100 E Crockett Cleveland, TX 77327 281-592-1541 fax 281-593-2866

DO YOU HAVE ADEQUATE FLOOD INSURANCE? w The average flood insurance premium is only $324 a year. w For homes in low-to-moderate-risk areas, flood insurance is available for just over $100 a year. w There's a 30-day waiting period on new policies, so call Danner Insurance today. FLOOD INSURANCE IS AFFORDABLE. FLOOD DAMAGE IS NOT. w Floods are the most common of all natural disasters. w Your homeowners insurance does not cover flood damage. w You don't have to live near water to be at risk from flooding. Almost one-third of flood claims come from low-to-moderate-risk areas. w If your home is in a high-risk area, you have a one to four chance of being flooded in a 30-year period, and your home is four times more likely to be damaged by flooding than fire. FEDERAL FACTS w Federal disaster assistance is only available if the President declares a disaster and less than 50 percent of all floods are declared disasters. w Federal disaster loans must be repaid with interest. The interest alone costs more than the average annual flood insurance premium. w All flood insurance in the U.S. is backed 100 percent by the federal government through the National Flood Insurance Program (NFIP). FINANCIAL FACTS w Flood insurance pays regardless of whether a disaster is declared. w Your mortgage payments don't stop, even if your home is destroyed by a flood. w Flood insurance is affordable. Flood losses are not. Contact Danner Insurance for a quote on flood insurance.