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WINNING STRATEGIES

Services Available to Customers & Members

• PAYMENT & PERFORMANCE GUARANTEES 
• FINANCIAL ENGINEERING OF PROJECTS 
• CREDIT ENHANCEMENT PRODUCTS 
• STAND-BY LETTERS OF CREDIT 
• REDEMPTION RECEIPTS 
• REPOSITORY INVESTMENT NOTES 
• EQUITY VENTURE CREDITS 
• DEFERRED SETTLEMENT CREDITS 
• CUSTODIAN SERVICES 
• MEZZANINE CAPITAL CREDITS 
• DEBT or EQUITY TRANSFERS 
• EXECUTIVE SERVICES (Consulting) 
• SECURITIES SWAPS
• DEBT or CREDIT SWAPS

 

"CAPITAL SERVICE DYNAMICS" is the growing trend and demand from both Small & Medium Enterprises (SME) who are seeking enhanced services and products from the Finance Industry. Many SMEs are becomming very sophisticated in the methods of financial and corporate structuring by seeking debt & equity participation from professional investors, this means an SME needs similar capital products which the large corporations have had access to for decades.

Banking, Merchant Banking and Syndications in the financial markets for some time now have been based on Fiscal Accomodation and a system of Swaps for debt, credits, equities of a variety of securities based on Synthetic Securities and Quasi Credit platforms.

General Credits is a leader in its field by developing special "PLUG-IN" products for the connection between your SME Company and the Investor and the new configured Capital Markets for matching Buy/Sell queries of Restricted Securities for capital adjustments, capital raisings and credit enhancements. A Syndicating Venture Capitalist can assist in this area, contrary to general belief not all Venture Capitalists will sponsor, promote, underwrite or provide capitalisation facilities for an SME. 

"DYNAMIC PRODUCTS"  plug-in products    PAYMENT GUARANTEES Often Corporations need to provide assurance to a Supplier or a Creditor of an imminent but future payment to obtain services or supplies over 30/60/90/180 days. A Payment Guarantee is a useful instrument in these circumstances to bridge the gap.  PERFORMANCE GUARANTEES Many times in the Corporation's life it will need to provide long term Performance Guarantees or Bonds, such as commitments on Leases, Licences, Permits, or debt restructuring. A General Credits Performance Guarantee helps members to budget by installments instead of the "one slug" payment.  CREDIT ENHANCEMENT 'No Corporation is an Island', so the saying goes. When you have a business relationship with General Credits, your business can often gain 'leverage' in its deals when associated with General Credits. Perhaps you may want a Credit Facility put in place and held in situ to crystalize or trigger vital parts of your negotiations, or perhaps an equities swap to be conducted by a third party to break up the 'too close-to-home' inter-company loan arrangements. Prehaps a 'Pool of Shares' issued to a Custodial for Balance Sheet enhancement.  STAND-BY-LETTERS OF CREDIT Many sound deals are missed because the known elements cannot be co-ordinated effectively, a General Credits Stand-By Letter of Credit can be used on factual and known events that have an assurance of being realisable within the foreseeable future of the Corporation's business.  REDEMPTION RECEIPTS A very unique hybrid capital storage instrument developed by General Credits which has all the feature of a Certificate of Deposit and a negotiable instrument which can be exchanged or discounted while exhibiting a capital appreciating factor within the life span of the instrument.  REPOSITORY INVESTMENT NOTES These are a very sophisticated investment instrument which General Credits developed for Corporations to issue when involved in capital raising programs. These multi-faceted instruments come in three basic formats. Share factored; representing an underlying equity security.  Debt/Interest factored; exhibit an interest component and representing the underlying debt securities. Tri Factored; exhibits an interest component, discountable, and represents the underlying securities convertible from debt to equity or reverse with semi securitisation.. These intruments are designed to provide investors with positive cash flow, have aspects of securitization, yet allow the growing SME company flexibility in running a capital program over many years. see Editorial Article  EQUITY VENTURE CREDITS Ultimately Corporations have to make the conscious decision to become involved with investors, General Credits is the 'bridging' step, when companies make the transition from their Bank to the Investor Syndicates. We provide lines of credit and loan facilities which can be downloaded into Investor Syndicates. This means companies who are familiar with Bank procedures fit in with General Credits for the provision of Debt products, until they become familiar with the duties they have to investors upon conversion of the debt to equity.  DEFERRED SETTLEMENT CREDITS This is a well established method of leverage where a company may make an acquisition now on a deposit plus a credit facility with General Credits for the Title transfer on a Cash Equivalent, yet realisation of the payout is on the maturity of the Cash Equivalent instrument, thus in some cases this allows a company to pay for the acquisition out of the cash flow of the acquisition. MEZZANINE CAPITAL CREDITS Basically this is an arrangement where a company overgears its assets on cash flow funding with a Domestic Bank  holding 1st ranking security and the Mezzanine Capital is collateralised over secondary securities.

" DYNAMIC SERVICES"  plug-in services   CAPITALISATION CONCEPTS The most important essential to any Corporation Director is to obtain a Capitalisation Concept of structuring the Corporation's capital base, share issue, debt adjustment, conversions, offsets, leverage, cash flow to debt gearing and dilution of equity. A Venture Capitalist has the ability to draw on vast industry experience to provide different Capitalisation Strategies both for the Investor and the Corporation. CREDIT ANALYSIS The first point on the road to capitalisation is the Credit Analyst, you need an experienced Analyst to quickly identify if your project has merits for Market Exposure, since not all corporations are suitable for a Listed or Unlisted Capital Market. Get the hard facts in 48 hours from General Credits. A Capital Dynamic Analyst can save you time and wasting money. To enter a secondary Capital Market may ultimately cost your enterprise up to 10% of its raised capital both in equity or liquidity or combination of both.  DOCO SERVICES Documentation, the necessary evil. General Credits Capital Dynamics provides you with 'Fast Track' documention so that you can get on with the Capitalisation Process. By paying a premiun you could be fully documented in 10 - 15 days. DOCO SERVICES is a General Credits 'plug-in' service.  CUSTODIAN SERVICES Little or nothing can happen in a full syndication process without a Custodian to hold securities on behalf of either the Investor, or the Corporation. General Credits Master Custodian makes the road easier and provides SME's with a capital model.  SECURE-O-CLEAR Clearance is the final key in a Corporation being able to draw on their capital, if you cannot convert your securities to a cleared credit you will not be able to start your project. This Plug-in service is another example how General Credits can give both the Investor and the SME Corporation an edge over the competition.  SECURITIES TRACKING Investors need securities tracking visability to ensure thier investment is proven, portable, safe and trackable, SME Companies also need to know who is who and who is entitled to what on their share register. SECURITIES TRANSFERS Liquidity in Securities Transfers are important, many of General Credits "Capital Service Dynamics" products can be exchanged or traded against each other. Can you swap your investment into another stock, or convert debts to credits or equity?  PLUG-IN BANK TRANSFERS In the age of Multi Currency Small-Medium Enterprises currency tranfers become even more important, this Plug-in Service means you will be able transfer anywhere anytime.  MULTI-CURRENCY SWAPS Global markets mean multi currency capabilities are a must, the same applies to securities.  CUSTODIAN SERVICES No matter where in the world you trade, a time will arise when there will be foreign securities involved. Then a Custodial situation will arise, General Credits can mostly handle all forms of specialised securities in any country or currency. OTHER SERVICES General Credits, Inc. can provide assistance in special customised Financial Facilities on a 'tailor made basis' depending on your industry, purpose, resources, revenue and type of securities.  EXECUTIVE SERVICES Many times Enterprises will need additional services from a Syndicating Venture Capitalist for financial concepts and Financial Engineering of the Enterprises share or capital base. Even designing new customised products for the Enterprise to conduct Mergers, Acquisitions, Takeovers, Management Buy Outs, regardless of currency, location or country of operation, a Venture Capitalist is an asset to have a relationship with.

 
 

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