rates can rise in any year (if there is a cap, it must be specified in the loan document); and (c) a maximum (cap) that interest rates can rise over the life of 125 equity home loan value mortage (this also must be specified in the loan document). Refinancing may be undertaken to reduce interest 125 equity home loan value (by refinancing at a lower rate), to pay off other debts, to reduce one's periodic payment obligations (sometimes by taking a longer-term loan), to reduce risk (such as
