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DOCUMENTATION |
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DOMESTIC BORROWER APPLICANTS |
SALARIED
EMPLOYEE
Tax Returns - 2 last years
W2 - 2 last years
Pay Stubs - 2 last months
Bank Statements Checking/Savings - 3 last months
Sales Contract - Copy
Check to IBFG - for Credit Report
Check to IBFG - for Appraisal
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SELF
EMPLOYED
All above plus
Corporate Tax Return - 2 last years
Corp. Profit/Loss Statement - year to date
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OTHERS
INCOME SOURCES
Investments Property - Contract Leases
Divorce - Decrees/Settlement Agreements |
REFINANCE
All above plus:
Warranty Deed
Mortgage Balance Statement
Homeowner's and Flood Insurance Policy
Mortgage Coupon
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FOREIGN NATIONALS
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Accountant
Letter on letterhead that indicates net income
to past 2 years and the year to date.
Three Credit Reference Letters.
Three Commercial Reference Letters.
Bank Statements for the last 3 months.
Establish a bank account in United States.
Reserves for 3 months of the total monthly payment.
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OBS:
All the documents can be send to us by fax, so we can be doing all the work for
you, the originals you will keep with you until it is requested.
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