Many discounts are available that help keep your auto insurance premiums as low as possible.
w Accident Free - In some states you may be eligible for a discount based on your driving history. Danner Insurance can tell you if you qualify for this discount.
w Good Student Drivers - under 25 years of age who are full-time students in college or vocational training school and have good grades may qualify for a Good Student Discount.
w Auto/Home - You can save money on both auto and homeowners insurance by purchasing both of these policies from one company.
w Multi-Car - If you own two or more vehicles and insure all of them with one company, you may qualify for the Multi-Car discount.
What kind of vehicle are you driving?
Did you know one of the biggest expenses in owning a car or truck is the cost of insuring it? The car you drive can have a substantial impact on your auto insurance premium, especially on your comprehensive and collision coverages.
The rates for comprehensive and collision coverage are determined by looking at the vehicle loss history - how often it is stolen, how costly it is to repair or replace after an accident.
The amount of your deductible affects your rate.
How much deductible should you carry on your auto insurance?
Remember: The higher the deductible, the lower the premium - but the more you'll pay out of pocket in case of a claim. The lower the deductible, the higher the premium - but the less you'll pay if you have an insured claim.
Danner Insurance can assist you in evaluating the best deductible for you.
