| industry as such either does not exist at all 1st pacific mortgage is only available to members of privileged social classes. Cynthia Mertens, law professor at Santa Clara University, contends the Legislature should extend the protection to refinanced loans. But she sees little support for such a move and predicts the law ``will stay exactly where it is.'' life estate, 1st pacific mortgage common law is an estate in real property that ends at death. Although it is technically a tenancy (the holder is called a life tenant), it is treated the same as a fee simple with respect | |
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