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Insurance
"Why do I need insurance?"
Critical illness, permanent total and irreversible disability or hospitalisation would all threaten the future prosperity of your business and with it your quality of life.
Think for a moment what your business means:
A regular income for your family
A roof over their heads
Your children's education
A secure future
Your independence
The KMCH Partnership offers flexible options to protect your business including life and critical illness cover.
"But I'll never suffer a critical illness..."
Consider these facts:
Heart disease and stroke are the cause of 45% of deaths in Ireland
1 in 4 healthy males, and 1 in 5 healthy females aged between 20 and 40 will suffer a heart attack , cancer or stroke before age 65
The good news is that with recent advances in medical care chances of survival are increasing....
75% of heart attack sufferers under 45 years, survive 3 or more years
In 20 - 40 year olds who develop cancer, 50% of males, and 65% of females, will survive 5 or more years
Only 20% of deaths occur suddenly, the majority follow a prolonged illness
"What about my business?"
A critical illness could result in being unable to work for many months. Think about the consequences:
Loss of business and income opportunities
Despite your absence, loan repayments have to be met
Expensive medical care
Expense in hiring a temporary replacement to keep your business running
With Total Disability Cover you can provide a large lump sum in the event of total, irreversible disability as a result of injury or illness under the age of 60
A Hospital Cash Policy can provide upto £100 for each day spent in hospital (subject to a minimum of 3 days). There is no restriction on how you spend the benefit, and this is paid out in addition to any private health insurance and is free of personal taxes.
"Where can I get more information on your range of insurance policies?"
Please e-mail us for quotation or visit our Home.
KMCH Partnership, Railway Cottage, Ballylinan, Co.Laois, Ireland