| the steps of the county courthouse. If lenders choose this route -- and the vast majority do first priority mortgage they cannot pursue the unpaid portion of the mortgage, regardless of whether it's the original loan or a refinanced loan. Lenders may charge various fees when giving a mortgage to a mortgagor. These include entry fees, exit fees, administration fees and lenders mortgage insurance. There are also settlement fees (closing costs) the settlement company will charge. In addition, if a third party handles the loan, it may charge other fees as well. UK banks first priority mortgage charge a valuation fee, which pays for a chartered surveyor to visit the property first priority mortgage ensure it is Guide to buying in the UK from the Royal Institution of Chartered Surveyors. To keep borrowers on the hook for the unpaid portion of the loan, lenders must pursue ``judicial foreclosures'' |  |
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