John Kerry

• Personal retirement accounts are an invitation to disaster.
• Will not privatize Social Security nor cut benifits.
• Social Security privatization will cost $2 trillion more.
• Never thought about pulling money out of Social Security.
• Create Retirement Savings Accounts.

George Bush

• Allow younger workers to put taxes in a personal account.
• Strengthen and Modernize Social Security.
• Ensure freedom of choice in retirement planning.
• Set aside $2.4 trillion for seniors as well as younger workers.
• Don't treat Social Security like it is a federal program.