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| Make as small a down payment as possible to reduce your liability in case home values plunge. ``Don't go to your parents home loan lender washington put down as much as you can,'' Nelson says. ``If the property goes up in value, that belongs to you. If the property goes down, the risk is on the lender. That's a no-lose deal.'' Loan to value (LTV) - Loan Amount / Value of property. Combined loan to value (CLTV). All loans outstanding (i.e. 1st & 2nd) / Value of home loan lender washington No Income No Asset (NINA) No Income Verification (NIV) Income is not verified but many times is "Stated" by the applicant borrower. No Documentation (No Doc) Income or assets are not stated. Typically requires a low LTV and higher credit home loan lender washington Realtor" is a U.S. registered |
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