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    <title>Paid Surveys Become Extremely Popular and a Huge Money-Maker in the Online Community</title>
    <description>Billion dollar advertising budgets means good news for the 
thousands of people who get paid to take surveys online. The 
reality of making $150/Hour from the comfort of your own 
home is very possible with paid surveys.</description>
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    <lastBuildDate>Tue, 12 Apr 2005 03:39:26 -0700</lastBuildDate>
    <pubDate>Tue, 12 Apr 2005 03:39:05 -0700</pubDate>
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    <item>
      <title>Money Myths Of The Poor</title>
      <description>Paid Surveys Online is The Biggest Money-Maker: Check out 
an informative website for yourself at 
http://www.InstantlyWealthy.com.
Ezine Article:
Money Myths Of The Poor By Abel Cheng.  
From tender age, we were exposed to myths about money 
and myths of being rich. Be it from our parents, brothers, 
sisters, relatives, or friends. The myths that we have 
determine our financial well being in our adult lives.  I call 
them myths because they are not true. Or, at least they are 
not giving you the complete picture.  We can&apos;t blame our 
parents for the myths in us. They already gave us the best 
they could. And don&apos;t forget that times change. Things were 
true then may not be true today.  If you want to move ahead 
financially, you have to be aware of the myths that you have 
about wealth and money. And do not let the myths stop you 
from living a wealthy life.  Money Myth 1: Work hard and 
you&apos;ll be rich.  Many of us think that by having a job with a big 
company would ensure that we&apos;re on the path to financial 
freedom. With so many layoff announcements, we might be 
out of job anytime. I&apos;m not saying that you&apos;d be one of them 
but the fact is there is no job that is guaranteed.  Recently, 
my friend was laid off in less than a month in his new job. 
Having a job is merely helping you to cope with daily 
expenses, providing you shelter, food and clothing. Do not be 
misled that a job or your employer will turn you into a rich and 
wealthy person. No one cares more than you about your 
wealth.  Money Myth 2: Saving is good.  When I was small, I 
was told by my mother that I must learn to save. I thank my 
mother for inculcating the habit of saving in me. The habit of 
saving helps me to develop discipline. Many people think that 
when they save enough, one fine day they&apos;ll be rich.  But is 
saving alone enough to make you wealthy?  I came to realize 
that if I only depend on my savings to get rich, I&apos;d have to wait 
for a long time. That&apos;s the problem with savings, it takes a 
long time for you to get rich. Saving alone is not enough. You 
have to learn to invest your money in other investment 
vehicles to grow your money faster.  Money Myth 3: Debt is 
evil.  The other common myth about money is debt is bad. 
Did your parents ever tell you that borrowing was bad? Mine 
did. Not all debt is bad, actually. It depends on how you 
spend your loans that you&apos;re getting. If you take a credit card 
loan to buy a flat plasma TV, it&apos;s a bad debt. On the other 
hand, if you take loans to start a business or invest in real 
estate, the debt is good.  If debt is bad, can you imagine 
what would happen to companies if they are not allowed to 
take loans from the banks? As a general rule, if you use 
debts to buy things that increase in value over time, they are 
good debts. You must know whether the debt you&apos;re taking is 
good or bad.  Money Myth 4: You need money to make 
money.  When I ask my friends what&apos;s stopping them from 
starting their own business, the common answer is &quot;I don&apos;t 
have money. And it takes money to make money.&quot; I do agree 
that it takes money to make money. But does it really to be 
your own money?  Everybody has limited resources when it 
comes to achieving our financial goals. I do not expect you to 
have everything when you plan to build your own business. 
You might need financial backing, manpower, expertise, or a 
coach to guide you. If you lack resources in any areas, find 
the resources. Someone else will definitely have it. It does 
take money to make money, but you can use OPM - other 
people&apos;s money.  Money Myth 5: Investing is risky.  Many 
think that investing is risky because they lack education in 
investing. Investing itself is not risky if you know how to 
control the risks. Most of us invest based on a tip from a 
friend or broker without doing our own research. When you 
lose money, you say that investing is risky. And you tell 
yourself that you&apos;ll never invest again.  To be frank, everything 
we do has a risk in it. Learn to manage risks by educating 
yourself. You can educate yourself by attending seminars, 
reading books, or even from the Internet.  Money Myth 6: 
Wealth reflects in material possessions.  Material 
possessions reflect your level of wealth. This is a misleading 
measurement. Someone who is driving a Porsche might not 
be rich and he might highly in debt.  Wealth does not reflect 
in material possessions. Wealth is a state of mind. Wealth is 
how fast you can become rich if you&apos;re stripped of everything. 
As Henry Ford once said after he was asked what he would 
do if he lost all his fortunes, &quot;I&apos;ll become a millionaire again 
within five years.&quot;  We possess one or more of the above 
myths, consciously or unconsciously. But what is more 
important is to be aware of the myths and replace the myths 
with facts. By doing this will tremendously improve your 
financial well being.  Abel Cheng offers small and medium 
enterprises exclusive global profits insider tips in his free 
publication, Abel Cheng&apos;s Business Diary. To officiate a bi-
weekly subscription, please go to 
http://www.abelcheng.com/diary.html And get personal email 
coaching.  Article Source: http://EzineArticles.com/.
Make $150/Hour with Paid Surveys, go to 
http://www.InstantlyWealthy.com.</description>
      <link>http://www.instantlywealthy.com</link>
      <pubDate>Mon, 11 Apr 2005 03:03:24 -0700</pubDate>
    </item>
    <item>
      <title>Discover the Secrets and Possible Solutions To Money Problems</title>
      <description>Paid Surveys Online is The Biggest Money-Maker: Check out 
an informative website for yourself at 
http://www.InstantlyWealthy.com.
Ezine Article: Discover the Secrets and Possible Solutions 
To Money Problems By Fernando Soave.
It is sometimes pitful how many projects are never born or die 
simply because of the flimsy excuse : &amp;#147;We don&amp;#146;t have enough 
money !&amp;#148;  There are many possible solutions to money 
problems.  When a practical, inspirational, exceptional idea 
raise from your mind, don&amp;#146;t ask the question : &amp;#147;How much will 
it cost ?&amp;#148; untill the conceptis fully discussed, considered and 
examined.  First ask opportunity spotting questions like :  1. 
Is this a neeed filling idea ?  2. Would it be a great idea for 
the society ?  If it appears that the idea would fill a need or 
solve a problem or create opportunities or contribute to growth 
or bring about fruitfull improvements, then ask the question : 
&amp;#147;How can I raise the needed funds ?&amp;#148;  If the idea meets all the 
tests and you want it to be launched, you will be able to find 
a way to finance your dream.  Here are 10 secrets to solve 
your money problems :  1. You can begin with nothing.  
Dreams cost nothing. Do you have a dream ? Are you facing 
money problems ? Then remember this : &amp;#147;All great projects 
begin with a dream.&amp;#148; Projects can be started without a single 
cent. If you have a need filling, glorifying, inspiring, 
imaginative idea, share it with trusting, positive thinkers and 
you will at least give your dream a chance to come alive. The 
most valuable product in the world is an idea and good ideas 
magneticaly attract support from unexpected sources.  2. 
You can do a lot with a little.  You can organize a corporation 
with very little. It doesn&amp;#146;t cost too much to have letterheads 
and calling cards printed. So you can begin almost anything 
for very little cash.  A little bit of money can go a long way to 
get a project on the road. If there is a corporation or 
organisation dedicated to the fulfillment of a proctical and 
beautiful dream, you can be sure that the human instinct to 
preserve a positive idea will surely move the project forward.  
When dedicated leaders invest teir best time, energy and 
money in a project, they inspire other investors to come their 
way. Investors are attracted to imaginative, daring and honest 
leaders. A young man or woman with big dreams and a little 
money, putting all that he has into his idea, will find support 
coming from th ekinds of people who can lead him or here to 
success.  3. You can earn more money than you think you 
can.  Money should not stop you, for there is more money 
floating around than you realize. Just because you don&amp;#146;t have 
it doesn&amp;#146;t mean you can&amp;#146;t get it. You are bearers of good 
news, fo you tell people about some wonderful product, 
service or opportunity people might never have heard about. 
Many custumors will listen , love what they see and buy 
enthousiasticly and thank you for taking their money away in 
exchange for something they joyfully purchase. You make 
people happy when you help them spend their money. The 
profit motive is a good motive if you look upon money as a 
means of improving your society, your family, your church or 
your own mind and body. The love of money is the root of evil 
only if money becomes an end in itself instead of a means to 
greater service. So, get all the money you need. The man 
who gets the money is the man who believes that he can.  4. 
You can build your fortune on borrowed money.  There are 
millions of dollars waiting to be loaned out to worthy 
enterprises and to responsible and would be businessmen or 
&amp;#150;woman. All money acquired in the banks and savings and 
loan institutions must be invested. If you can&amp;#146;t borrow from 
commercial institutions, you can often borrow from private 
individuals. Somehow, some way, you can borrow money to 
get started. And remember that debt is not necessarly a 
disgrace. Often debt is material evidence of a man&amp;#146;s courage 
and confidence. Just consider all the possible benefits that 
accrue when a responsible and honest person goes into debt. 
Often you may never succeed unless you hav faith enough to 
dare to go out and borrow money.  5. You must understand 
what real debt really is.  What, after all, is debt ? When you 
borrow money for food or the light bill or the water bill, you are 
spending money that is gone forever. This is a real debt.  
When you want to borrow money to buy a car or a house 
then you are not going into debt; you are going into the 
investment business.  If you can&amp;#146;t pay off your house loan, 
you can sell the house, pay the debt and any money you 
may have left is your return from your investment. Then you 
have a profit from you investment.  6. You will attract money 
when you fill a vital need.  It always pays to serve. Improve 
and expand your business and people will come, income will 
automaticaly increase and principal indebtedness will very 
naturally take care of itself.  Provide unsurpassed service and 
you can be a success. It is not a disgrace to borrow money 
ot provide a needed service. It is a disgrace not to give a good 
idea a chance to be born.  7. You can get the money if you 
dare to ask for it.  The Bible says : &amp;#147;Ask and you will receive.&amp;#148; 
&amp;#147;You have not because you ask not.&amp;#148;  Jesus Christ said : 
&amp;#147;Ask and you shall receive, seek and you shall find, knock 
and it shall be opened to you.&amp;#148;  Be positive , have a 
constructive cause. Let it be creative and inspiring and people 
will be attracted. Sell a wonderfull new idea. Offer people an 
exciting opportunity to share in building something wonderful. 
Every person wants to be creative, important and useful. The 
need to be needed is one of the deepest hungers in the 
human heart and everyone want to spend his money. Give 
people a dynamic program and they will love to give to it.  8. 
You can harness the pyramiding power of time.  Let time 
solve your money problems. Harness the calender and let it 
harvest the crop of money that is raised each year from the 
fertile fields of free enterprise. It&amp;#146;s quite possible that money 
is not your problem after all. Your problem may be a lack of 
patience. So learn how to harness time to let time make 
money for you.  9. Make God your partner.  This is the key 
which may unlock your door to success. This does not mean 
that if you team up with God, you will naturally be rich. But it 
is true that if you do enter into a sacred agreement to make 
God your partner, you will receive insights, inspirations, bright 
ideas and courage to move ahead when and as you should.  
10. You can start over again.  If you have suffered financial 
failure remember this : &amp;#147;Fear is more disgraceful than failure.&amp;#148; 
It is a greater disgrace not to dare to try again than it is to try 
and fail.  Read the story of most millionaires and you will find 
that many have been bankrupt at least once. Don&amp;#146;t let that old 
cry : &amp;#147;We don&amp;#146;t have enough money !&amp;#148;, keep you from 
accomplishing worthwhile projects. There will be a way.  
&amp;#147;When you need an expert, hire one. Don&amp;#146;t try to be one.&amp;#148;  &amp;#169; 
2003  Fernando Soave CEO CUTTING EDGE MLM 
http://www.cuttingedgemlm.tk Free Cutting Edge MLM 
Newsletter. Fernando Soave is the author of &quot;Cutting Edge 
MLM News.&quot; He has been in marketing for 20 years and is 
helping individuals succeed online. Visit his site to find out 
how you can get free reports. http://www.cuttingedgemlm.tk 
or Subscribe to the Free Cutting Edge MLM Newsletter and 
receive your +$585 MLM Value Pack. 
http://www.cuttingedgemlm.tk 
mailto:mnet@followup101.com?subject=SUBSCRIBE  Article 
Source: http://EzineArticles.com/  
Make $150/Hour with Paid Surveys, go to 
http://www.InstantlyWealthy.com.</description>
      <link>http://www.instantlywealthy.com</link>
      <pubDate>Mon, 11 Apr 2005 03:03:24 -0700</pubDate>
    </item>
    <item>
      <title>The Predicament of the Newly Rich</title>
      <description>Paid Surveys Online is The Biggest Money-Maker: Check out 
an informative website for yourself at 
http://www.InstantlyWealthy.com.
Ezine Article: 
The Predicament of the Newly Rich By Sam Vaknin, Ph.D.
They are the object of thinly disguised envy. They are the raw 
materials of vulgar jokes and the targets of popular 
aggression. They are the Newly Rich. Perhaps they should 
be dealt with more appropriately within the academic 
discipline of psychology, but then economics in a branch of 
psychology. To many, they represent a psychopathology or a 
sociopathology.  The Newly Rich are not a new phenomenon. 
Every generation has them. They are the upstarts, those who 
seek to undermine the existing elite, to replace it and, 
ultimately to join it. Indeed, the Newly Rich can be classified 
in accordance with their relations with the well-entrenched 
Old Rich. Every society has its veteran, venerable and 
aristocratic social classes. In most cases, there was a strong 
correlation between wealth and social standing. Until the 
beginning of this century, only property owners could vote and 
thus participate in the political process. The land gentry 
secured military and political positions for its off spring, no 
matter how ill equipped they were to deal with the 
responsibilities thrust upon them. The privileged access and 
the insiders mentality (&quot;old boys network&quot; to use a famous 
British expression) made sure that economic benefits were 
not spread evenly. This skewed distribution, in turn, served to 
perpetuate the advantages of the ruling classes.  Only when 
wealth was detached from the land, was this solidarity 
broken. Land &amp;#150; being a scarce, non-reproducible resource &amp;#150; 
fostered a scarce, non-reproducible social elite. Money, on 
the other hand, could be multiplied, replicated, redistributed, 
reshuffled, made and lost. It was democratic in the truest 
sense of a word, otherwise worn thin. With meritocracy in the 
ascendance, aristocracy was in descent. People made 
money because they were clever, daring, fortunate, visionary 
&amp;#150; but not because they were born to the right family or 
married into one. Money, the greatest of social equalizers, 
wedded the old elite. Blood mixed and social classes were 
thus blurred. The aristocracy of capital (and, later, of 
entrepreneurship) &amp;#150; to which anyone with the right 
qualifications could belong &amp;#150; trounced the aristocracy of blood 
and heritage. For some, this was a sad moment. For others, 
a triumphant one.  The New Rich chose one of three paths: 
subversion, revolution and emulation. All three modes of 
reaction were the results of envy, a sense of inferiority and 
rage at being discriminated against and humiliated.  Some 
New Rich chose to undermine the existing order. This was 
perceived by them to be an inevitable, gradual, slow and 
&quot;historically sanctioned&quot; process. The transfer of wealth (and 
the power associated with it) from one elite to another 
constituted the subversive element. The ideological shift (to 
meritocracy and democracy or to mass- democracy as y 
Gasset would have put it) served to justify the historical 
process and put it in context. The successes of the new elite, 
as a class, and of its members, individually, served to prove 
the &quot;justice&quot; behind the tectonic shift. Social institutions and 
mores were adapted to reflect the preferences, inclinations, 
values, goals and worldview of the new elite. This approach &amp;#150; 
infinitesimal, graduated, cautious, all accommodating but 
also inexorable and all pervasive &amp;#150; characterizes Capitalism. 
The Capitalist Religion, with its temples (shopping malls and 
banks), clergy (bankers, financiers, bureaucrats) and rituals &amp;#150; 
was created by the New Rich. It had multiple aims: to bestow 
some divine or historic importance and meaning upon 
processes which might have otherwise been perceived as 
chaotic or threatening. To serve as an ideology in the 
Althusserian sense (hiding the discordant, the disagreeable 
and the ugly while accentuating the concordant, conformist 
and appealing). To provide a historical process framework, to 
prevent feelings of aimlessness and vacuity, to motivate its 
adherents and to perpetuate itself and so on.  The second 
type of New Rich (also known as &quot;Nomenclature&quot; in certain 
regions of the world) chose to violently and irreversibly uproot 
and then eradicate the old elite. This was usually done by 
use of brute force coated with a thin layer of incongruent 
ideology. The aim was to immediately inherit the wealth and 
power accumulated by generations of elitist rule. There was a 
declared intention of an egalitarian redistribution of wealth and 
assets. But reality was different: a small group &amp;#150; the new elite 
&amp;#150; scooped up most of the spoils. It amounted to a surgical 
replacement of one hermetic elite by another. Nothing 
changed, just the personal identities. A curious dichotomy 
has formed between the part of the ideology, which dealt with 
the historical process &amp;#150; and the other part, which elucidated 
the methods to be employed to facilitate the transfer of wealth 
and its redistribution. While the first was deterministic, long-
term and irreversible (and, therefore, not very pragmatic) &amp;#150; the 
second was an almost undisguised recipe for pillage and 
looting of other people&apos; property. Communism and the 
Eastern European (and, to a lesser extent, the Central 
European) versions of Socialism suffered from this inherent 
poisonous seed of deceit. So did Fascism. It is no wonder 
that these two sister ideologies fought it out in the first half of 
the twentieth century. Both prescribed the unabashed, 
unmitigated, unrestrained, forced transfer of wealth from one 
elite to another. The proletariat enjoyed almost none of the 
loot.  The third way was that of emulation. The Newly Rich, 
who chose to adopt it, tried to assimilate the worldview, the 
values and the behaviour patterns of their predecessors. They 
walked the same, talked the same, clad themselves in the 
same fashion, bought the same status symbols, ate the 
same food. In general, they looked as pale imitations of the 
real thing. In the process, they became more catholic than 
the Pope, more Old Rich than the Old Rich. They 
exaggerated gestures and mannerisms, they transformed 
refined and delicate art to kitsch, their speech became 
hyperbole, their social associations dictated by ridiculously 
rigid codes of propriety and conduct. As in similar 
psychological situations, patricide and matricide followed. 
The Newly Rich rebelled against what they perceived to be 
the tyranny of a dying class. They butchered their objects of 
emulation &amp;#150; sometimes, physically. Realizing their inability to 
be what they always aspired to be, the Newly Rich switched 
from frustration and permanent humiliation to aggression, 
violence and abuse. These new converts turned against the 
founders of their newly found religion with the rage and 
conviction reserved to true but disappointed believers.  
Regardless of the method of inheritance adopted by the New 
Rich, all of them share some common characteristics. 
Psychologists know that money is a love substitute. People 
accumulate it as a way to compensate themselves for past 
hurts and deficiencies. They attach great emotional 
significance to the amount and availability of their money. 
They regress: they play with toys (fancy cars, watches, 
laptops). They fight over property, territory and privileges in a 
Jungian archetypal manner. Perhaps this is the most 
important lesson of all: the New Rich are children, aspiring to 
become adults. Having been deprived of love and possessions 
in their childhood &amp;#150; they turn to money and to what it can buy 
as a (albeit poor because never fulfilling) substitute. And as 
children are &amp;#150; they can be cruel, insensitive, unable to delay 
the satisfaction of their urges and desires. In many countries 
(the emerging markets) they are the only capitalists to be 
found. There, they spun off a malignant, pathological, form of 
crony capitalism. As time passes, these immature New Rich 
will become tomorrow&apos;s Old Rich and a new class will 
emerge, the New Rich of the future. This is the only hope &amp;#150; 
however inadequate and meagre &amp;#150; that developing countries 
have.  About The Author  Sam Vaknin is the author of 
&quot;Malignant Self Love - Narcissism Revisited&quot; and &quot;After the 
Rain - How the West Lost the East&quot;. He is a columnist in 
&quot;Central Europe Review&quot;, United Press International (UPI) and 
ebookweb.org and the editor of mental health and Central 
East Europe categories in The Open Directory, Suite101 and 
searcheurope.com. Until recently, he served as the Economic 
Advisor to the Government of Macedonia.  His web site: 
http://samvak.tripod.com  Article Source: 
http://EzineArticles.com/  
Make $150/Hour with Paid Surveys, go to 
http://www.InstantlyWealthy.com.</description>
      <link>http://www.instantlywealthy.com</link>
      <pubDate>Mon, 11 Apr 2005 03:03:24 -0700</pubDate>
    </item>
    <item>
      <title>Want Money? You Got It!</title>
      <description>Paid Surveys Online is The Biggest Money-Maker: Check out 
an informative website for yourself at 
http://www.InstantlyWealthy.com.
Ezine Article:
Want Money? You Got It! By Miami Phillips.  
Six out of six people who were asked to list their highest 
priority in life said, &quot;I want money&quot;. Maybe not in those exact 
words, but that was the gist of the request. Understand, when 
you ask the Universe for something the Universe must help 
provide it. All six of these people are getting exactly what 
they asked for. They are &apos;wanting money&apos;.  None of us really 
needs money. This is a fallacy. We have all we need; shelter, 
food and clothing. Most of us have much more than the basic 
necessities for life because we enjoy nice houses, fine cars, 
eat out every now and then, and extras like computers, 
music, books, trips and many other &amp;#145;things&amp;#146;.  Do you realize 
most people want money no matter how much income they 
have? Someone making $100,000 a year wants money just 
as much (or more) than someone making $30,000. Isn&apos;t that 
fascinating? We must realize it is not the money we want, 
but the stuff money can buy. Look closely at the stuff to be 
absolutely sure of the reasons it is wanted. This is the rule: 
Be who you are. Do what you love. Have what you need. Be, 
Do, Have. Most of the world, and especially in America, has 
this rule backwards. Most Do something, to Have stuff, to Be 
somebody.  So many people are working a job, called making 
a living, by default instead of by passion. Some begin work in 
a field early in life and stay for 30 or 40 years because they 
are familiar with it. Some enter a family business because 
they are expected to and never follow their own path. Others 
enter a career expecting a high income. Most do not Do what 
they love.  How do you know? Ask this:  Are you making a 
living or making a life?  How is your stress level? Do you 
consider it a job or do you love to begin?  Answers to these 
questions will provide clues for you.  We take the income 
from these jobs and buy stuff: newer cars, bigger houses, 
more toys. Many are bought on credit, and we mortgage 
away our lives. Why? Because it is the way we are raised. 
We are bombarded with marketing all our lives to act in this 
way. We want to impress our friends. (I got a heck of a deal 
on a new car!) (Want to go for a spin in the new boat?) All 
this stuff ends up in yard sales, consignment shops, back 
yards and trash dumps. Life is good though, because with all 
this stuff we can now Be somebody. We live in that 
neighborhood, drive that car, have membership in that club, 
and wear those clothes. Now we are good enough to Be with 
those people.  See? It is backwards. We Do, Have, Be 
instead of Be, Do, Have .  What is wrong with this? It leads to 
a never ending, vicious cycle. There is always more stuff! We 
all want desperately to just Be . If our Being depends on 
Having we are all in trouble. There is always more stuff! 
Bigger and better houses, cars, clubs, clothes, boats, 
airplanes etc.... To get this stuff we need more income, which 
means we must be Doing work harder and longer at jobs we 
didn&apos;t particularly like to begin with. * What is the answer?  
Be who you are first. Define the top four values for your Self. I 
will send you a worksheet if you email and ask for it. Define 
what success is for you! Again, I will be happy to send you a 
worksheet. With your definitions in hand, begin to make 
conscious choices on every single opportunity based on your 
values and your definition of success instead of someone 
else&apos;s. Over time you will find your life reflecting who you are.  
Do what you love. This takes time to understand. What did 
you love to do as a child? What are your dreams now? What 
are you passionate about? Each of us is here for a reason. 
When you understand this reason, and follow it with all your 
heart, an amazing thing will happen.  You will Have what you 
need. You might not need all the stuff you have. When you 
are fulfilled Being who you are, and you are busy Doing what 
you love, there is a Universal energy standing by so you Have 
what you need.  Be ready! You might not need what you 
have!  Your Coach and online friend,  Miami  Quotation of the 
Week   &quot;When you set yourself on fire, people love to come 
and see you burn.&quot;&amp;#151; John WesleyEvangelist (eighteenth 
century)  About The Author  Miami Phillips is an ANSIR 
Certified Personal Coach and the founder of Creative 
MasterMinds who believes personal growth is an essential 
ingredient to being happy and contributing to this world. While 
his main focus is affordable personal and business coaching, 
he also offers motivational teleclasses, ebooks, reading 
recommendations and much more. To find out more visit his 
site at http://www.creativemasterminds.com or send him an 
email at coach@creativemasterminds.com  Article Source: 
http://EzineArticles.com/  
Make $150/Hour with Paid Surveys, go to 
http://www.InstantlyWealthy.com.</description>
      <link>http://www.instantlywealthy.com</link>
      <pubDate>Mon, 11 Apr 2005 03:03:24 -0700</pubDate>
    </item>
    <item>
      <title>5 Simple Steps for Serious Saving and Financial Growth</title>
      <description>Paid Surveys Online is The Biggest Money-Maker: Check out 
an informative website for yourself at 
http://www.InstantlyWealthy.com.
Ezine Article:
5 Simple Steps for Serious Saving and Financial Growth By 
Rhiannon Williamson.
1) Pay off your loan, credit and store card debt and resist the 
temptation to keep on spending money you don&amp;#146;t yet have.  
Credit cards and store cards attract the highest rates of 
interest and are the most inefficient way to work your 
finances. The average annual percentage rate (APR) for credit 
cards in the UK is 16.1% and consumers effectively waste 
&amp;#163;500 million each month on interest payments. Credit card 
companies profit massively from the rates of interest charged 
because few people pay off more than the minimum amount 
each month - so while you get less wealthy these companies 
continue to grow and even increase your credit limit without 
you asking them to which will enable you to borrow more, get 
deeper in debt for longer and enable them to profit further!  
Stop the cycle!  Look at your card&amp;#146;s APR, can you do a 
balance transfer to another card company and reduce the 
APR? If so, make sure the reduced rate is not just an 
introductory offer with the APR rising higher than the rate you 
currently suffer. Do detailed research and homework in this 
area, the internet is a great place for independent information, 
see if you can reduce your interest charges while you work to 
pay off the debt.  Remember - simply reducing the interest 
you pay will not make you wealthier, you will still be throwing 
money away as long as you do not pay back your complete 
balance.  Pay off the debt as soon as you can, reduce the 
temptation to buy anything other than your home on credit, 
watch the rates of interest you&amp;#146;re charged on any money you 
do have to borrow and stop others profiting!  2) Pay off your 
mortgage before retirement.  The most significant asset most 
people have is their home, while they do not own it and are 
paying a mortgage on it, the most expensive asset most 
people have is their home! While you&amp;#146;re working and bringing 
in a regular income you&amp;#146;re in the best position possible to 
obtain and afford a mortgage, but when you reach retirement 
the majority of people find they have a fixed and limited 
budget on which they have to live and if they are still making 
mortgage payments this will restrict them massively.  By 
paying off a mortgage before retirement you will benefit in two 
ways. Firstly you will significantly reduce your monthly 
outgoings meaning you can live on far less and potentially 
enjoy a far better lifestyle than your peers who are renting or 
paying off debt on their home. Secondly the amount of equity 
you will have in your home is significant. This equity offers the 
potential for massive financial security. You can borrow 
against the equity if ever you absolutely had to or you could 
release the whole amount through the sale of the home.  3) 
Get a pension.  Pensions might not be sexy; in fact they are 
probably the most boring financial instrument around! 
However, qualifying pension contributions are tax exempt 
meaning that you&amp;#146;re rewarded by the tax man for saving for 
your retirement via a pension plan. Added to this mini-bonus 
is the fact that some companies offer their employees a 
pension scheme into which they too pay an amount. This 
means that if you opt in to such a scheme you effectively get 
&amp;#145;free&amp;#146; money from your employer as well! So, fashionable and 
pretty they are not, tax efficient and wealth effective they 
most certainly can be!  4) Use a two tiered bank/savings 
account and earn better interest rates.  If you don&amp;#146;t ask you 
don&amp;#146;t get - and few banks promote that they offer customers 
the option to bank and save at the same time. However, such 
a structure is offered by most UK high street banks and 
should be available at no extra cost upon request.  How does 
it work?  Basically money in your bank account is 
automatically transferred into a savings account that attracts 
a higher rate of interest, as you draw down from your current 
account for bills, standing orders, nights out, so money is 
automatically transferred out of the savings account to cover 
it.  Like most people you may have a fast turn around of 
money in your account on a monthly basis and money may 
not remain in the savings account for long! However, every 
small step in the right direction makes a positive difference 
and if you can earn interest from your bank instead of being 
charged it by a credit card company you&amp;#146;re going to be the 
winner instead of the financial institutions!  5) Profit from tax 
efficient savings schemes.  As already mentioned, pensions 
are tax efficient investment vehicles as they accept tax 
exempt contributions. There are also a number of savings 
vehicle that offer tax exemption on any gains accrued &amp;#150; i.e., 
any interest your money attracts is paid to you gross without 
any tax being taken. Currently in the UK the most well known 
and widely promoted and used is the ISA or Individual 
Savings Account.  Consider setting up a standing order to 
pay a percentage of your income into such a scheme each 
month&amp;#133;after the first couple of months you won&amp;#146;t even miss 
the money and over the long term it may well accrue 
significant tax free interest&amp;#133;yet more free money for you!  
Rhiannon Williamson is the publisher of 
http://www.shelteroffshore.com/ - the online resource that 
guides you to a low tax, maximum investment profit lifestyle.  
Shelter Offshore features three main channels - offshore 
investment, property investment abroad and overseas 
lifestyle.  Rhiannon Williamson is also the author of &amp;#145;The 
Offshore Advantage&amp;#146; 
http://www.shelteroffshore.com/index.php/shelter/offshore_adv
antage/ which teaches readers how to build secure wealth 
using their secret offshore advantage.  (c) Shelter Offshore - 
All Rights Reserved  Article Source: 
http://EzineArticles.com/.  
Make $150/Hour with Paid Surveys, go to 
http://www.InstantlyWealthy.com.</description>
      <link>http://www.instantlywealthy.com</link>
      <pubDate>Mon, 11 Apr 2005 03:03:24 -0700</pubDate>
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    <item>
      <title>How To Grow Your Mental Power and Let Your Brain Make You Rich</title>
      <description>Paid Surveys Online is The Biggest Money-Maker: Check out an informative website for yourself at http://www.InstantlyWealthy.com.&lt;br&gt;
Ezine Article:&lt;br&gt;
How To Grow Your Mental Power and Let Your Brain Make You Rich&lt;br&gt;
By Fernando Soave.&lt;br&gt;
No one has complete control over their thoughts. But with practice, with deliberate attention, far more control can be achieved. Here are five rules that show you how.&lt;br&gt;
&lt;br&gt;
1. Practice thinking to develop mental thrust.&lt;br&gt;
&lt;br&gt;
Thinking is work. To develop your thinking process you must put the mind through exercises which lead it down new paths.&lt;br&gt;
&lt;br&gt;
2. Add width to your thinking.&lt;br&gt;
&lt;br&gt;
Narrow minded people have these characteristics. All negative.&lt;br&gt;
&lt;br&gt;
a. They see only a small part of problems.&lt;br&gt;
&lt;br&gt;
b. They are exceptionally prejudiced. They can hate intensely.&lt;br&gt;
&lt;br&gt;
c. They are intellectually blind. They learn no wisdom as they mature.&lt;br&gt;
&lt;br&gt;
To think wide remember :&lt;br&gt;
&lt;br&gt;
a. Be careful of generalising with the &amp;#147;all white and black&amp;#148; approach.&lt;br&gt;
&lt;br&gt;
b. Avoid sentences like, &amp;#147;He&amp;#146;s no good&amp;#148;, &amp;#147;I hate&amp;#148;, &amp;#147;They are stupid&amp;#148;.&lt;br&gt;
&lt;br&gt;
c. Think two sides before you make your point. Nothing is all good and nothing is all bad.&lt;br&gt;
&lt;br&gt;
d. Don&amp;#146;t be to fast with your opinions.&lt;br&gt;
&lt;br&gt;
3. Think like a crew member not like a passenger.&lt;br&gt;
&lt;br&gt;
Assume your responsibility for what happens.&lt;br&gt;
&lt;br&gt;
4. Listen and trade minds with people you want to influence.&lt;br&gt;
&lt;br&gt;
Remember, it isn&amp;#146;t how much you talk. It&amp;#146;s how much you listen that determines if your brain will develop understanding and power to convince other people.&lt;br&gt;
&lt;br&gt;
5. Develop you own &amp;#147;wisdom builder&amp;#148;.&lt;br&gt;
&lt;br&gt;
Keep a journal. Get yourself a diary or notebook. Each day write the answer to this question in your diary, &amp;#147;What great lesson did I learn today?&amp;#148;. Remember, when you write, your mental energy is concentrated on thinking. What you write, you will remember more clearly as what you speak.&lt;br&gt;
&lt;br&gt;
It isn&amp;#146;t so much what you know when you start that matters. It&amp;#146;s what you learn and put to use after you open your doors that counts most.&lt;br&gt;
&lt;br&gt;
Fernando Soave Copyright &amp;#169; 2003&lt;br&gt;
&lt;br&gt;
Fernando Soave is the author of &quot;Cutting Edge MLM News.&quot; He has been in marketing for 20 years and is helping individuals succeed online. Visit his site to find out how you can get free reports. http://www.cuttingedgemlm.tk or Subscribe to the Free Cutting Edge MLM Newsletter and receive your +$585 MLM Value Pack. mailto:mnet@followup101.com?subject=SUBSCRIBE&lt;br&gt;
&lt;br&gt;
Article Source: http://EzineArticles.com/&lt;br&gt;
&lt;br&gt;&lt;br&gt;
Make $150/Hour with Paid Surveys, go to http://www.InstantlyWealthy.com.</description>
      <link>http://www.instantlywealthy.com</link>
      <pubDate>Mon, 11 Apr 2005 03:03:24 -0700</pubDate>
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