Kate Wolf was born Kathryn Louise Allen in San Francisco on January 27, 1942. Called Katie Lou as a child, her name was shortened to Kathy, and later to Kate. Kate's family moved around and she spent her early childhood in Oregon and Michigan, finally returning home to Berkeley where she went to school from the sixth grade through high school. When Kate was 19, she met Saul Wolf, a UC Berkeley architecture student. Two years later they were married. Kate and Saul had two children, Max, born in 1964, and Hannah, born in 1967. As a child, Kate was always thinking of music, and she began her musical training at the age of four with piano lessons from her grandmother. She played until she was sixteen, but stopped in high school because she felt shy and self-conscious. Even though she no longer played, Kate was strongly influenced by the music she had heard.

When she was 27, Kate met some people in Big Sur on the California coast who played music in their living rooms. Kate began playing with them, and hearing their songs, realized that expressing her own thoughts to music seemed the next natural step. She was strongly influenced by her friends Gil "Jellyroll" Turner and George Schroder (The Redtail Hawk) who told her, "Anyone can write a song. Just sit down and sing your conversations." Kate listened to his words, and within six months she knew she was going to leave San Francisco and her family to pursue a career in music. She and her husband parted amiably, and in 1971 Kate moved to Sonoma County where she lived in her '57 Chevy for six months. She became a weekend mother, and secured a job at the Sebastopol Times Newspaper. She also performed once a week at a local bar and continued her songwriting.

Her Sonoma County music shows brought her new recognition, and she was offered funding for an album. With her knowledge of independent labels and the advice of record industry friends, she formed her own record company, Owl Records. Back Roads, her first record, was made for the people of her community, and featured eight of her songs and four by other artists whose works she felt should be recorded. The next year, Kate recorded Lines on the Paper and went on her first tour of California.

With the release of the albums, her audience started coming out to hear the music. "A big shift occurred where people wanted to hear my songs. It was amazing. It just kind of made its own way. They dragged us out of Sonoma County down into the Bay Area, and then we got airplay, and we started traveling further and further."

Kate's national touring began in 1977 with trips throughout the Midwest and Northwest. Her long- time friend Bruce "Utah" Phillips helped plan a tour back East where she played concerts and performed at the Philadelphia Folk Festival. Kate's love for Canadian folk music brought her even greater recognition as she performed at the popular festivals in Calgary, Winnepeg, and Vancouver. Closer to home, Kate organized the successful Santa Rosa Folk Festival. 1979 saw a change in the band and in Kate's life. Her separation with Don ended the Wildwood Flower, but saw the addition of Nina Gerber, a very talented guitar and mandolin player who would be her accompanist throughout the rest of Kate's career. Although Kate continued to publish her songs through her own company, Another Sundown Publishing Company, she became too busy to release records on her own label. Her first studio album, Safe at Anchor, was produced and released by Kaleidoscope Records, an established, independent label owned by two friends, Tom Diamant and Jeff Alexson, who had distributed Kate's previous two albums. Kate co-produced this album with Bill Griffin, her long-time friend and musical collaborator. In the Eighties, Kate continued to tour throughout the United States. Although her popularity grew, her concerts never lost their intimacy. Whether she was playing to 500 people in a music hall, or 85 in a coffee house, her audience felt as if she had touched each one of them individually. Her music always had a strong impact on those who heard it. Fans would tell her that she was writing just what they were feeling.

"Sometimes we just can't find the words, but we all have those same feelings. You feel these things, and you don't think it's okay to say them, or you can't quite get the words, and then it comes, and it's just this breaking loose: you have a way to say it." Kate's fourth album, Close to You, was released in 1981. This record was co-produced by Bill Griffin and Tom Diamant, and, like Safe at Anchor, featured only original compositions. In 1982 Kate married again, this time to Terry Fowler, the owner of a natural foods distribution company. She continued to perform both at concerts and at benefits for groups such as SEVA, No Nukes, and Big Mountain. In 1983 she toured the Southwest with the Academy Award winning documentary film The Four Corners: A National Sacrifice Area? As her popularity grew, so did critical recognition, and twice she was nominated for best folk singer at the San Francisco Bay Area Music Awards (Bammies). Kate's favorite medium was the stage, and in 1982 and 1983 she realized her desire to record a live album, a two record set entitled Give Yourself to Love. The title song, written for a friend's wedding, became Kate's most popular work, and the record received the "Best Folk Album of 1983" award from NAIRD, The National Association of Independent Record Distributors and Manufacturers. Late in 1983, following the release of Give Yourself to Love, Kate decided to take a year off from performing. She wanted to rest, evaluate her life, and spend more time with her family.