretary
Ms. Suja Macwan

Library
Mr. Shyambhai Parmar (Librarian)
Ms. Urmila Parmar (Library Asst.)

PROJECT MANAGEMENT SUPPORT
Ms. Persis P. Ginwalla

ADMINISTRATION TEAM
Fr. Paul D’Souza – Manager
Mr. Albert T. Macwan  (Accounts Officer)
Mr. Jagdish Parmar (Accounts / administration Assistant)

Computer Staff
Ms. Bina Christian
Ms. Minaxi Macwan
Ms. Priti Christian (receptionist)

Transportation and vehicle maintenance
Mr. Govind Thakore
Mr. Mahendra Makwana

Office assistance
Mr. Babu
Mr. Sandeep Patelia
Mr. Manoj Parmar

Documentation assistant
Ms. Ila Bhatia


LIST OF STAFF MEMBERS – 2001

DIRECTOR
Mr. Prasad M. Chacko

RURAL DEVELOPMENT TEAM
The Banaskantha District Programme:
Mr. Dinesh Parmar – Programme Manager
Ms. Nirmala Solanki (Microfinance Institutions, Danta Taluka)
Mr. Rafi Malek (Watershed programmes, Danta Taluka)
Mr. Hitendra Rathod (Mobilisation of Dalits - Vav, Tharad, Vadgam, Dhanera and Palanpur Talukas)

The Dhandhuka Programme:
Ms. Geeta S. Oza (Microfinance Insitutions)

Bal Vikas Kendras
Ms. Agnes Patelia (Microfinance Institutions)

Livelihoods programme – goat rearing
Mr. Bharat G. Parmar

RESOURCE AND SUPPORT TEAM
Ms. Jyotsna F. Macwan – Manager

Organisational Support, networking
Ms. Shobhana R. Parmar

Support to small local organizations
Mr. Isudas Vaghela
Mr. Rajesh Parmar

POST-GRADUATE PROGRAMMES TEAM
Faculty
Ms. Persis P. Ginwalla – Course Director
Fr. James C. Dabhi
Ms. Anita K. Dixit
Mr. Jatin Christie

Secretary
Ms. Suja Macwan

Library
Mr. Shyambhai Parmar (Librarian)
Ms. Urmila Parmar (Asst. Librarian)

Hostel Warden
Ms. Sangeeta M. Parmar
 

KUTCH TEAM
Mr. Micheal Martin
Ms. Jacinta Canis
Ms. Dimple Solanki
Mr. Mayuddin Sheikh
Mr. Parshottam Parmar
Mr. Sailesh Christian
Ms. Darshana
Ms. Jadiben K. Parmar

Ms. Neha Gandhi
Ms. Benita

Mr. Vikas
Mr. Sharad

Mr. Ranchhodbhai
Mr. Premjibhai

ADMINISTRATION TEAM
Mr. Ruchir Sayani  (Manager-accounts and finance)
Mr. Jagdish Parmar (Accounts / administration Assistant)

Computer Staff
Ms. Bina Christian
Ms. Minaxi Macwan
Ms. Julie Macwan (receptionist)

Transportation and vehicle maintenance
Mr. Govind Thakore
Mr. Mahendra Makwana

Office assistance
Mr. Babu
Mr. Sandeep Patelia
Mr. Manoj Parmar

Documentation assistant
Ms. Ila Bhatia