Frugal Living 101
Hello and welcome to my site! Here you will learn the basics of frugal living. Frugality is not only a choice it is a life style, but the benefits quickly pay off. You will save more money, be able to recover from debt, and be able to enjoy more of the things you love to do. Being frugal you will not only save money but you will also be contributing to helping the enviroment because you reduce, reuse, and recycle what you can. Good luck, and if you have any questions or ides I have not listed here, feel free to contact me.
1. Use The Library.
The cost of buying movies and books can be quite costly. Renting media from the library is free. If you like the idea of renting, try Redbox, movie rentals are only $1 per day.
2. Clip Coupons.
Take the time to clip coupons for the grocery items that you buy regularly, and shave an easy 25% off of your weekly grocery bill. Want to save even more? Find a grocery store in your area that doubles coupons, and make that your store of choice.
3. Eat Out Less Often
Eating out is fun, but far more expensive than eating at home. Challenge yourself to eat at home more often – even if it's just once more a month, and watch your bank account grow.
4. Switch to Online Bill Pay
Save yourself a stamp, and avoid late fees by paying your bills online. You can pay direct to your creditors, or set up automatic bill pay with your bank; and take yourself out of the equation entirely.
5. Group Errands
Reduce your gas bill by grouping your errands and only driving when you need to. For even more savings, consider biking or walking when you don't have far to go.
6. Make Your Own Cleaners
Homemade cleaners work just as well as store-bought cleaners and at a fraction of the price. Stock up on basic cleaning agents like vinegar and baking soda; and you'll be ready for any cleaning task that comes your way.
7. Seek Freebies.
This is pretty self explanatory and if you love new products this is a great chance for you to save money.
8. Wash in Cold
Cut your electric bill substantially by washing your laundry in cold water. Your clothes will still come out clean, and your hot water heater won't have to work nearly as hard.
9. Flip a Switch
Reduce your electric bill even further by turning off lights and other electronics when they aren't in use. It may seem like a small thing, but you're sure to see the difference on your next electric bill.
10. Change Your Own Oil
Skip the quick lube, and change your own oil. You'll reduce your tab to the price of oil and a filter
