Guaranteed Contract The guaranteed Accumulated Value is equal to the net amount of premiums accumulated
Values and Benefits: at the minimum guaranteed interest rate of 2.00% for ten years since receipt of premium
and 3.00% thereafter. The Withdrawal Value is equal to the Accumulated Value, less
any applicable Withdrawal Charges.
Non-Guaranteed Contract
Values and Benefit:
The non-guaranteed portion of the illustration assumes higher interest rates than guaranteed.
Each premium payment assumes interest is credited at 3.50% (with an interest rate bonus
of 3.75% that will be credited for the first year only). This is not likely to occur.
Actual results may be more or less favorable than those illustrated. Interest rates illustrated
will not be less than the Minimum Guaranteed Interest Rate at any given duration.
The non-guaranteed Accumulated Value is equal to the net amount of premiums accumulated
at the interest rates described. The Withdrawal Value is equal to the Accumulated Value, less
any applicable Withdrawal Charges.
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