100 E Crockett
Cleveland, TX 77327
281-592-1541
fax
281-593-2866
A Whole Life plan allows you to purchase additional insurance at various life stages through a "guaranteed insurability" benefit.
You can build extra cash reserve for the future by taking advantage of the "deposit fund" benefit.
See details below on these Whole Life plans:
w FIXED PREMIUM WHOLE LIFE
w PREMIER WHOLE LIFE
w JUVENILE PREMIER WHOLE LIFE
Fixed Premium Whole Life is a permanent plan with two important benefits:
w Constant level of protection and constant premiums until age 100
w Built-in cash value, guaranteed to increase at 4½ percent yearly for the life of the plan
Premier Whole Life is a great solution for:
w Young adults just beginning an insurance program
w Families needing protection while saving for the future
w Professionals who require a lot of short-term insurance coverage
This plan gives you the security of traditional whole life insurance - and the flexibility to add special one-year term and single premium riders and other options. It also has an Excess Credits feature that can mean added insurance benefits of cash back.*
Juvenile Premier Whole Life
Why buy life insurance for your child? The earlier you begin, the lower the costs and the longer the policy has to accumulate cash value. You're also protecting the child in case health or other factors become a barrier in qualifying for life insurance in the future.
You can purchase Juvenile Premier Whole Life for children from newborn (15 days or more) to age seventeen - all for a few dollars a month. You can give your child or grandchild all the benefits, excess credits, riders and options of Premier Whole Life.*
If you're purchasing Juvenile Premier Whole Life for a child you love, you can also purchase a special rider that waves premiums in case of your death or disability.
*PREMIER WHOLE LIFE has a built-in feature, "EXCESS CREDITS" that makes money for the policyholder. Excess credits generate additional funds over the policy's guaranteed cash value. You can choose what to do with your excess credit funds:
w Add them to the deposit fund
w Use them to buy more insurance coverage
w Put them toward your premium payment or simply take them in cash
Premier Whole Life OPTIONS include tailoring your Premier Whole Life plan with a menu of special riders to suit your needs:
w The One-Year Term Rider enables you to combine permanent and temporary, renewable term coverage
w The Single Premium Paid-Up Rider means added cash value
w Waiver of Premium
w Accidental Death Benefit
w Children's Rider
w Deposit Fund
For complete information on Whole Life talk to Danner Insurance.
