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This information is only relevant for the United Kingdom & Ireland.

Benefit Agency - An outline of some benefit's which you may be entitled to, together with a brief description of the current criteria required to qualify.  As the government are always changing or amending the rules always check with your local benefit office.  

DONT assume you will not qualify *** ALWAYS APPLY *** it costs nothing but time

Amounts of benefits quoted on these pages are correct as of April 1st 2000 (there is benefit rise in April of each year).
bulletDLA - Disability Living Allowance - for help with care and/or mobility problems.
bulletIncapacity Benefit - long term sickness for when SSP (statutory sick pay) runs out.
bulletWorking Families Tax Credit - if you work but are on a low income.
bulletDWA - Disability Working Allowance - help to carry on working due to your disability.
bulletIncome Support Benefit - if you are unable to work and are on a low income.
bulletSDA - Severe Disablement Allowance - if you are sick and have never worked.

 

DLA

Disability Living Allowance is split into two parts or 'components' - Mobility and Care. 

The Care component - There are three levels of care awards, depending upon the amount of help you need with daily activities which you would expect any normal healthy adult to be able to do for themselves i.e. washing, dressing, toileting, getting in/out of bed etc.

The Benefit Agency will NOT take into account any normal house work which the 'wife' (not our wording) would normally undertake as part of a marriage i.e. washing, ironing, cooking etc.

Amount's payable for level of award

bulletLower Rate Care £15.65 per week.
bulletMiddle Rate Care £37.00 per week.
bulletHigh Rate Care £54.95 per week.

The Mobility Component - There are two levels of awards depending upon you mobility problem!.

bulletLower Rate £15.05 per week

In fact the description mobility is somewhat misleading for the lower rate as you can qualify for this even if you have no problem at all with walking - so you could be 100% physically fit and still fulfill the criteria because of a mental illness i.e. depression, agoraphobia or suffer from 'panic attacks' other reasons could be due to communication difficulties i.e. deafness, speech impediment etc. 

If you have problems walking then the lower rate maybe awarded if they consider you are able to walk short distances.

bulletHigher Rate Mobility £38.65 per week.

The criteria for this award is straight forward - You must be 'unable' or virtually unable to walk.

Being defined as unable to walk is obviously straight forward if you have completely lost the use of you lower limbs.

If you have the use of your lower limbs but are unable to walk because of pain it causes or you are so unsteady on your feet then you could be a danger to yourself, then an award can be made under the 'virtually unable to walk' category.

Of course this is usually where the problems start, it is relatively easy to prove or disprove how steady you are on your feet.  When it comes to pain, it is a different matter.

Once you have returned the necessary form the Benefit Agency will decide if you qualify or not, they may ask you to see there doctor, who produces a report which normally states that in their opinion you are able to walk the distance of 200 meters before the onset of what THEY would describe as severe pain.  This statement is usually enough evidence for the Adjudication Officer to disallow your claim.

As pain cannot be measured - everyone's pain threshold being different, it is very hard to prove the doctor wrong and the Adjudication Officer takes their MEP (medical examining practioners) report as gospel.  So you need to be prepared with other medical evidence from other sources to help prove you are in pain!.

bulletGet letters from friends or people who know your disability.
bulletAsk for supporting letters from your own GP.
bulletSee a specialist and get supporting letters from them - specialist letters carry more weight than a GP's.
bulletIf you have an Occupational Therapist get letters from them.
bulletPhotographic evidence of your condition will also go a long way - a picture say's a thousand words.
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Incapacity Benefit

Incapacity Benefit is payable for those who have ceased receiving SSP (Statutory Sick Pay) from there employer's.  

There are basic amount's depending upon your age and how long you have been claiming Incapacity, an additional sum is also added depending upon the amount of National Insurance Contributions you have paid.

The basic amount is increased once you have been in receipt of Invalidity Benefit for 26 weeks.

After 12 month's (depending on why you are claiming), you will be asked to provide further information from your Doctor and may also be asked to take a medical examination at your local Invalidity office.

Amount of Benefit

bullet

Under state pension age

bulletShort term lower rate £50.35 per week
bulletShort term higher rate £59.55 per week
bulletLong term basic rate £66.75 per week
bullet

Over state pension age

bulletShort term lower rate £64.05 per week
bulletShort term higher rate £66.75 per week
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Working Families Tax Credit

Your maximum entitlement is dependant upon the number and ages of children in the family and also the number of hours you work.

If your NET income is less than £80.65, then the maximum credit is normally payable.

Once again certain child care charges of up to £100 per week can be offset against your income when working this benefit out.

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Disability Working Allowance

If you are disabled and working, this allowance is there to make sure you will not be at a disadvantage.

The maximum allowance is £80.65 per week.  You maybe entitled to this if your NET income is less than £60.50 (if single) and £80.65 (if you have a partner).  There is also an allowance for any children which you may have.

DWA is paid in 'blocks' of 26 weeks, you can elect to have this paid weekly or in a lump sum.  Once DWA has been awarded it CANNOT be withdrawn, even if your circumstances improve within that period. 

NOTE - Certain child care charges of up to £100.00 per week can be offset against your earning when your benefit is worked out.

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Income Support

Payable to people who are unable to work who are on a low income.  The government have set an amount which they consider!, is necessary to live on.  If you fall below this amount then you can claim Income Support and other benefits associated with it.

bulletexample
bulletBased on a family with one child under 11years.
bulletCouples Allowance (both over 18) £80.65
bulletDependant Children 1 x (£20.20)  £20.20
bulletFamily Premium                         £13.90

   Total government say you need          £114.75

bulletThere are other 'premiums' which the government will allow depending upon whether or not you are disabled, in receipt of DWA etc.
bulletThe Government will then take into account any income which you already have i.e. child allowance, SSP etc.  If your income is less than the above amount then the balance will be paid as Income Support.
bulletIt is also worth noting that even if it is only a penny, you  will be able to claim other benefits such as free school meals, a reduction in your council tax (or non at all), if you pay rent you may not have to pay the full amount due (in some cases you will not have to pay at all) or if you have a mortgage a reduction in your payments.  These are all 'hidden' benefits, which should be taken into account.
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Severe Disablement Allowance

This benefit is payable when you have never worked, it is basically the same as Incapacity Benefit but with a reduced rate of payment.

bulletBasic entitlement £40.35
bulletAge related additions
bulletHigher Rate £14.05
bulletMiddle Rate £8.90
bulletLower Rate £4.45
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