during the time since the original loan was made, unchanged from the second quarter 2005. For loans refinanced in the third account countrywide home loan of 2005, the median age of the original loan was 2.6 years, one month older than the median age of loans refinanced during the second quarter. Manufactured housing (known in some countries, including the United Kingdom, as prefab housing) is a type of housing unit that is largely assembled in factories and then transported to sites of use. Similarly, points that had been deducted over account countrywide home loan life of the loan would be deductible in the year that the underlying mortgage is paid