or thing must have the legal capacity to receive it. The grantor must have the legal ability to grant the thing home loan mobile privilege. A seal must be affixed to it. Most jurisdictions have eliminated this requirement and replaced it with the signature of the grantor. However, for conveyances of real estate, most jurisdictions require that the deed be acknowleged before a notary public or a civil law notary and some home loan mobile require a witness or witnesses in addition. It must be delivered to and accepted by the recipient home loan mobile estate appraisal Second mortgage Additional loan that is subordinate to the primary mortgage Secondary mortgage market — The market where lenders and investors buy and sell existing mortgages and MBS securities.