1. Hard Totals total upcard A 2 3 4 5 6 7 8 9 T ----------------------------------- 19 S S S S S S S S S S 18 H S S S S S S S S S 17 H S S S S S S H H H 16 H H S S S S S H H H 15 H H H S S S S H H H 14 H H H H H H H H H H 13 H H H H H H H H H H 12 H D D D D D D D D D 11 H D D D D D D D D D 2. Soft Totals total upcard A 2 3 4 5 6 7 8 9 T ----------------------------------- (20) S S S S S S S S S S (19) H H S S S S S S S H (18) H H H H H H H H H H (17) H H H H H H H H H H (16) H H H H H H H H H H (15) H H H H H H H H H H (14) H H H H H H H H H H (13) H H H H H H H H H H 3. Splits D = double down H = hit S = stay