Help Line Pat Moricca (407) 774-9700 or
e-mail: fida2001@yahoo.com

Luis S. Konski Attorney (800) 533-4874 (305) 260-1031 or
e-mail: lkonski@becker-poliakoff.com

Dimitri (Jim) Daskal (301) 261-8480 Fax (301) 261-8812
Genaral Counsel for the National Coalition of Petroleum Retailers (NCPR)

Accurate Accounting Associates (561) 266-0770 or
e-mail: DFCPAs@aol.com

ATM EXPRESS
Linda Stewart (888) 600-4368 or
e-mail: bste2174@aol.com

DODSON WORKERS COMP. DIVIDEND PROGRAM
Carl Schmachtenberger (800) 993-7840 or
e-mail: carls@dodson.com
e-mail: marketing1@dodson.com
http://www.dodsongroup.com

GROUP HEALTH, PROPERTY & CASUALTY LIABILITY INSURANCE
contact:
Insurance Office of America Glen Esbjorn (800)243-6899 Altamonte Springs, Florida or
e-mail: esbjorn@ioa-insurance.com
http://www.ioa-insurance.com

Loan contact for Small Business Administration (SBA) loans to purchase your service station contact BANCO POPULAR (407)370-7471 or
http://www.bancopopular.com

SBA Loans to purchase your servive station contact John Grogan Goleta National Bank (904)731-9020

For gasoline suppliers contact:

Bill McKnight @ APEC (813)681-4279 gasoline supply, Chevron, Citgo, BP (Amoco) or
e-mail: apecgas@aol.com
http://www.flbd.com/apec/

Sunshine Gasoline Dist. Inc. (Citgo) contact Max Alvarez @ (305) 477-5800

Golf Oil Co. Major brands Renovation funding available (813) 241-4610

Underground Storage Tank Information

Integrated Cleaning Systems, Inc.
Car Wash Equipment, 100% financing available. Service contracts available for all makes and models. Buy, Lease, Co-op Revenue Sharing, contact Tory Buckley (561)844-7760 (888)927-4631 or
e-mail: gaswash@aol.com

ATM EXPRESS contact: Linda Stewart or Keith Howard (888) 600-4368 or
e-mail: bste2174@aol.com

Florida Independent Dealers Association/Dodson Group Workers' Comp. Dividend Program paid a 20% dividend on paid premiums to members who participated in the program for the second consecutive year ending January 31st, 2000.

Other money saving programs are available to FIDA members.

For more information, call Pat Moricca @ (407)774-9700

THE DODSON PLAN FOR WORKERS' COMPENSATION INSURANCE is the endorsed program of the FLORIDA INDEPENDENT DEALERS ASSOCIATION. This program offers participating members excxeptional savings, service and value through

YEARLY DIVIDEND OPPORTUNITIES

Dividends are based on the combined claims cost for all FIDA members in the program and can't be guaranteed. In 1997, more than $6.5 million was paid to program participants accross the country.

FREE LOSS CONTROL SERVICES

At no cost to you, Dodson group's loss control professionals can help you develop programs to improve employee safety and get the best experience modifier and dividend possible.

QUALITY MANAGED CARE PROGRAMS

Dodson Group's team of claim professionals work to get your injured employee the finest, most cost-effective medical treatment possible. This approach promotes an early return to work for the employee and holds down claim cost. This ultimately helps keep future premium costs low for you.

INTEREST-FREE INSTALLMENT PAY PLAN

Convenient payment options help you manage insurance expense and cash flow throughout the year.

A CENTURY OF SERVICE

As a participant, you're backed by the stability of an experienced workers' compensation specialist. Dodson Group, the program provider, has a 100-year history of solid insurance experience and know-how. They've been in the workers' compensation market since its inception and served the gasoline industry for 25 years.

For a free quote, contact the Dodson Group representative nearest you.

Carl Schmachtenberger, Venice (800) 993-7804 fax (941) 492-6088

Don Roberts, West Palm Beach (800) 343-3581 fax (561) 6518

Or contact Dodson Group directly: (800) 825-9489 fax: (800) 825-6035

http://www.dodsongroup.com

Email: marketing1@dodsongroup.com

Any eligible business man or woman, who joins FIDA and participates in a few on-going programs, will find that his/her savings in overhead costs, will more than justify the dues that each member pays.